XQuery+Cloud provides a declarative programming model that simplifies application development, reduces costs, and improves time to market, flexibility, and customizability compared to traditional multi-layer architectures. By combining XQuery with cloud infrastructure like AWS, it offers elastic scaling, pay-as-you-go costs, and the ability to build rich applications without servers. However, it also faces challenges from the complexity of XML/XQuery and the immaturity of tools and platforms for this approach.