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LIGHTING THE PATH TO YOUR NEXT HOME
LOAN
Who are we?
• mortgage lender focused on
providing mortgage services
and personal guidance through
the loan process.
• We are a direct mortgage
lender, which means that we
have the option to lend the
money ourselves, or “shop”
the market to obtain the best
rate and program available.
We have
access to all
types of loan
products that
offer
competitive
rates
Jumbo financing
Low/No down payment VA loans
FHA loans with 3.5% down
USDA loans for rural properties
Fannie/Freddie conforming loans
•Stated income
•Income verified through bank statements instead of tax returns.
•Asset qualifying only
Niche products
WHY DO YOU NEED ME?
I help you navigate through the
maze we call mortgage loans
• With my extensive knowledge of loan programs and underwriting
guidelines I help navigate you through the guidelines to find the product
and loan that fits you best.
• I work with you personally to help ensure you can communicate the
necessary facts and figures the underwriter needs to approve your loan.
• I help them see the complete picture behind your credit score and past
decisions whether good or bad.
• I work with you to eliminate potential issues with appraisals,
inspections, title and lender.
• I work side-by-side with all parties to create a smooth process.
• It’s my job to help protect you from potential decisions that could have
future consequences and educate you on options available to you.
MORTGAGE ADVISOR - Qualifications
1
EXPERIENCE – knowing
in a given situation
what “to do” and what
“not to do”.
2
ALWAYS EVOLVING -
Stay cutting edge on a
constantly changing
market.
3
CREATIVE - Be willing
to think outside the
box and find solutions.
4
INTEGRITY - Truly
understand the level of
trust a borrower and
lender is extending to
you. Make each
decision with integrity.
5
LISTEN - Take the extra
step to truly
understand the
borrower’s financial
goals.
6
Build a TEAM! Build
strong relationships
with underwriters,
escrow agents and real
estate agents so you
create an atmosphere
centered around trust,
effective
communication and
exceptional service.
How to refer to me?
If you hear
someone say….
•
• “I’m not sure if my current mortgage is the best available”
• “I want to buy a home, but I own a small business”
• “I can’t find a lender who can close on-time”
• “I dread doing another home loan”
• “I just divorced my husband and he’s still on the home loan”
• “I love my house but wish I could change my kitchen”
• “I wish I could own a house with a pool”
• “I’m scared of my adjustable loan”
• “I just graduated college and want a plan to buy in the future”
• “I want to pay off my house by retirement”
• “I’m retired and can’t afford my mortgage payment”
• “With my credit, there is no way I can buy a house”
POWER
PARTNERS
• Real Estate Agents
• Insurance Brokers
• Financial Advisors
• CPAs
• Bank Lending Managers
• Builders
• General Contractors
• Bookkeepers
• Hair Stylists
• Title Company Representatives
• Waiters
• RADIANT FINANCIAL
GROUP
Jennifer Ann Lampe
Licensed Loan Originator
NMLS #205573

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Radiant Financial Group - Full Service Mortgage Broker

  • 1. LIGHTING THE PATH TO YOUR NEXT HOME LOAN
  • 2.
  • 3. Who are we? • mortgage lender focused on providing mortgage services and personal guidance through the loan process. • We are a direct mortgage lender, which means that we have the option to lend the money ourselves, or “shop” the market to obtain the best rate and program available.
  • 4. We have access to all types of loan products that offer competitive rates Jumbo financing Low/No down payment VA loans FHA loans with 3.5% down USDA loans for rural properties Fannie/Freddie conforming loans •Stated income •Income verified through bank statements instead of tax returns. •Asset qualifying only Niche products
  • 5. WHY DO YOU NEED ME?
  • 6. I help you navigate through the maze we call mortgage loans • With my extensive knowledge of loan programs and underwriting guidelines I help navigate you through the guidelines to find the product and loan that fits you best. • I work with you personally to help ensure you can communicate the necessary facts and figures the underwriter needs to approve your loan. • I help them see the complete picture behind your credit score and past decisions whether good or bad. • I work with you to eliminate potential issues with appraisals, inspections, title and lender. • I work side-by-side with all parties to create a smooth process. • It’s my job to help protect you from potential decisions that could have future consequences and educate you on options available to you.
  • 7. MORTGAGE ADVISOR - Qualifications 1 EXPERIENCE – knowing in a given situation what “to do” and what “not to do”. 2 ALWAYS EVOLVING - Stay cutting edge on a constantly changing market. 3 CREATIVE - Be willing to think outside the box and find solutions. 4 INTEGRITY - Truly understand the level of trust a borrower and lender is extending to you. Make each decision with integrity. 5 LISTEN - Take the extra step to truly understand the borrower’s financial goals. 6 Build a TEAM! Build strong relationships with underwriters, escrow agents and real estate agents so you create an atmosphere centered around trust, effective communication and exceptional service.
  • 8. How to refer to me?
  • 9. If you hear someone say…. • • “I’m not sure if my current mortgage is the best available” • “I want to buy a home, but I own a small business” • “I can’t find a lender who can close on-time” • “I dread doing another home loan” • “I just divorced my husband and he’s still on the home loan” • “I love my house but wish I could change my kitchen” • “I wish I could own a house with a pool” • “I’m scared of my adjustable loan” • “I just graduated college and want a plan to buy in the future” • “I want to pay off my house by retirement” • “I’m retired and can’t afford my mortgage payment” • “With my credit, there is no way I can buy a house”
  • 10. POWER PARTNERS • Real Estate Agents • Insurance Brokers • Financial Advisors • CPAs • Bank Lending Managers • Builders • General Contractors • Bookkeepers • Hair Stylists • Title Company Representatives • Waiters • RADIANT FINANCIAL GROUP Jennifer Ann Lampe Licensed Loan Originator NMLS #205573