Star Health Diabetes Safe Insurance
Sale of Policy - PAN-INDIA.
Type of diabetes covered - Both Type 1 Diabetes and Type 2 Diabetes.
Policy cover options - Both Individual and Family Floater options.
Coverage from - Day 1 for Plan A (with medical tests) Plan B (without medical tests) COVER STARTS on Day 31 (15 months WP for some listed conditions).
Auto restore facility - Available - 100% restored.
Day care procedured - Expanded day care procedures - 423 listed procedures.
Dialysis benefit - Upto 24 months - with Rs1000 per sitting.
Artificial limbs facility - Yes, upto 10% of SI.
Premium advantage - Premium advantage ranging from Rs. 1000 to 13000 (STAR Plan A with medical screening compared)
Premium loading - No loading.
PED: - PED waiting period for Non-Diabetic complications is 48 months while it is 36 months in Energy.
Room caps: - Room rent limits in our policy RR for diab hosp (Std single A/C & Lower of either 1.5% of SI or 8.5K for diabetic & non-diabetic treatments). Apollo does not have room caps.
Benefit limits: - No sum insured caps for treatment, while we have caps in Cataract, and Cardio claims. Effective claim value limited to 40% to 67% of SI.
Option for 2 lakhs: - Sum insured options start from Rs 3 lakhs (3/4/5/10L). Apollo starts at 2 lakhs (2/3/5/10L)
Star Health Diabetes Safe Insurance
Sale of Policy - PAN-INDIA.
Type of diabetes covered - Both Type 1 Diabetes and Type 2 Diabetes.
Policy cover options - Both Individual and Family Floater options.
Coverage from - Day 1 for Plan A (with medical tests) Plan B (without medical tests) COVER STARTS on Day 31 (15 months WP for some listed conditions).
Auto restore facility - Available - 100% restored.
Day care procedured - Expanded day care procedures - 423 listed procedures.
Dialysis benefit - Upto 24 months - with Rs1000 per sitting.
Artificial limbs facility - Yes, upto 10% of SI.
Premium advantage - Premium advantage ranging from Rs. 1000 to 13000 (STAR Plan A with medical screening compared)
Premium loading - No loading.
PED: - PED waiting period for Non-Diabetic complications is 48 months while it is 36 months in Energy.
Room caps: - Room rent limits in our policy RR for diab hosp (Std single A/C & Lower of either 1.5% of SI or 8.5K for diabetic & non-diabetic treatments). Apollo does not have room caps.
Benefit limits: - No sum insured caps for treatment, while we have caps in Cataract, and Cardio claims. Effective claim value limited to 40% to 67% of SI.
Option for 2 lakhs: - Sum insured options start from Rs 3 lakhs (3/4/5/10L). Apollo starts at 2 lakhs (2/3/5/10L)