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Risk management in my own community In my community, Community-based risk management refers to the strategies adopted by households to mitigate the impact of shocks and cope with risk. Risk can be classified as idiosyncratic, meaning one household’s experience is typically unrelated to neighboring households’, or covariate, meaning that many households in the same locality suffer similar shocks. Key Concepts • A local area might be exposed to a number of disaster risks. It will be necessary to understand the nature, and impact of these disasters in order to better prepare for future; • A range of social groups may exist in a district, municipality or commune. The vulnerability of different groups may differ from each other. It is important for local authorities to understand the reasons for vulnerability of different groups; • The communities, local authorities and civil society groups may have multiple resources and capacities to deal with disasters; e.g. indigenous knowledge, policies, disaster reduction programs, technical institutions, machinery and equipment, and social networks; • Local authorities must identify the challenges faced and lessons learnt from the past experiences of responding to disasters;

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