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Comparativo de Impressoras ECF
1) O documento faz um comparativo das especificações técnicas de impressoras fiscais de diferentes marcas.
2) São listadas as velocidades de impressão, número de colunas por linha, capacidade de memória fiscal e detalhe, tamanho da bobina, interfaces de comunicação, confiabilidade da guilhotina e dimensões de cada modelo.
3) As impressoras comparadas são modelos das marcas Bematech, Daruma, Elgin e Epson, sendo analisadas suas especificações e recursos técnicos.
Dia dos pais
O documento deseja felicitar os pais pelo Dia dos Pais, repetindo as frases "Feliz Dia dos Pais" e "pravocês".
Pamukkale
Pamukkale é uma maravilha natural na Turquia caracterizada por bacias de água e quedas d'água congeladas que parecem feitas de algodão, resultado da ação de águas termais que depositam carbonato de cálcio. A paisagem protegida fascina por suas estruturas fantásticas deixadas pelas várias águas minerais que mudam de cor de acordo com a luz, criando um espetáculo deslumbrante e ambiente inigualável.
Projecto Vai e Vem
Este documento descreve um projeto de promoção da leitura em famílias com crianças pequenas. O projeto visa envolver as famílias no Plano Nacional de Leitura de Portugal e enfatiza a importância da leitura desde cedo, oferecendo conselhos sobre como ler com crianças.
Corda
Um alpinista ficou preso em uma corda enquanto escalava uma montanha à noite. Ele gritou por ajuda a Deus, que disse para cortar a corda se confiasse que seria salvo. O alpinista hesitou e foi encontrado morto pela equipe de resgate, ainda agarrado à corda a apenas dois metros do chão. A história ensina sobre confiar em Deus mesmo em momentos de dúvida.
Recommended
Comparativo de Impressoras ECF
1) O documento faz um comparativo das especificações técnicas de impressoras fiscais de diferentes marcas.
2) São listadas as velocidades de impressão, número de colunas por linha, capacidade de memória fiscal e detalhe, tamanho da bobina, interfaces de comunicação, confiabilidade da guilhotina e dimensões de cada modelo.
3) As impressoras comparadas são modelos das marcas Bematech, Daruma, Elgin e Epson, sendo analisadas suas especificações e recursos técnicos.
Dia dos pais
O documento deseja felicitar os pais pelo Dia dos Pais, repetindo as frases "Feliz Dia dos Pais" e "pravocês".
Pamukkale
Pamukkale é uma maravilha natural na Turquia caracterizada por bacias de água e quedas d'água congeladas que parecem feitas de algodão, resultado da ação de águas termais que depositam carbonato de cálcio. A paisagem protegida fascina por suas estruturas fantásticas deixadas pelas várias águas minerais que mudam de cor de acordo com a luz, criando um espetáculo deslumbrante e ambiente inigualável.
Projecto Vai e Vem
Este documento descreve um projeto de promoção da leitura em famílias com crianças pequenas. O projeto visa envolver as famílias no Plano Nacional de Leitura de Portugal e enfatiza a importância da leitura desde cedo, oferecendo conselhos sobre como ler com crianças.
Corda
Um alpinista ficou preso em uma corda enquanto escalava uma montanha à noite. Ele gritou por ajuda a Deus, que disse para cortar a corda se confiasse que seria salvo. O alpinista hesitou e foi encontrado morto pela equipe de resgate, ainda agarrado à corda a apenas dois metros do chão. A história ensina sobre confiar em Deus mesmo em momentos de dúvida.
O médico perfeito
O documento lista várias figuras bíblicas que aparentemente tinham falhas ou limitações, mas que mesmo assim foram usadas por Deus, como Noé que era bêbado e José que era escravo. Também dá exemplos de como Deus pode usar o potencial das pessoas completamente e está esperando para usar o nosso potencial, independentemente dos nossos problemas. Termina encorajando o perdão e a gentileza com aqueles que estão enfrentando batalhas.
VIAJE A COLOMBIA,EJEMPLO
Este resumen describe un viaje de lujo de 6 días a Colombia que incluye visitas exclusivas a Bogotá, Zipaquira, Guatavita y Pereira. El itinerario ofrece alojamiento en hoteles 5 estrellas, transporte privado, comidas gourmet, actividades culturales privadas, sesiones de spa y fotografía, con un enfoque en momentos románticos e íntimos para la pareja. El viaje está diseñado para proporcionar una experiencia lujosa y memorable de Colombia.
TOC 2012 New York
iPublishCentral announces its participation as a platinum sponsor at TOC’12 New York!
We invite you to book a meeting with us http://bit.ly/nhg9bs
- Are you capitalizing on eBook opportunities around the world?
- Do you have a strategy to tap into global library market?
Meet us at Booth # 15 to see first-hand how we are helping publishers with their digital strategies in minting revenues! Look forward to meeting you there!
As sete maravilhas
1. Os estudantes fizeram uma lista das sete maravilhas do mundo moderno votando nas Grandes Pirâmides, Taj Mahal, Grande Canyon, Canal do Panamá, Empire State Building, Basílica de São Pedro e Grande Muralha da China.
2. Um estudante teve dificuldade em escolher entre tantas opções maravilhosas.
3. Ele propôs que as verdadeiras sete maravilhas são ver, ouvir, tocar, provar, sentir, rir e amar.
España
Este documento resume algunos avances científicos y tecnológicos, así como costumbres y tradiciones populares en España entre finales del siglo XVIII y principios del siglo XIX. Algunos hitos incluyen el primer submarino con motor de combustión construido en Barcelona en 1867, el desarrollo de la imprenta industrial y la invención del laringoscopio. Las corridas de toros y verbenas eran populares entre el pueblo, y tradiciones como poner el belén en Navidad llegaron a España en el siglo XVIII.
Gep@rbap 2012 final version rbap
This document discusses leadership and innovation. It provides examples of leadership qualities like integrity, building consensus, effective communication and valuing customers. It also discusses three strategies for innovation: need seekers, market readers and technology drivers. Examples are given of innovative companies like Apple, Avon, Toyota and Facebook. Throughout the document, quotes emphasize the importance of leadership courage and determination for enabling innovation.
Rice crop
This document provides general information on the Philippine rice crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, claims process, and other key aspects of the program. The program aims to protect rice farmers from losses due to natural disasters and pests/diseases. It offers multi-risk and natural disaster coverage, with premiums shared by farmers, lending institutions, and the government. Eligible farmers can file claims within 45 days of losses and receive compensation based on cultivation stage and yield loss percentage.
Lrp
The Loan Repayment Protection Plan (LRP2) provides insurance protection that guarantees payment of approved agricultural loans upon the death or total permanent disability of insured borrowers. It covers loans up to PHP500,000 with premium rates from 0.375% to 1.5% depending on loan term. Benefits pay the full loan amount upon death or disability. Claim documents must be filed within 90 days and will be settled within 30 days of receipt. Excluded risks include war, suicide, driving under influence, and illegal acts.
Livestock
This document provides information on the livestock mortality insurance program offered by the Philippine Crop Insurance Corporation (PCIC). It covers various types of livestock including cattle, carabao, horses, swine, goats, sheep, poultry and game animals. The document outlines the types of insurance covers available, eligibility requirements, insurable ages of animals, sums insured and premium rates, covered and excluded risks, application procedures, and claims processes. Key details include commercial and non-commercial mortality covers, age and herd size limits for insurability, disease-specific premium surcharges, deductibles of 10-30% of sum insured, and a 10-day period to report losses.
High value crops
This document provides a summary of the Philippines' high-value commercial crop insurance program. It outlines that the program insures standing crops against risks like typhoon, flood, drought and disease. Premiums range from 2-7% of the total insured value. Eligible crops include banana, coconut, coffee and other high-value crops. Farmers must file a notice of loss within 10 days of an event and a claim for indemnity within 30 days to receive compensation based on production costs and yield loss. The goal is to provide insurance protection to large-scale commercial farmers.
Corn crop
This document provides information on the corn crop insurance program in the Philippines, including:
- The object of insurance is standing corn crops on specified farmland. Insurance covers production costs and up to 20% of expected yield.
- Coverage is from planting to harvest. Premium rates vary by region, season, and risk classification. Premiums are shared by farmers, lending institutions, and the government.
- Covered risks include natural disasters, diseases, and major pests. Excluded risks are fire, theft, war, negligence, and losses before/after specified periods. Eligible farms must meet criteria on location, irrigation, transportation access, and use of recommended technologies.
Corn crop
This document provides general information on the Philippine corn crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, covered risks and losses, claims process, and other key details of the program. The program aims to protect borrowing and self-financed farmers against losses from various natural disasters and pest/disease risks. Premiums are shared between farmers, lending institutions, and the government. Eligible farmers can purchase multi-risk or natural disaster coverage. The claims process involves notice of loss, verification of claims, and settlement within 60 days of submitting complete documents.
Ap3
The Agricultural Producers Protection Plan (AP3) provides life insurance coverage for agricultural producers, fisherfolk, and other stakeholders between 15-70 years old. AP3 covers death from accidents, natural causes, and murder/assault. Premiums and coverage amounts vary based on the insured's age and whether they have an individual or group policy. The document outlines eligibility requirements, coverage periods, exclusions, benefits, claims procedures, and other policy details.
Ads
The document provides information on the Accident and Dismemberment Security Scheme (ADSS) offered by the Philippine Crop Insurance Corporation (PCIC). Key details include:
- It provides insurance protection against death or dismemberment due to accidents for agricultural producers, fisherfolk, and other stakeholders aged 15-70.
- Coverage amounts range from PHP15,000-100,000 for individuals and PHP50,000-105,000 for families. Premiums are 0.1-0.5% of the principal sum.
- Benefits include the principal sum in case of death and 50-100% of the principal sum for various types of dismemberment. Additional medical and burial benefits are
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O médico perfeito
O documento lista várias figuras bíblicas que aparentemente tinham falhas ou limitações, mas que mesmo assim foram usadas por Deus, como Noé que era bêbado e José que era escravo. Também dá exemplos de como Deus pode usar o potencial das pessoas completamente e está esperando para usar o nosso potencial, independentemente dos nossos problemas. Termina encorajando o perdão e a gentileza com aqueles que estão enfrentando batalhas.
VIAJE A COLOMBIA,EJEMPLO
Este resumen describe un viaje de lujo de 6 días a Colombia que incluye visitas exclusivas a Bogotá, Zipaquira, Guatavita y Pereira. El itinerario ofrece alojamiento en hoteles 5 estrellas, transporte privado, comidas gourmet, actividades culturales privadas, sesiones de spa y fotografía, con un enfoque en momentos románticos e íntimos para la pareja. El viaje está diseñado para proporcionar una experiencia lujosa y memorable de Colombia.
TOC 2012 New York
iPublishCentral announces its participation as a platinum sponsor at TOC’12 New York!
We invite you to book a meeting with us http://bit.ly/nhg9bs
- Are you capitalizing on eBook opportunities around the world?
- Do you have a strategy to tap into global library market?
Meet us at Booth # 15 to see first-hand how we are helping publishers with their digital strategies in minting revenues! Look forward to meeting you there!
As sete maravilhas
1. Os estudantes fizeram uma lista das sete maravilhas do mundo moderno votando nas Grandes Pirâmides, Taj Mahal, Grande Canyon, Canal do Panamá, Empire State Building, Basílica de São Pedro e Grande Muralha da China.
2. Um estudante teve dificuldade em escolher entre tantas opções maravilhosas.
3. Ele propôs que as verdadeiras sete maravilhas são ver, ouvir, tocar, provar, sentir, rir e amar.
España
Este documento resume algunos avances científicos y tecnológicos, así como costumbres y tradiciones populares en España entre finales del siglo XVIII y principios del siglo XIX. Algunos hitos incluyen el primer submarino con motor de combustión construido en Barcelona en 1867, el desarrollo de la imprenta industrial y la invención del laringoscopio. Las corridas de toros y verbenas eran populares entre el pueblo, y tradiciones como poner el belén en Navidad llegaron a España en el siglo XVIII.
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Gep@rbap 2012 final version rbap
This document discusses leadership and innovation. It provides examples of leadership qualities like integrity, building consensus, effective communication and valuing customers. It also discusses three strategies for innovation: need seekers, market readers and technology drivers. Examples are given of innovative companies like Apple, Avon, Toyota and Facebook. Throughout the document, quotes emphasize the importance of leadership courage and determination for enabling innovation.
Rice crop
This document provides general information on the Philippine rice crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, claims process, and other key aspects of the program. The program aims to protect rice farmers from losses due to natural disasters and pests/diseases. It offers multi-risk and natural disaster coverage, with premiums shared by farmers, lending institutions, and the government. Eligible farmers can file claims within 45 days of losses and receive compensation based on cultivation stage and yield loss percentage.
Lrp
The Loan Repayment Protection Plan (LRP2) provides insurance protection that guarantees payment of approved agricultural loans upon the death or total permanent disability of insured borrowers. It covers loans up to PHP500,000 with premium rates from 0.375% to 1.5% depending on loan term. Benefits pay the full loan amount upon death or disability. Claim documents must be filed within 90 days and will be settled within 30 days of receipt. Excluded risks include war, suicide, driving under influence, and illegal acts.
Livestock
This document provides information on the livestock mortality insurance program offered by the Philippine Crop Insurance Corporation (PCIC). It covers various types of livestock including cattle, carabao, horses, swine, goats, sheep, poultry and game animals. The document outlines the types of insurance covers available, eligibility requirements, insurable ages of animals, sums insured and premium rates, covered and excluded risks, application procedures, and claims processes. Key details include commercial and non-commercial mortality covers, age and herd size limits for insurability, disease-specific premium surcharges, deductibles of 10-30% of sum insured, and a 10-day period to report losses.
High value crops
This document provides a summary of the Philippines' high-value commercial crop insurance program. It outlines that the program insures standing crops against risks like typhoon, flood, drought and disease. Premiums range from 2-7% of the total insured value. Eligible crops include banana, coconut, coffee and other high-value crops. Farmers must file a notice of loss within 10 days of an event and a claim for indemnity within 30 days to receive compensation based on production costs and yield loss. The goal is to provide insurance protection to large-scale commercial farmers.
Corn crop
This document provides information on the corn crop insurance program in the Philippines, including:
- The object of insurance is standing corn crops on specified farmland. Insurance covers production costs and up to 20% of expected yield.
- Coverage is from planting to harvest. Premium rates vary by region, season, and risk classification. Premiums are shared by farmers, lending institutions, and the government.
- Covered risks include natural disasters, diseases, and major pests. Excluded risks are fire, theft, war, negligence, and losses before/after specified periods. Eligible farms must meet criteria on location, irrigation, transportation access, and use of recommended technologies.
Corn crop
This document provides general information on the Philippine corn crop insurance program. It outlines the objectives, scope of coverage, premium rates, eligibility requirements, covered risks and losses, claims process, and other key details of the program. The program aims to protect borrowing and self-financed farmers against losses from various natural disasters and pest/disease risks. Premiums are shared between farmers, lending institutions, and the government. Eligible farmers can purchase multi-risk or natural disaster coverage. The claims process involves notice of loss, verification of claims, and settlement within 60 days of submitting complete documents.
Ap3
The Agricultural Producers Protection Plan (AP3) provides life insurance coverage for agricultural producers, fisherfolk, and other stakeholders between 15-70 years old. AP3 covers death from accidents, natural causes, and murder/assault. Premiums and coverage amounts vary based on the insured's age and whether they have an individual or group policy. The document outlines eligibility requirements, coverage periods, exclusions, benefits, claims procedures, and other policy details.
Ads
The document provides information on the Accident and Dismemberment Security Scheme (ADSS) offered by the Philippine Crop Insurance Corporation (PCIC). Key details include:
- It provides insurance protection against death or dismemberment due to accidents for agricultural producers, fisherfolk, and other stakeholders aged 15-70.
- Coverage amounts range from PHP15,000-100,000 for individuals and PHP50,000-105,000 for families. Premiums are 0.1-0.5% of the principal sum.
- Benefits include the principal sum in case of death and 50-100% of the principal sum for various types of dismemberment. Additional medical and burial benefits are
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The document summarizes the various crop and livestock insurance programs offered by the Philippine Crop Insurance Corporation (PCIC) to support the social contract of Philippine President Benigno Aquino. It provides details on PCIC's legal basis and mandate to provide insurance protection to agricultural producers against losses from natural disasters, pests and diseases. It then describes the specific insurance programs for rice and corn crops, high-value commercial crops, livestock, non-crop assets, fisheries, and term insurance programs. Premium rates are also outlined for some of the insurance types.
Micro insurance initiative
The document outlines the procedures undertaken by Mallig Plains Rural Bank to establish a micro-insurance initiative, including attending trainings, receiving approvals from regulatory bodies, and amending their articles of incorporation. Some benefits of the initiative for the bank and its clients include increased outreach, loan portfolio, and deposits for the bank, and risk protection and protection of livelihoods for clients. Challenges mentioned include regulatory changes, training costs, and ensuring affordable and viable micro-insurance products.
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This document summarizes the Philippines' ATM market from 2001 to 2011. It shows the growth in card holders and ATMs over time, as well as the card holder to ATM ratio. Globally, an optimal ratio is around 2,000, while the Philippines' ratio is currently higher at 3,256. Maintaining small ATM networks of 50 to 400 ATMs can be costly, with monthly costs exceeding revenues. Large banks have acquired the most transactions through BancNet and MegaLink networks. ENCASH, a company providing ATMs in remote areas, has received investments to help scale its business and provide more access to financial services for rural communities.
Philpass for rbap annual convention 25 may 2012
This document provides an overview of the Philippine Payments System. It discusses the key components of the National Payments System framework, including financial institutions, payments infrastructure, laws and standards. It then describes the specific payments infrastructure of the Philippines, called PhilPaSS, and how rural banks can participate. Rural banks that join PhilPaSS gain benefits like facilitating reserves, remittances and funds transfers. The document outlines the requirements and process for rural banks to become PhilPaSS members through the PhilPaSS Roving Team. It also explains how the PhilPaSS REMIT system works for overseas and domestic remittances through same-day settlement.
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This document summarizes the key initiatives and trends in microfinance for rural banks in the Philippines as reported by RBAP-MABS in April 2012. It notes that over 1 million new borrowers have benefited from over 42 billion pesos in loans disbursed to over 1.45 million micro-depositors. It also outlines factors affecting rural banks, opportunities in new technologies and channels, and recommendations for rural banks to approach customers, present solutions, and adopt new technologies to expand outreach and remain competitive.
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