This document introduces After the Event (ATE) legal expense insurance in Ireland. ATE insurance allows litigants to insure against potential liability for third party legal costs and disbursements if they lose their case. It is arranged after legal proceedings have begun. ATE insurance was introduced in the UK to facilitate personal injury claims after legal aid was withdrawn. This document outlines what types of legal actions can be covered, eligibility requirements like having over a 51% chance of success, and how to apply for coverage. Premiums are completely deferred until the conclusion of the case, so clients are fully secured if unsuccessful.

1. Provided by
LEGAL COSTS COVER
01 881 8080
0 85 85 85 706

2.  After The Event (ATE) Legal Expense Insurance allows
a litigant to insure against any potential liability for
Third Party Legal Costs & Disbursements
 ATE Insurance is arranged following the occurrence
of the event giving rise to the claim, where
Proceedings have been Issued.

3. After The Event Insurance was introduced in the UK, to
facilitate Personal Injury Proceedings following the
withdrawal of Legal Aid for such matters, in the
aftermath of the Wolff Reforms and Civil Procedure
Rules in 1999.
We are now pleased to introduce it to the Irish
Marketplace...

4. Covered Not Covered
Own Side Disbursements
Third Party Legal Costs
Third Party Disbursements
Own Solicitor’s Costs
Own Counsel’s Fees

5. Deferred Insured
Our Premiums are
completely deferred and
are not payable until the
Successful Conclusion of
the Action.
Should your client be
unsuccessful , not only
will the policy cover
Third Party Legal Costs
& Disbursements, and
your own
Disbursements*
it will also cover the cost
of the insurance
premium
* Excluding Counsel’s Fees

6. Deferred
+
Insured
=
Complete Security for
your Client

7.  Commercial Actions
 Medical Negligence
 Insolvency Actions
 Employment Law Claims
 Professional Negligence Claims
 Debt Recovery
 High Court Personal Injury Claims
 Other types of action, on a case by case basis

8.  Where your Client is Impecunious, Insolvent or
unable to afford to bring an Action, ATE Insurance
Policies provide a solution to Security for Cost
Objections.

9.  51% + Prospect of Success.
 Claimant Solicitor and Counsel preferably operating
on a No Foal, No Fee Agreement, though this is no
longer a necessity...
 Counsel’s up-to-date Opinion on the Merits of the
Action and likelihood of Success.

10.  One-Off Solicitors Application Form for Panel
Membership.
 Completed Proposal Form, including up-to-date
Counsel’s Opinion, including comment on the merits
of the action and prospects of success

11. Name Colum Magee LL.B.
DD 01- 881 8080
Mobile 085 85 85 706
E-Mail legalcostscover@yahoo.ie