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How to dump the SEPA direct debits
paperwork hassle by using electronic
mandates
Why direct debits
Cash flow 
You decide !
300 % less
admin
6 – 9 X
cheaper
+
Market ?
Market Size:
1,5 billion Direct Debit Mandates
10 % - 15 % changes a year
> 500k SME’s in Europe
Expected CAGR for SDD: + 5 %
Sepa Direct Debit is more and
more used as “hidden” instrument
for payment evolutions…
Problem: how to get the approval ?
Paper ?
For some types of mandates – 5 months!
Quote: “It’s like hell”
Alternative
eMandates
Multichannel mandate signing
Web – app – email – Face-2-Face – Paper
Mandate signing – different possibilities
Twikey: Mandate Service Provider
Advanced validations & partnerships in
Benelux
API’s are key
Supported by an extra legal framework
One more thing: execute Sepa Direct Debits
Info is synchronized with
Automated follow-up or
transaction execution
Some customers…
Endresult for all parties
+ Consumer
keeps control !
+ +
• www.twikey. com
• info@twikey.com
• +32 78 480920
• +31 85 88 84 901
More info
How to dump the SEPA direct debits
paperwork hassle by using electronic
mandates