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79RESEARCH ANALYSIS AND EVALUATION
International Indexed & Refereed Research Journal, ISSN 0975-3486, (Print) E-ISSN-2320-5482, July,2013 VOL-IV *ISSUE- 46
Lokeh foosdkuUn us f'k{kk dks ekuo&pfj= ds fuekZ.k dk vk/kkj
dgk gSA muds vuqlkj orZeku esa ekuo lekt ,d dfBu
ifjfLFkfr ls xqtj jgk gS] D;ksafd oSKkfud rFkk rduhfd izxfr
ds ifj.kkeLo:i euq"; us vius fy;s ,d HkkSfrd nqfu;k cuk
yh gS tgk¡a 'kkjhfjd lq[k rks gS ij ekufld lq[k ugha gSA
euq"; viuh /kkfeZd vkLFkk vkSj uSfrdrk dks Hkwydj dsoy
,d nkSM+ ;k izfr;ksfxrk esa yxk gSA izR;sd O;fDr nwljs ls
vkxs fudy tkuk pkgrk gS fcuk viuk y{; le>sA og
vk/kqfud HkkSfrdrkoknh thou ds lq[k lk/kuksa dks gj dher
ij tYnh ls tYnh izkIr dj ysuk pkgrk gSA blh /kkj.kk us
f'k{kk dks pfj= fuekZ.k ds lk/ku ds LFkku ij dsoy vkthfodk
izkfIr dk lk/ku cuk fn;k gSA vkt dk fo|kFkhZ bl f'k{kk dks
xzg.k djrs gq, rukoxzLr]dqafBr] v/khj rFkk vkØksf'kr gSA
mlds ikl dksbZ ekxZ ugha gSA
foosdkuUn ds fopkjksa dk ;qok oxZ ij D;k izHkko
gS ;g tkuus ds fy;s bUnkSj rFkk [kaMok dh ipkl&ipkl
Nk=kvksa ls ,d iz'ukoyh ds ek/;e ls tkudkjh izkIr dhA
izkIr lwpukvksa ds fo'ys"k.k ls ik;k fd bUnkSj rFkk [k.Mok
nksuksa gh LFkkuksa ij Nk=kvksa dks Lokeh foosdkuUn ds fopkjksa
ds ckjs esa cgqr de tkudkjh gSA egkfo|ky; esa i<+us okyh
bUnkSj dh 24% rFkk [kaMok dh 32% Nk=k,¡ Lokeh foosdkuUn
ds uke ls ifjfpr gh ugha gSa ¼rkfydk dz-1½
us dgk fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus gSa
ijarq og muls lacaf/kr fdlh iqLrd dk uke ugha crk ikbZaA
Lokeh foosdkuUn ls lacaf/kr tkudkjh dk loZs{k.k
July,2013
rkfydk dz-1 Lokehth ls ifjfpr gS ;k ugha
bUnkSj [kaMok
dzekad mRrj la[;k izfr'kr la[;k izfr'kr
1 gka 38 76 34 72
2 ugha 12 24 16 32
;ksx 50 50
bankSj dh 28% rFkk [kaMok dh 26% Nk=kvksa ds
vuqlkj Lokeh foosdkuUn /keZ izpkjd FksA bUnkSj dh 20% rFkk
[k.Mok dh 24% Nk=k,as mUgsa lekt lq/kkjd ekurh gSaA tcfd
bankSj dh 28% rFkk [kaMok dh 40% Nk=k,¡ ;g tkurh gh ugha
fd Lokeh foosdkuUn okLro esa dkSu Fks ¼rkfydk dz-2 ,oa ikbZ
pkVZ dz-1½ Lokeh th ds fopkj Nk=kvksa us i<s+ gSa ;k ugha ;g
iwNus ij bUnkSj dh 26% rFkk [k.Mok dh 36% Nk=kvksa us
;g crk;k fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus
ugha gSaA ;|fi bUnkSj dh 74% rFkk [k.Mok dh 64% Nk=kvksa
rkfydk dz-2 Lokeh th dkSu Fks
dza mRrj bankSj [kaMok
la[;k izfr'kr la[;k izfr'kr
1 /keZizpkjd 14 28 13 26
2 laU;klh 08 16 03 6
3 lekt lq/kkjd 10 20 12 24
4 ys[kd 04 802 4
5 Kkr ugha 14 28 20 40
;ksx 50 50
rkfydk dz-4 Lokeh th dks fy[kh fdlh iqLrd dk uke
crkb;s%&
dksbZ Hkh Nk=k ,d Hkh iqLrd dk uke ugha crk ikbZ
ikbZ pkVZ dz-1
rkfydk dz-3 D;k Lokekth ds fopkj i<s gSa
dzekad mRrj bankSj [kaMok
la[;k izfr'kr la[;k izfr'kr
1 gka 37 74 32 64
2 ugha 13 26 18 36
;ksx 50 50
rkfydk dz-5 foosdkuUn us ;qokvksa dks D;k f'k{kk nh Fkh
bankSj [kaMok
dzekad mRrj la[;k izfr'kr la[;k izfr'kr
1 mBks tkxks 09 18 05 10
2 Lokoyach cuks 03 6 06 12
3 tkrikr u ekuks 03 6 03 6
4 lp cksyks 09 18 08 16
5 ns'k HkDr cuks 05 10 06 12
6 pfj= fuekZ.k 04 8 03 6
7 Kkr ugha 17 34 19 38
ckj pkVZ dz-1
Lokeh th ds fopkj Nk=kvksa us i<s+ gSa ;k ugha ;g
iwNus ij bUnkSj dh 26% rFkk [k.Mok dh 36% Nk=kvksa us
80 RESEARCH ANALYSIS AND EVALUATION
International Indexed & Refereed Research Journal, ISSN 0975-3486, (Print) E-ISSN-2320-5482, July,2013 VOL-IV *ISSUE- 46
;g crk;k fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus
ugha gSa ¼rkfydk dz-3½A ;|fi bUnkSj dh 74% rFkk [k.Mok
dh 64% Nk=kvksa us dgk fd mUgksaus Lokeh foosdkuUn ds fopkj
i<+s ;k lqus gSa ijarq og muls lacaf/kr fdlh iqLrd dk uke
ugha crk ikbZaA
Lokeh foosdkuUn }kjk ;qokvksa dks nh xbZ f'k{kk ds
laca/k esa iwNs tkus ij ,slk yxrk gS Nk=kvksas us eu ls gh mRrj
fn;s gS tks fd xzkQ }kjk iznf'kZr fd;a x;s gSa foosdkuUn th
dh ewy f'k{kk fd pfj= dk fuekZ.k djsa rFkk mBks tkxks y{;
izkfIr esa tqV tkvks dsoy bUnkSj dh 18% rFkk [kMok dh 10%
Nk=k,sa gh crk ikbZa ¼rkfydk dz-5 ,oa ckj pkVZ dz-1½A
Lokeh foosdkuUn ls tqM+h fdlh laLFkk ds ckjs esa
iwNs tkus ij bUnkSj dh dsoy 10% Nk=kvksa vkSj [kaMok dh
8% Nk=kvksa us jked`".k fe'ku dk uke crk;kA bUnkSj dh
14% vkSj [kaMok dh 12% Nk=kvksa us foosdkuUn dsUnz
dU;kdqekjh dk uke crk;kA
rF;ksa ds fo'ys"k.k ls bUnkSj rFkk [kaMok ds 'kkldh;
dU;k egkfo|ky;ksa esa v/;;ujr Nk=kvksa dh tkudkjh eas
fo'ks"k vUrj n`f"Vxr ugha gksrk bUnkSj egkuxj gksus ij Hkh
;gkWa dh Nk=kvksa dh tkudkjh [kaMok dh Nk=kvksa dh vis{kk
cgqr vf/kd ugha ikbZ xbZA
mijkafdr fo'ys"k.k ls Li"V gS fd Nk=kvksa dks Lokeh
foosdkuUn rFkk mudh f'k{kk ds ckjs esa cgqr de tkudkjh
gSA fo+++?kkFkhZ thou esa pfj= fuekZ.k esa egRoiw.kZ Hkwfedk fuHkkus
okys muds fopkjksa ls os vifjfpr gSa rks mlls izHkkfor dSls
gks ldrh gSa? vko';drk bl ckr dh gS fd muds thou
rFkk f'k{kk dh tkudkjh nsus gsrq fofHkUu vk;kstu fd;s tk;sa
rFkk muds fopkjksa dks ikB~;dze esa lfEefyr fd;k tk;s izLrqr
v/;;u esa Hkh ftu Nk=kvksa us Lokeh foosdkuUn ls lacaf/kr
mRrj fn;s gSa os ogh gS ftUgksaus r`rh; lsfeLVj ds vk/kkj
ikB~;dze esa muds f'kdkxks Hkk"k.k ds ckjs esa i<+k gS 'ks"k Nk=k,sa
mRrj ugha ns ikbZaA
tkudkjh dh deh ds dkj.k&
1- Nk=kvksa esa lkfgR; i<+us esa :fp u gksukA
2- ikB~;dze ds vfrfjDr i<+us dh izo`fRr u gksukA
3- lapkj ds ek/;eksa ls Lokeh foosdkuUn ds fopkjksa dk izpkj]
izlkj u gksukA
4- ;qokvksa dk HkSfrdrkoknh n`f"Vdks.k tks vk/;kfRed vkSj
/kkfeZd fopkjksa dks fiNM+siu dh fu'kkuh ekurk gSA
5- fo|kfFkZ;ks dk f'k{kk dks dsoy thfodksiktZu dk lk/ku ekuk
tkuk yxk gSA pfj= fodkl dk lk/ku ughA
6- ewY; vk/kkfjr f'k{kk ds LFkku ij rduhd vkSj foKku
vk/kkfjr f'k{kk dk izpyuA
lq>ko%&
Lokeh foosdkuUn ds fopkj vkt Hkh izklafxr gS vr%
mudk Kku Hkkjr ds ;qokvksa dks vo'; djk;k tkuk pkfg;s
blds fy;s fUkEu lq>ko izLrqr gS%&
¼1½ MkD;esaVªh fQYe] /kkjkokfgd rFkk vU; n`"; JO; ek/;eksa
}kjkA
¼2½ ikB~;Øeksa ds ek/;e lsA
¼3½ 'kks/k laxksf"V;ksa dk vk;kstuA
¼4½ izn'kZuh }kjk foosdkuUn ds lkfgR; dk izlkj izpkjA
¼5½ L=h f'k{kk ds {ks= esa foosdkuan fopkj dk izlkjA
¼6½ ewY; vk/kkfjr f'k{kk i)fr ds ek/;e lsA
¼7½ O;fDrRo fodkl esa pkfjf=d fodkl dks egRo fn;s tkus
esaA

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INTERNATIONAL INDEXED REFEREED RESEARCH PAPER
 

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  • 1. 79RESEARCH ANALYSIS AND EVALUATION International Indexed & Refereed Research Journal, ISSN 0975-3486, (Print) E-ISSN-2320-5482, July,2013 VOL-IV *ISSUE- 46 Lokeh foosdkuUn us f'k{kk dks ekuo&pfj= ds fuekZ.k dk vk/kkj dgk gSA muds vuqlkj orZeku esa ekuo lekt ,d dfBu ifjfLFkfr ls xqtj jgk gS] D;ksafd oSKkfud rFkk rduhfd izxfr ds ifj.kkeLo:i euq"; us vius fy;s ,d HkkSfrd nqfu;k cuk yh gS tgk¡a 'kkjhfjd lq[k rks gS ij ekufld lq[k ugha gSA euq"; viuh /kkfeZd vkLFkk vkSj uSfrdrk dks Hkwydj dsoy ,d nkSM+ ;k izfr;ksfxrk esa yxk gSA izR;sd O;fDr nwljs ls vkxs fudy tkuk pkgrk gS fcuk viuk y{; le>sA og vk/kqfud HkkSfrdrkoknh thou ds lq[k lk/kuksa dks gj dher ij tYnh ls tYnh izkIr dj ysuk pkgrk gSA blh /kkj.kk us f'k{kk dks pfj= fuekZ.k ds lk/ku ds LFkku ij dsoy vkthfodk izkfIr dk lk/ku cuk fn;k gSA vkt dk fo|kFkhZ bl f'k{kk dks xzg.k djrs gq, rukoxzLr]dqafBr] v/khj rFkk vkØksf'kr gSA mlds ikl dksbZ ekxZ ugha gSA foosdkuUn ds fopkjksa dk ;qok oxZ ij D;k izHkko gS ;g tkuus ds fy;s bUnkSj rFkk [kaMok dh ipkl&ipkl Nk=kvksa ls ,d iz'ukoyh ds ek/;e ls tkudkjh izkIr dhA izkIr lwpukvksa ds fo'ys"k.k ls ik;k fd bUnkSj rFkk [k.Mok nksuksa gh LFkkuksa ij Nk=kvksa dks Lokeh foosdkuUn ds fopkjksa ds ckjs esa cgqr de tkudkjh gSA egkfo|ky; esa i<+us okyh bUnkSj dh 24% rFkk [kaMok dh 32% Nk=k,¡ Lokeh foosdkuUn ds uke ls ifjfpr gh ugha gSa ¼rkfydk dz-1½ us dgk fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus gSa ijarq og muls lacaf/kr fdlh iqLrd dk uke ugha crk ikbZaA Lokeh foosdkuUn ls lacaf/kr tkudkjh dk loZs{k.k July,2013 rkfydk dz-1 Lokehth ls ifjfpr gS ;k ugha bUnkSj [kaMok dzekad mRrj la[;k izfr'kr la[;k izfr'kr 1 gka 38 76 34 72 2 ugha 12 24 16 32 ;ksx 50 50 bankSj dh 28% rFkk [kaMok dh 26% Nk=kvksa ds vuqlkj Lokeh foosdkuUn /keZ izpkjd FksA bUnkSj dh 20% rFkk [k.Mok dh 24% Nk=k,as mUgsa lekt lq/kkjd ekurh gSaA tcfd bankSj dh 28% rFkk [kaMok dh 40% Nk=k,¡ ;g tkurh gh ugha fd Lokeh foosdkuUn okLro esa dkSu Fks ¼rkfydk dz-2 ,oa ikbZ pkVZ dz-1½ Lokeh th ds fopkj Nk=kvksa us i<s+ gSa ;k ugha ;g iwNus ij bUnkSj dh 26% rFkk [k.Mok dh 36% Nk=kvksa us ;g crk;k fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus ugha gSaA ;|fi bUnkSj dh 74% rFkk [k.Mok dh 64% Nk=kvksa rkfydk dz-2 Lokeh th dkSu Fks dza mRrj bankSj [kaMok la[;k izfr'kr la[;k izfr'kr 1 /keZizpkjd 14 28 13 26 2 laU;klh 08 16 03 6 3 lekt lq/kkjd 10 20 12 24 4 ys[kd 04 802 4 5 Kkr ugha 14 28 20 40 ;ksx 50 50 rkfydk dz-4 Lokeh th dks fy[kh fdlh iqLrd dk uke crkb;s%& dksbZ Hkh Nk=k ,d Hkh iqLrd dk uke ugha crk ikbZ ikbZ pkVZ dz-1 rkfydk dz-3 D;k Lokekth ds fopkj i<s gSa dzekad mRrj bankSj [kaMok la[;k izfr'kr la[;k izfr'kr 1 gka 37 74 32 64 2 ugha 13 26 18 36 ;ksx 50 50 rkfydk dz-5 foosdkuUn us ;qokvksa dks D;k f'k{kk nh Fkh bankSj [kaMok dzekad mRrj la[;k izfr'kr la[;k izfr'kr 1 mBks tkxks 09 18 05 10 2 Lokoyach cuks 03 6 06 12 3 tkrikr u ekuks 03 6 03 6 4 lp cksyks 09 18 08 16 5 ns'k HkDr cuks 05 10 06 12 6 pfj= fuekZ.k 04 8 03 6 7 Kkr ugha 17 34 19 38 ckj pkVZ dz-1 Lokeh th ds fopkj Nk=kvksa us i<s+ gSa ;k ugha ;g iwNus ij bUnkSj dh 26% rFkk [k.Mok dh 36% Nk=kvksa us
  • 2. 80 RESEARCH ANALYSIS AND EVALUATION International Indexed & Refereed Research Journal, ISSN 0975-3486, (Print) E-ISSN-2320-5482, July,2013 VOL-IV *ISSUE- 46 ;g crk;k fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus ugha gSa ¼rkfydk dz-3½A ;|fi bUnkSj dh 74% rFkk [k.Mok dh 64% Nk=kvksa us dgk fd mUgksaus Lokeh foosdkuUn ds fopkj i<+s ;k lqus gSa ijarq og muls lacaf/kr fdlh iqLrd dk uke ugha crk ikbZaA Lokeh foosdkuUn }kjk ;qokvksa dks nh xbZ f'k{kk ds laca/k esa iwNs tkus ij ,slk yxrk gS Nk=kvksas us eu ls gh mRrj fn;s gS tks fd xzkQ }kjk iznf'kZr fd;a x;s gSa foosdkuUn th dh ewy f'k{kk fd pfj= dk fuekZ.k djsa rFkk mBks tkxks y{; izkfIr esa tqV tkvks dsoy bUnkSj dh 18% rFkk [kMok dh 10% Nk=k,sa gh crk ikbZa ¼rkfydk dz-5 ,oa ckj pkVZ dz-1½A Lokeh foosdkuUn ls tqM+h fdlh laLFkk ds ckjs esa iwNs tkus ij bUnkSj dh dsoy 10% Nk=kvksa vkSj [kaMok dh 8% Nk=kvksa us jked`".k fe'ku dk uke crk;kA bUnkSj dh 14% vkSj [kaMok dh 12% Nk=kvksa us foosdkuUn dsUnz dU;kdqekjh dk uke crk;kA rF;ksa ds fo'ys"k.k ls bUnkSj rFkk [kaMok ds 'kkldh; dU;k egkfo|ky;ksa esa v/;;ujr Nk=kvksa dh tkudkjh eas fo'ks"k vUrj n`f"Vxr ugha gksrk bUnkSj egkuxj gksus ij Hkh ;gkWa dh Nk=kvksa dh tkudkjh [kaMok dh Nk=kvksa dh vis{kk cgqr vf/kd ugha ikbZ xbZA mijkafdr fo'ys"k.k ls Li"V gS fd Nk=kvksa dks Lokeh foosdkuUn rFkk mudh f'k{kk ds ckjs esa cgqr de tkudkjh gSA fo+++?kkFkhZ thou esa pfj= fuekZ.k esa egRoiw.kZ Hkwfedk fuHkkus okys muds fopkjksa ls os vifjfpr gSa rks mlls izHkkfor dSls gks ldrh gSa? vko';drk bl ckr dh gS fd muds thou rFkk f'k{kk dh tkudkjh nsus gsrq fofHkUu vk;kstu fd;s tk;sa rFkk muds fopkjksa dks ikB~;dze esa lfEefyr fd;k tk;s izLrqr v/;;u esa Hkh ftu Nk=kvksa us Lokeh foosdkuUn ls lacaf/kr mRrj fn;s gSa os ogh gS ftUgksaus r`rh; lsfeLVj ds vk/kkj ikB~;dze esa muds f'kdkxks Hkk"k.k ds ckjs esa i<+k gS 'ks"k Nk=k,sa mRrj ugha ns ikbZaA tkudkjh dh deh ds dkj.k& 1- Nk=kvksa esa lkfgR; i<+us esa :fp u gksukA 2- ikB~;dze ds vfrfjDr i<+us dh izo`fRr u gksukA 3- lapkj ds ek/;eksa ls Lokeh foosdkuUn ds fopkjksa dk izpkj] izlkj u gksukA 4- ;qokvksa dk HkSfrdrkoknh n`f"Vdks.k tks vk/;kfRed vkSj /kkfeZd fopkjksa dks fiNM+siu dh fu'kkuh ekurk gSA 5- fo|kfFkZ;ks dk f'k{kk dks dsoy thfodksiktZu dk lk/ku ekuk tkuk yxk gSA pfj= fodkl dk lk/ku ughA 6- ewY; vk/kkfjr f'k{kk ds LFkku ij rduhd vkSj foKku vk/kkfjr f'k{kk dk izpyuA lq>ko%& Lokeh foosdkuUn ds fopkj vkt Hkh izklafxr gS vr% mudk Kku Hkkjr ds ;qokvksa dks vo'; djk;k tkuk pkfg;s blds fy;s fUkEu lq>ko izLrqr gS%& ¼1½ MkD;esaVªh fQYe] /kkjkokfgd rFkk vU; n`"; JO; ek/;eksa }kjkA ¼2½ ikB~;Øeksa ds ek/;e lsA ¼3½ 'kks/k laxksf"V;ksa dk vk;kstuA ¼4½ izn'kZuh }kjk foosdkuUn ds lkfgR; dk izlkj izpkjA ¼5½ L=h f'k{kk ds {ks= esa foosdkuan fopkj dk izlkjA ¼6½ ewY; vk/kkfjr f'k{kk i)fr ds ek/;e lsA ¼7½ O;fDrRo fodkl esa pkfjf=d fodkl dks egRo fn;s tkus esaA