1. When launching NFC services, issuers must consider scheme rollouts, which require scalability and security unlike pilots, and should start simply before expanding applications and partners over time.
2. Choosing the right trusted service manager (TSM) is important as they differ in managing the secure element in phones or applications, and issuers may want to integrate application delivery without a service provider TSM.
3. Cooperation is needed with banks, mobile operators, and service providers who are now communicating, as different players may issue tokens, devices, or phones, and TSMs will connect to multiple service providers.