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Lifestyle Financial Planning


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Lifestyle Financial Planning at Yates & Co in Chester.

Published in: Economy & Finance, Business

Lifestyle Financial Planning

  1. 2. Lifestyle Financial Planning <ul><li>What would you like to do with the rest of your life and how much is that going to cost?  How will you know when you've built up enough money so that you can slow down at work?  Do you know your number? How much is enough and how will you know when you reach it?  Are you taking unnecessary risks with your investments?  How can you be sure that you will always have enough money?  Are you paying more tax than you need to?  How much do you need to sell your business for and when?  Do you have time to do everything that you want to do?  Do you have total peace of mind about your financial future or do you have some doubts? </li></ul><ul><li>These are just some of the questions that we help our clients to answer.  </li></ul>
  2. 3. How Do We Do It? <ul><li>Simple. We make You the centre of attention! </li></ul><ul><li>It’s a fact: most financial advisers don’t do this because they are pre-occupied with financial products. </li></ul><ul><li>We think differently. At Yates & Co, we believe that until we really know about you, we have no right to talk about your money. </li></ul><ul><li>We do things differently.  We use a three stage process that firmly puts the focus on you - on your goals, on your aspirations... </li></ul>
  3. 4. 1. Lifeplanning TM <ul><li>The first stage of the process is called Lifeplanning TM - getting to know you, helping you to identify what's important to you, and understanding the things you want to achieve in your lifetime, particularly the sort of lifestyle you want to enjoy throughout life.  We then carry out a thorough financial analysis.  Not only are the details of your income, outgoings, assets and liabilities considered, but all resources that may become available to you in your lifetime.  This gives an accurate measure of your net worth and current and future financial situation.  We can then help you estimate the cost of the life you want to enjoy in years to come... </li></ul>
  4. 5. 2. Financial Planning <ul><li>Having understood your needs we move on to the second stage - called Financial Planning .  We produce a dramatic picture, which spells out the reality of your financial future.  Suddenly you see it, understand it, and believe it.  We will then model realistic &quot;what if&quot; scenarios that will demonstrate the different outcomes that can be achieved.  Many clients have found they can retire years earlier when they are armed with the ‘truth about money'.  Others learn how they can spend more now and still be financially secure for the rest of their lives.  Other clients identify how much they need to sell their business for to be totally financially independent.  Some clients are able to remove unnecessary risks from their investments... </li></ul>
  5. 6. 3. Independent Financial Advice <ul><li>Finally, if your financial plan indicates that you might need financial or investment services, then, and only then, will we offer the third stage of the process, which is Independent Financial Advice .  At this stage we will be able to identify suitable products and services. This is REAL wealth management, suited to your REAL needs. </li></ul><ul><li>This three stage process is the exact opposite to how most financial advisers work.  A recent survey revealed that the average time it takes before an adviser starts talking to a new client about a financial product is 82 seconds! </li></ul><ul><li>Importantly, we will review your financial planning with you annually, to help you to adapt to any changes and to keep you on track. </li></ul>
  6. 7. Are You Ready For The Truth About Money? <ul><li>Are you ready for the truth about your money? Do you know your number ? </li></ul><ul><li>Life is not a rehearsal so don't leave it too late to find out your number! </li></ul><ul><li>It’s time to start working with an Alternative Financial Adviser. </li></ul><ul><li>To arrange a meeting, at our cost and without obligation, please call </li></ul><ul><li>01244 340222 and ask for Simon Yates or Senga Jones </li></ul><ul><li>or email  [email_address] </li></ul>