Rational Unified Process Uwierzytelnianie mobile in ActionAccumulate Mobile Everywhere Szymon Dowgwiłłowicz-Nowicki Styczeń 2012 roku
Mobile EverywhereIntroduction to Accumulate ME2012 Always Connected Everywhere!
ACCUMULATE • Founded 2004 • +60 million installed applications About • +30 employees • Offices in Stockholm, London and Beijing • Mobile PaymentServices • Mobile Security • Mobile Banking • Financial institutions ClientsServices • Mobile network operators • Large brandsAwardsAwards
MILESTONES• Founded 2004• First mobile platform (Flexion) commercial launch, 2004• Opening of UK office 2005• Reaches 100 000 unique installations 2006• Second mobile platform (ME) commercial launch, 2007• Reaches 1 000 000 unique installations 2007• First ME implementation June 2009• Opening of China office 2010• Acquired PayPal, TeliaSonera, Marginalen and Telenor as clients (2011)• Established partnership with VocaLink• Reaches 80 000 000 unique installations in November 2011
REFERENCES• World leading online • Swedish niche bank payment provider • Operations in Sweden,• +100 million active accounts Nederland, Latvia and Lithuania• A payment specialist that • One of the largest PSP’s in provides automated payments Scandinavia• +150 million mobile subscribers • +200 million subscribers• Largest MNO in Sweden • 6th largest MNO in world
CLIENT SECURITYKEY FEATURES ILLUSTRATION• Security application installed over the air on users mobile device• True PKI safe client• Advanced security features: • RSA key handshake • IMEI verification • MSISDN verification • SIM verification • PIN verification • 3rd factor voice or face recognition (add on) • Behavior recognition (add on)• GUI & services controlled from server Mobile• Thin client Everywhere
MOBILE PAYMENTKEY FEATURES Carrier technologies • Active/passive NFC • 360° mobile payment solution • One-time ticket • Unique processes for increased security • Barcode • QR codes (No sensitive information sent • Blue tooth to merchant) • Works on existing infrastructure Payment functionalities • POS • Person-to-Person • Remittance • Online • Man-to-Machine Other services • Ticketing • Loyalty • Instant purchasing • Digital coupons • m-Commerce
MOBILE SECURITY Authentication (Login)KEY FEATURES • Cost efficient • User friendly • Increased security compared to current solutions Signature • Focuses on user experience • “Sign what you see” • Cost efficient and cost saving • User friendly • Comprehensive range of services Card services (3-D secure) • 3-D secure • “Sign what you see” • Cost efficient e-ID • EU Directive 1999/93/EC • Separate key handling for signing & authentication • Possibility to generate the keys on the terminal
SECURITY FACTORS1 FA – typically username and password.2 FA – based on the concept, something you have and something you know. Something you have could be a hardware token, application or similar which is protected by a PIN code i.e. something you know.3 FA – based on the concept something you have, something you know and something you are. This adds biometric properties to the authentication solution such as voice or face recognition.
DEMODemo requestAccumulate invites organisations, press and analysts totest the mobile payment, banking and security servicessolutionSend your name, company name and mobilenumber to email@example.com.You will then recieve a link for downloading of themobile application together with a short manual on howto use it.The services works on all platforms,including:AndroidBlackberryiPhoneJavaWindowsmobilesUse – cases in video:http://www.youtube.com/user/larsaase?feature=watch