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PRESENTED BY:-
MS. RUPALI D. GOLE
MS. SHIREEN K. BOBADE
MS. NEHA A. KADU
1
E-BANKING-
RECENT TRENDS
IN INDIAN BANKING INDUSTRY
2
BANKING
3
INTRODUCTION
BANKING
1. A bank is a financial institution where you
can deposit your money.
1. Banks provide a system for ...
FUNCTIONS OF BANK
• Accepting deposits from Public
• Lending money to public
• Remittances/Collection Business
• Keeping v...
• Government business
• Acting as trustee
• Treasury services
• Capital Market activity
6
TYPES OF BANKING
PUBLIC
SECTOR
BANK
PRIVATE SECTOR
BANK
CO-OPRATIVE
SECTOR BANK
7
E-COMMERCE
E- commerce refers to any financial
business that is done online
E-Commerce is the paperless exchange of
busi...
9
WHAT IS E-BANKING
 Online banking or Internet banking.
 In simple terms it does not involve any
physical exchange of mon...
11
 From a personal computer, you can access
your bank account information, and perform
many banking functions, like tran...
SERVICE RENDERED BY BANKS
 Banks offer the following services to account
holders at their specified branches
 multi-city...
 credit card
 Debit/ATM card
 mobile banking and Real Time Gross
Settlement (RTGS)
 Locker facilities
 phone banking ...
TYPES OF E-BANKING
 Online Banking
 Phone Banking
 Electronic Payment Services - E Cheques
 Real Time Gross Settlement...
 Electronic Funds Transfer (EFT)
 Electronic Clearing Service (ECS)
 Automatic Teller Machine (ATM)
 Point of Sale Ter...
ADVANTAGES OF ONLINE BANKING
Convenience
Ubiquity
Transaction
speed
Efficiency
Effectiveness
16
CONCLUSION
The bank level changes through online
approach.
o "conventional banking to convenience
banking" and
o "mass ban...
Q&A
18
THANK
YOU!
19
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E banking recent trends in indian banking sector

Recent trends in banking

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E banking recent trends in indian banking sector

  1. 1. PRESENTED BY:- MS. RUPALI D. GOLE MS. SHIREEN K. BOBADE MS. NEHA A. KADU 1
  2. 2. E-BANKING- RECENT TRENDS IN INDIAN BANKING INDUSTRY 2
  3. 3. BANKING 3
  4. 4. INTRODUCTION BANKING 1. A bank is a financial institution where you can deposit your money. 1. Banks provide a system for easily transferring money from one person or business to another. 4
  5. 5. FUNCTIONS OF BANK • Accepting deposits from Public • Lending money to public • Remittances/Collection Business • Keeping valuables in safe custody 5
  6. 6. • Government business • Acting as trustee • Treasury services • Capital Market activity 6
  7. 7. TYPES OF BANKING PUBLIC SECTOR BANK PRIVATE SECTOR BANK CO-OPRATIVE SECTOR BANK 7
  8. 8. E-COMMERCE E- commerce refers to any financial business that is done online E-Commerce is the paperless exchange of business information using data interchange, e-mail, fax transmission, and electronic funds transfer. 8
  9. 9. 9
  10. 10. WHAT IS E-BANKING  Online banking or Internet banking.  In simple terms it does not involve any physical exchange of money, but it’s all done electronically, from one account to another, using the Internet. 10
  11. 11. 11  From a personal computer, you can access your bank account information, and perform many banking functions, like transferring money, making a loan payment
  12. 12. SERVICE RENDERED BY BANKS  Banks offer the following services to account holders at their specified branches  multi-city / Payable at Par (PAP) cheque facility  anywhere banking facility  trade services 12
  13. 13.  credit card  Debit/ATM card  mobile banking and Real Time Gross Settlement (RTGS)  Locker facilities  phone banking facility 13
  14. 14. TYPES OF E-BANKING  Online Banking  Phone Banking  Electronic Payment Services - E Cheques  Real Time Gross Settlement (RTGS) 14
  15. 15.  Electronic Funds Transfer (EFT)  Electronic Clearing Service (ECS)  Automatic Teller Machine (ATM)  Point of Sale Terminal  Tele Banking  Electronic Data Interchange 15
  16. 16. ADVANTAGES OF ONLINE BANKING Convenience Ubiquity Transaction speed Efficiency Effectiveness 16
  17. 17. CONCLUSION The bank level changes through online approach. o "conventional banking to convenience banking" and o "mass banking to class banking". 17
  18. 18. Q&A 18
  19. 19. THANK YOU! 19

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