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Paving The Way For A Mature Customer Centric Culture At Swedbank

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Paving The Way For A Mature Customer Centric Culture At Swedbank

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The banking industry is currently undergoing a step change in customer expectations. In this talk, Mall will outline how Swedbank is meeting these increased expectations by adapting the learnings from global studies about the "business value of design".

How to increasing the customer satisfaction
How the team can create holistic experiences

The banking industry is currently undergoing a step change in customer expectations. In this talk, Mall will outline how Swedbank is meeting these increased expectations by adapting the learnings from global studies about the "business value of design".

How to increasing the customer satisfaction
How the team can create holistic experiences

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Paving The Way For A Mature Customer Centric Culture At Swedbank

  1. 1. Mall Allpere mall.allpere@swedbank.se
  2. 2. ?
  3. 3. 13 27 52 81
  4. 4. Development train groups
  5. 5. UX leads
  6. 6. Design systems group
  7. 7. Design ops and research
  8. 8. Holistic Experience Everybodys job Doing the right things Doing them right Challenges
  9. 9. “Go out and evangelize”
  10. 10. Create sense of urgency 1 Build from external 2 Celebrate inhouse stories 3 Straight talk, but positive 4
  11. 11. ”We need to stop flying airplanes
  12. 12. ”We need to stop flying airplanes ... and start flying people” JAN CARLZON, CEO SAS 1981
  13. 13. business through experiences
  14. 14. experiences by design
  15. 15. “One brand’s gold standard of service becomes the price of admission for everyone” MARTIN HARBECH, GROUP DIRECTOR OF FACEBOOK. The customer expectation gap
  16. 16. A proven recipe
  17. 17. A proven recipe Customer Centred Design And the reward is huge!
  18. 18. 211%
  19. 19. 2 1 Increased revenue Driving loyalty Lower costs 211%
  20. 20. 2 2 Increased revenue Driving loyalty Lower costs
  21. 21. “identified design actions that gives improved financial performance"
  22. 22. 1 Set goals on customer behaviour. Rigorous! The recipe 2 Customer satisfaction is everyone’s job! 43 Prototype, test & learn – Together! Support the holistic experience!
  23. 23. 1 Set goals on customer behaviour. Rigorous! Ensures doing the right things
  24. 24. 1 Set goals on customer behaviour. Rigorous! Ensures doing the right things Act Feel Think
  25. 25. Business goal: Raise customer’s average monthly bill by 10 %. Customer centric goal: Help busy families to stay connected
  26. 26. The shift “We need to increase conversion in the front page”
  27. 27. The shift “We need to increase conversion in the front page” “We need to maximize customer value in the front page”
  28. 28. 2 Customer satisfaction is everyone’s job! The only way to understand the customer is to meet them!
  29. 29. Participating in Customer centric methods benefits everyone…
  30. 30. Participating in Customer centric methods benefits everyone… 500 non UX designers trained in UX and design methods
  31. 31. "The CEO of one of the world’s largest banks spends a day a month with the bank’s clients"
  32. 32. Customer interviews Usability tests Phone bank visits Part of non designer personal development plans!
  33. 33. I am not the customer!
  34. 34. Source: McKinsey 3 Prototype, test & learn – Together! Doing things right and de-risking development
  35. 35. learn test prototype
  36. 36. Sharing a proven design process for everyone to try out De- mystifying the research methods Testing together with the x- functional team Getting the right pragmatic level A B C D
  37. 37. learn test prototype Sharing a proven design process
  38. 38. learn test prototype for everyone to try out
  39. 39. user research Why? Demystifying the methods
  40. 40. usability test How? user research Why? Demystifying the methods
  41. 41. usability test How? user research Why? quant How many? Demystifying the methods
  42. 42. Only 5 users? Demystifying the methods
  43. 43. Testing together with the x- functional team, regularly
  44. 44. Improvement? Often used? New? Impact? Getting the right pragmatic level
  45. 45. 2 weeks!learn test prototype The right level – quick and clean
  46. 46. 4 Support the holistic experience! Seeing beyond features into the customer journey and eco system.
  47. 47. Understand, Map & Act
  48. 48. Creating a holistic experience Customer Journey Maps
  49. 49. From “the product is the app” to “the product is the trip”
  50. 50. Hero - Customer Journey map Getting a new home Sign and buy Apply
  51. 51. 1 Set goals on customer behaviour. Rigorous! The path forward 2 Customer satisfaction is everyone’s job! 4 Support the holistic experience! 3 Prototype, test & learn – Together!
  52. 52. Create sense of urgency 1 Build from external 2 Celebrate inhouse stories 3 Straight talk, but positive 4
  53. 53. Holistic Experience Everybodys jobDoing the right things Doing them right Efficiency Customer Satisfaction
  54. 54. mall.allpere@swedbank.se

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