About There is quite a lot of confusion regarding the legality of selling structured settlements forward. But if you visit any of the countless structured settlement blogs, the first thing you will learn is that you are not breaking the law just because you decided to sell your structured settlement. In fact, it is quite a common practice and thousands of people do it every year. Just ensure you read up about it before making any decisions as you wouldn't want to sell your settlement payments short now would you? The factoring company will charge a fee, but it shouldn't be so large that selling your settlements no longer seems like a valid option.