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  • PRE-SEPARATION COUNSELING PART 1 TRANSITION GPS OVERVIEW Transition GPS consists of a Core Curriculum, Tracks and Capstone.  CORE:Service members will be scheduled to attend a series of classes and workshops, collectively referred to as the “Transition GPS Core Curriculum”, which is a 5 day curriculum. It includes:Transition Overview Transition Resiliency (family and special issues, value of a mentor)Military Occupational Code (MOC) CrosswalkFinancial Planning SeminarDepartment of Labor Employment Workshop (DOLEW)Department of Veterans Affairs (VA) Benefits Individual Transition Plan (ITP) 
  • Through your service in the United States Military, you have earned a lot of benefits and services. Our objective for this session is to explain all of those items to you in detail so you are aware of each of them. You will be guided through the preseparation counseling checklist and introduced to the benefits and services for which you may qualify. Hopefully, this will not only answer the many questions you have, but will enlighten you on the wide array of assistance in place to help you transition. Once completed, you can use this preseparation counseling checklist as a quick reference in planning your transition from the military and throughout your next career. As we address each item on the checklist, we will cover general information specific to that item as well as provide referral resources so you can seek additional/in-depth information from that agency expert.
  • Purpose To help the members (and spouses if applicable) develop an awareness of the possible effects of career changes. Counselor Talking Point/StatementA military career can be very challenging and rewarding. It is natural for Service members to be proud of their accomplishments while on active duty. Now they are ready for a new career and new challenges as a civilian. It is important for the member to make decisions about their future that are the right decisions. They may experience stress or anxiety as a result of change, problems, and even opportunities. StandardExplain the effects of a career changeIdentify coping techniques ResourcesChaplainBehavioral Health Clinic (Mental Health) Department of Veterans Affairs (VA) Education Office (Assessment, College Credit Information) Fleet and Family Service Center (FFSC), Airmen and Family Readiness Centers Family Support Centers (FSC)Military OneSource o Base Clinics Veteran Service Organizations Military Service Organizations VA Vet Centers Community social service agencies o Local support groups Self-help booksAmeriforce Deployment Guide:  National Center for Post-Traumatic Stress Disorder (PTSD):  Courage to Care:
  • Must bring the VMET to the TAP GPS, members are able to print 120 days prior to separation.
  • Open up the websiteInstruct participants to browse for a career they are interested in/complete assessment.DANTES
  • *Indicates career readiness standards (deliverables)
  • GOING TO A NEW NAME: America Job Centers
  • The Small Business Development Act of 1999 and Executive Order requires federal procurement officials and prime contractors provide small businesses owned and controlled by veterans or service-disabled veterans with the maximum practicable opportunity to participate in the performance of contracts let by any federal agency, including subcontracts.
  • Each state gets money for WIA so it’s important for members to understand the type/availability of this program is dependent on how much money they get for WIA.
  • Small business ownership is another career option individuals might be considering. Many veterans find themselves attracted to business ownership when they leave the military.A growing number of resources and programs are available in Government and at the federal, state and local level to support successful entrepreneurship by veterans and Service members and their spouses.The US Small Business Administration manages most federal small business programs for veterans, and a growing number of American academic institutions are delivering entrepreneurial training programs designed specifically for veterans, service members and their spouses or caregivers. There are many reasons to consider entrepreneurship, such as: being the boss, challenging oneself, and for financial reasons.Another option in the realm of small business is franchise ownership. Franchises provide the business owner with a team of support, which includes marketing assistance, HR tools, and training. Having others who are committed to their success as a business owner and who are willing and able to help when problems arise is one of the many advantages to franchise ownership.Regardless of what type of small business and individual is interested in pursuing, the SBA assists small business concerns with the development of a business plan.
  • Small Business Administration SBAs function was to “aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns.” SBA’s programs now include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. Patriot Express Loan Initiative The Patriot Express Loan is designed to support and assist those in the military community wanting to establish or expand their small businesses. It is offered by SBA’s network of participating lenders nationwide and features our fastest turnaround time for loan approvals by streamlining documentation and processing. Loans are available to businesses where the veteran is at least 51% owner.
  • USERRA provides that returning service-members are reemployed in the job that they would have attained had they not been absent for military service (the “escalator” principle), with the same seniority, status and pay, as well as other rights and benefits determined by seniority. USERRA also requires that reasonable efforts (such as training or retraining) be made to enable returning service members to refresh or upgrade their skills to help them qualify for reemployment.  USERRA also provides protection from discrimination due to military affiliation.Basic eligibility includes character of service, initial obligation/duration of service, advance notice and timely reapplication. It applies not only to active duty, but also the guard and reserves. Veterans Employment and Training Service (VETS) administers USERRA. VETS provides assistance to those persons experiencing service connected problems with their civilian employment and provides information about the Act to employers.
  • Priority of service means that veterans and eligible spouses are given priority over non-covered persons for the receipt of employment, training, and placement services for any Department of Labor funded program. Priority means the covered person is entitled to precedence over non-covered persons for services. This means covered persons either receive access to a service earlier in time than a non-covered person or, if the resource is limited, the covered person receives access instead of the non-covered person.
  • Not on your DD 2648 yetSeniorCorps is specifically for those over the age of 55, there is a national program with over 350,000 volunteers.
  • The Secretary of the Military Department concerned shall grant eligible members being discharged or released from active service, such excess leave for a period not in excess of 30 days, or such transition PTDY not to exceed 10 days, as members require to facilitate relocation, unless to do so would interfere with military missions. Service members may request excess leave or PTDY/TAD, but not both. Reserve Component members are not authorized leave other than what they have earned through their period of active duty service.  If they are transitioning from the service, they should check with their local command authority to determine leave policies and options. Eligibility is based on type of discharge, SPD code, command discretion, and type of separation/retirement. Time frames Retirees and members separating with an SPD code that confers transition benefits may take up to 20 days PTDY for job hunting, house hunting, or other relocation activities. Those overseas (and non-CONUS residents not stationed at their home of record) may take up to 30 days PTDY. Excess Leave: The excess leave option is not available for retirees. Those separating with an SPD code that confers transition benefits have the option of requesting 30 days excess leave in lieu of PTDY
  • In some circumstances, you may be able to extend your stay in military housing for up to 180 days after separation. These extensions are allowed for individuals who are ELIGILBE involuntary separatees, or a Selected Early Retirement Board (SERB) retiree. Be aware that you will have to pay a rental rate and that housing is available on a space permitting basis. Contact the Base Housing Office for more information. 1 year for those retiring and 180 days for those separating in most cases.Entitlements are SPD driven.
  • Info on:Buying a Home (Shopping for a Loan)Home Buying Programs in Each State Predatory LendersMaking an OfferHome InspectionsHomeowners Insurance Closing CostsFHASearching for an affordable apartmentRental AssistanceAvoiding Foreclosure Housing Counselors Knowing Your Rightsincluding active duty military as well as veterans and their families. The HUD Veteran Resource Center (HUDVET) was created as a result of a unique partnership between National Veteran Service Organizations and HUD. This directory is designed to increase the knowledge of and participation in the wide variety of HUD homeless assistance programs and services for veterans and other individuals who are homeless or at risk of becoming homeless. In addition to its special focus on veterans who are homeless, HUDVET is also a source of information on other HUD and related Federal programs, such those to combat domestic violence, enhance community and economic development, aid runaway youth, and increase affordable housing for senior citizens and Americans with disabilities. The Department of Veterans Affairs' (VA) has founded a National Call Center for Homeless Veterans hotline to ensure that homeless Veterans or Veterans at-risk for homelessness have free, 24/7 access to trained counselors. (1-877-424-3838)
  • We MUST stress to service members that if they plan to transfer their educational benefits under the Post 9-11 GI Bill, they MUST request to transfer those benefits PRIOR to retirement/separation.
  • FINAID is a great website to find a wide variety other possible financial aid in the form of loans and grants, some specifically for military members
  • Open all of these websites and demonstrate what is out there. is great for the entire family!
  • There are very specific eligibility requirements to receive services.
  • Based on Rating Veterans who were discharged from active duty on or after January 28, 2003 enhanced enrollment placement for five years after the date they leave the service. The member may also be eligible for enhanced enrollment if they were an activated Reservist or member of the National Guard who served on active duty in a theater of combat operation after November 11, 1998 and left service under any conditions other than dishonorable. If Service members enroll with VA under the Combat Veteran Authority, they may be able to keep enrollment eligibility even after the five year period ends.
  • Service members’ Group Life Insurance (SGLI) will continue to cover the member for the first 120 days after separation. Members will be given the opportunity to convert SGLI to VGLI. VGLI is a program, which allows veterans to convert their SGLI coverage to a renewable term insurance policy. Member’s have up to 240 to enroll with having a medical examination.  The VGLI coverage amount cannot exceed the amount of SGLI at the time of separation from Service. Individuals do have an opportunity to increase VGLI coverage by $25,000, once every 5 years. VGLI policyholders can convert their VGLI to an individual commercial life insurance policy at any time. The Office of Service members’ Group Life Insurance (OSGLI) administers the VGLI program including the processing and payment of claims. Office of Service members’ Group Life Insurance website is:···         TurboTAP at 
  • SGLI provides two options upon release from service. Converting full-time SGLI coverage to term insurance under the Veterans' Group Life Insurance program or convert to a permanent plan of insurance with one of the participating commercial insurance companies.  SGLI Disability Extension allows those who are totally disabled at time of discharge to retain the Service members' Group Life Insurance coverage they had in service at no cost for up to two years. For more information on this extension, see: 
  • Please reiterate the importance of research on this topic.
  • For all enlistees, if this is the service member’s initial enlistment, he/she must serve a total of eight (8) years. Any part of that Service not served on active duty must be served in a Reserve Component unless he/she is sooner discharged. Members must satisfy that obligation by becoming a Ready Reserve member in one of the following categories: • Selected Reserve • Individual Ready Reserve (IRR)
  • The purpose of this section is to discuss the Defense Language Volunteer Program so that military personnel who speak a foreign language and would like to be informed of opportunities to support the nation after they separate can consent to being contacted.Two outreach programs are being conducted: One for DOD Civilian employees and another for Military personnel. At this time, the legal and logistic framework is not established to bring current retired civilians and military retirees into the program. (No method/process in place to collect information.)The Privacy Act requires that the Department of Defense gain permission from those civilian and military personnel while still a DOD employee or on active duty.Separating military members who consent to being contacted by DOD, check “yes” to designate your interest. Separating military members who consent to allow DOD to share your information with other federal agencies for such purposes, check “yes”. If you do not speak a foreign language or do not have an interest, check “no”.
  • The DD Form 214, Certificate of Release or Discharge from Active Duty, will be issued upon a military service member’s retirement, separation, or discharge from active duty. The DD Form 214 is the capstone military service document, as it represents the complete, verified record of a service member’s time in the military, awards and medals, and other pertinent service information, such as promotions, combat service or overseas service, Military Occupational Specialty identifiers and record of training and schools completed. The DD Form 214 is commonly used by various government agencies, primarily the Department of Veterans Affairs, to secure veteran benefits, and may be requested by employers to prove military service claimed and character of that service and for membership in veteran’s organizations. Safeguarding your DD Form 214 is vital! Upon receipt of your copies (member copy 1 & 4), make additional copies and have them notarized and secure a copy in a fireproof container. You may even consider providing a copy to a trusted relative outside of your household. Be sure to explain the importance of this document to your spouse, if applicable, with regards to your veterans benefits.Unfortunately, things happen and your DD Form 214 can get lost or stolen. Should you need to replace, you may request a copy from the Air Force Personnel Center, Automated Records Management System (ARMS), if you separated or retired after 1 Oct 2004. All personnel separating prior to 1 Oct 2004, should contact the National Personnel Records Center (NPRC) Reserve, retired reserve in non-pay status, current National Guard officers not on active duty in the Air Force, or National Guard released from active duty in the Air Force, should contact the Air Reserve Personnel Center
  • Service members can now access an electronic version of their DD Form 214 on their date of separation/retirement. This will not replace the hard copy documents that will be mailed to the service member after separation/retirement by AFPC, but is an additional plus. Allowing service members to access these documents at the time of separation saves valuable time for the service member allowing him/her to apply for veterans benefits, unemployment or enroll in school sooner. In order to request access to your electronic DD Form 214, service members must contact the Total Force Service Center PRIOR to separation to request a UserID and password to access the system. The member must then register on the site with their Common Access Card credentials – THIS MUST BE DONE PRIOR TO SEPARATION. Once member has registered to access the site, the member will then be able to retrieve the member copy 1 & 4 of the DD 214 on their date of separation/retirement. The member may access that document for up to 60 days following separation/retirement.
  • Have the dates with you in class of upcoming classes
  • Instruct participants to get out manila: 2 prong folder Complete ITP Block 1List Top Three Military Occupation Codes and Titles
  • Identify individual/family needs such as medical care, expenses, and location of potential providers. REFER BACK TO WEBSITES ON YOUR DD 2648 Utilize Military One-Source: can only be used while on Active Duty Use A&FRC Relocation Assistance Services EFMP Coordinator 2. Identify extenuating individual/family circumstances (e.g. need to provide care for elderly parents, family business, exceptional family member needs, etc.). Assess impact of individual/family requirements on relocation options (e.g. quality of local schools, availability of medical care, spouse employment opportunities, etc.).Evaluate your immediate post-transition housing requirements. Determine how much living space you will require to safely house yourself, dependents, and personal items. Consider whether you may need to make more than one move or need to utilize temporary storage. Contact the housing referral office to identify local and remote housing options. The installation transportation office can provide detailed information about planning the movement and storage of your household goods. Visit the VA website: to get information on the VA home loan program.Consider your post-transition transportation requirements. Determine if you have adequate reliable personal transportation to take you to and from your place of employment or school. Evaluate your commuting options and whether you need to purchase another vehicle(s) for your spouse and/or dependents. Identify your post-transition transportation expenses to include: purchase costs, vehicle registration, insurance, maintenance, fuel, etc. If you are disabled, determine if you are eligible for assistance in purchasing a vehicle and/or automotive adaptive equipment by visiting person or persons do you go to for advice, personal counsel and/or mentoring when facing a difficult challenge or decision? Will you still have access to those persons after you separate from active duty? Consider what steps you need to take now to maintain contact.With whom do you spend your leisure time now? Who is a part of your social network? How did you meet them? Determine the steps you need to take to continue these relationships or establish this type of support in the community where you will live post-separation.
  • 1. Evaluate the benefits (e.g. additional income, promotions, leadership and professional development opportunities, travel) associated with continuing your military service in either the Reserves or National Guard (if applicable). Consider the financial impact of continued entitlements such as medical and dental coverage, life insurance, military exchange, commissary, club privileges, recreational and athletic facilities. Contact the installation/ local recruiter to schedule an informational counseling session and identify potential units/positions.2. Register for your VA Benefits and assess their impact on future financial obligations:
  • Thank you for your participation!
  • Pre Sep Slides

    1. 1. DD 2648 PRESEPARATION COUNSELING CHECKLIST Airman & Family Readiness Center (A&FRC) Scott AFB
    2. 2. Agenda • VA Briefing • Pre-Separation Counseling – DD 2648/2648-1 • SBP (Retirees Only)
    3. 3. Department of Veteran Affairs
    4. 4. Don Gosha Military Service Coordinator VA Regional Office, St Louis
    5. 5. VA Benefits can affect you now and for the rest of your life. They can also affect your dependents…even after your death!
    6. 6. VA • Veterans Benefits Administration – All VA benefits - Compensation, Education, Home Loan Guaranty, etc. – Administered by VA Regional Offices • Veterans Health Administration – All VA health care services – Administered by VA Medical Centers, Ambulatory Care & Community Based Outpatient Clinics, etc. • National Cemetery Administration – National and State Veterans Cemeteries – Headstones & Markers – Presidential Memorial Certificates
    7. 7. eBenefits – My Gateway to Benefit Information • • One-stop shop for benefits-related online tools and information • You can – Apply for Benefits – See your benefits status and payments online – Download your DD 214 or loan eligibility cert – Obtain VA letters need for Veterans benefits
    8. 8. What do I need to know about eBenefits? • You want a premium account which allows viewing of personal VA and DOD records • Ways to get a Premium account (need DOD Self Service Logon): – Use Common Access Card (CAC) – Retirees with “My Pay” account access – At a VA Regional Office
    9. 9. Compensation for Service-Connected Disabilities
    10. 10. Compensation Disability Examples • Knee Condition • Migraines/Headaches • Heart Condition • Back Condition • Acid Reflux • Diabetes
    11. 11. Compensation • Disabilities are rated from 0% to 100% • Additional allowance for dependents with 30% or higher rating
    12. 12. Compensation – Sample Rates Rating Vet Only Vet+S Vet+S+1C Vet+S+2C Vet+1C 10% 129 N/A N/A N/A N/A 20% 255 N/A N/A N/A N/A 30% 395 442 476 499 426 40% 569 631 677 708 611 50% 810 888 946 985 862 60% 1026 1120 1189 1235 1089 70% 1293 1402 1483 1537 1366 80% 1503 1628 1720 1782 1587 90% 1689 1830 1933 2003 1783 100% 2816 2973 3088 3166 2921 Rates Effective: 12/01/2012
    13. 13. Disability Compensation Process • The application forms: – Use VA Form 21-526ez. – If you have dependents, you will also need VA Form 21-686c. – Critical 1 year timeframe for general medical exam!
    14. 14. When Can I File a Compensation Claim? Can I file while still on Active Duty? • There is no time limit for filling Disability Compensation! • You are eligible to file a compensation claim if within 180 days of separation/retirement • The VA will need: – A full copy of service medical records – A dental record if dental issues are claimed – A mental health record if mental conditions are claimed
    15. 15. Important VA Home Loan Notes • No down payment • Funding Fee waived for Veterans in receipt of VA Compensation
    16. 16. Applying for VA Health Care • Eligibility information is at: • Application form is: VA Form 10-10EZ
    17. 17. Veterans of Operations Enduring & Iraqi Freedom VA provides up to five years of free health care for enrolled Veterans who served in a theater of combat operations and are seeking care for an injury or illness that was caused or aggravated from this active duty service.
    18. 18. Primary VA Contacts • • • • 1-800-827-1000 (general VA line) 1-888-442-4551 (education line) or 1-888GIBILL1 • •
    19. 19. Thank You For Your Service to our Country!
    20. 20. • Please complete the Pre-Assessment. At the end of the briefing you will complete the Post Assessment and the correct responses will be provided. If you do not have one, ask the facilitator for a copy. • The A&FRC uses this Pre & Post Assessment to ensure you have met the learning objectives we have outlined to be covered during today’s presentations. • The additional questions at the end of the Post Assessment are used for the purpose of meeting your needs and customer services demographics. • All the responses are calculated and results are provided to the TAP GPS Core Compliance Expert and the A&FRC Chief for review & action as needed. • Thank You for your assistance in improving our programs and services.
    21. 21. Overview for TAP GPS • Complete the DD Form 2648/2648-1 • Career Readiness Standards (CRSs) • Optional 2 day tracks
    22. 22. CAPSTONE Career Readiness Standards** Building Your Toolkit 1. 2. 3. 4. 5. 6. 7. 8. 9. Complete the ITP Complete 12 month post-separation budget Register on e-Benefits (Premium Account) Continuum of Military Service Opportunity MOC crosswalk Gap Analysis Requirements for licensing, certification, apprenticeship Career Assessment Tool Completed job application package/job offer DOL Gold Card
    23. 23. Introduction • DD Form 2648/-1, Pre-separation Counseling Checklist • Purpose of Preseparation Counseling – Mandated by Title 10 – Introduce benefits and services – Describe assistance in place to help you • Checklist serves as reference for planning transition – Referrals provided to agency experts
    24. 24. General Instructions • Do not use pencil, red ink or felt tip pen to complete form – Use black or blue ink ball point pen • Fill out form completely – Include name & SSN at top of pages 2 – 5 – Enter SSN without dashes • Begin each entry with the first box • Write within each fields’ boxes • Read/review Section III Instructions
    25. 25. Today's Date Must have a date even if you are unsure if and when you may go AC: Active Component AGR: Active Guard Reserve AR: Active Reserve FTS: Full Time Support RPA: Reserve Program Administrator
    26. 26. #10 Effects of a Career Change • Explain the effects of a career change • Identify coping techniques • Referral contact information – – – – – – Chaplain Military OneSource VA Vet Centers/Veteran Service Organizations Education Office A&FRC National Center for Post-Traumatic Stress Disorder (PTSD): Courage to Care:
    27. 27. #11a Dept of Labor Employment Workshop (DOLEW) • Bi-Monthly • Workshop content information • Post-military employment resources Mandatory to attend the workshop (some exemptions)
    28. 28. #11b Verification of Military Experience and Training (VMET) • Utilization of VMET • Eligible members can print VMET at: • Coast Guard does not have VMET • NOT an official transcript • Refer to FAQs on website
    29. 29. #11c Civilian Occupations Corresponding to Military Occupations/ONET CRITICAL RESOURCE • O*NET resources • Program and features – Career Exploration Tools, etc. • (open website) – for potential occupations
    30. 30. #11c(1) Licensing and Certification** • Credentialing – Licenses – Certifications • USAF Air University: Community College of the Air Force : • GI Bill utilization •
    31. 31. #11c(1)(a) DOL America Job Centers • Organized around customers (job seeker, business, students, workforce professionals) • Labor market information • Occupational profiles • Career resource library & research database • Licensing information • Multiple career tools –
    32. 32. #11c(1)(b) US Army Credentialing On-line • • • • Identify credentials related to military occupations Civilian credentialing requirements Financial assistance
    33. 33. #11c(1)(c) USMAP • Apprenticeship programs • Recognized by DOL •
    34. 34. #11c(1)(d) DANTES • Base Education Offices • Educational opportunities and non-traditional education • CLEP and SOC • DANTES standardized tests Scott Education Office, Bldg 1650, 256-3327
    35. 35. #11c(1)(e) Navy Cool Website • • • • Identify credentials related to military occupations Civilian credentialing requirements Financial assistance
    36. 36. #11d Turbo TAP • UNDER CONSTRUCTION –Mar 14 Please check “NO”
    37. 37. #11d(1) Employment Hub • Under Construction Please check “NO”
    38. 38. #11d(2) Hire Vets First • Hire Vets First website is obsolete, check “no”
    39. 39. #11d(3) State Job Boards • • • • Every state has a job board for their state Employers can search for applicants Applicants can search for positions
    40. 40. #11d(4) DOL Realifelines Website is obsolete, check “no”
    41. 41. #11e Public and Community Service Opportunities • Non-profit, public, and community organizations • •
    42. 42. #11f Teacher and Teacher’s Aide Opportunities/Troops to Teachers • • • • Eligibility and qualifications Stipend/Bonus Employment opportunities
    43. 43. Teacher and Teacher’s Aide Opportunities/Troops to Teachers
    44. 44. #11g Federal Employment Opportunities • 3 Main ways to acquire federal positions – Merit promotion – Special hiring authority – Competitive appointment • Veterans’ Employment Opportunities Act (VEOA) • Referral contact information – OPM:
    45. 45. #11g(1) Federal Employment Opportunities • USAJOBS.GOV – Official job site of the federal government • Excepted Service Not listed on USAJOBS For More Info Attend A&FRC Federal Employment Class
    46. 46. Excepted Service Agencies
    47. 47. #11g(2) • • • • DOD job website Careers in national defense Entry level to executive level Informational Only
    48. 48. # 11g(3) Veterans Preference in Federal Employment • Eligibility – Veteran – Disabled Veteran • Referral contact information – OPM:
    49. 49. #11g(4) Veterans Federal Procurement Opportunities • Maximizing participation • Eligible small businesses • Veteran advantages – and • Subcontracting Opportunities –
    50. 50. #11g(5) Office of Personnel Management (OPM) Special Hiring Authorities • Special Hiring Authority – Veterans Recruitment Appointment – 30 Percent or More Disabled Veterans • OPM:
    51. 51. #11h Hiring Preference in NonAppropriated Fund (NAF) Jobs • Eligibility requirements – One time hiring preference based on SPD for those separating •
    52. 52. #11i State Employment Agencies • Dedicated veterans employment representatives – Disabled Veteran Outreach Program (DVOP) Specialist – Local Veterans’ Employment Representative (LVER) • Available services – Provide employment, training and placement services • Locate nearest state office at
    53. 53. 11i(1) American Job Centers • • • • Relation to State Employment Offices Types of available services Locations and resources Service locator –
    54. 54. #11i(2) Workforce Investment Act Increase the occupational skill attainment and thereby increase the employment, retention, and earnings of participants • Administered by the DOL • Eligibility • Program and services available arch.asp
    55. 55. #11j Veterans Small Business Ownership and Entrepreneurship Programs • Small business ownership • Franchise opportunities • Resources available at federal, state and local level – Scott A&FRC: bi-monthly classes – –
    56. 56. #11j(1) Small Business Administration and the SBA Patriot Express Loan • Small Business Administration – Counseling, mentoring, training – Veteran Advantages – SCORE • Patriot Express Loan – Eligibility – Amounts
    57. 57. #11j(2) National Veteran’s Business Development Corporation • Congressionally mandated • Reinforcement of assistance to veterans – Facilitate collaborations between veteranowned small businesses, providing a gateway to access resources, programs, funding • Referral contact information –
    58. 58. #11k Uniformed Services Employment and Reemployment Rights Act (USERRA) • • • • Eligibility Timelines Notification requirements Veterans Employment and Training Service (VETS) – USERRA
    59. 59. #11l Priority of Service ** • DOL Gold Card • Workforce programs funded in whole or in part by DOL • Eligibility •
    60. 60. NEW ITEM: VOLUNTEER SERVICE • Benefits of volunteer work – Networking opportunities – Ability to learn new skills – “Giving back” • • SeniorCorps (over the age of 55) – National program •
    61. 61. NEW ITEM: AMERiCORPS • Federal and state non-profit stipended national service position • Members provide a range of services • Made up of several programs • Eligibility •
    62. 62. #12a Permissive Temporary Duty and Excess Leave • • • • Time frames Eligibility Granting PTDY/TAD Based on Separation Program Designator (SPD) Code **Ref #11h for more info
    63. 63. #12b Travel and Transportation Allowances • Time frames/extensions • Extended housing allowance • Entitlements
    64. 64. #13 Housing Counseling Assistance WHAT CAN HUD DO FOR YOU? HUD.GOV 888.995-HOPE – HUDVET
    65. 65. #14a Education Benefits • Veterans Educational Assistance Program (VEAP) • Montgomery GI Bill • Post 9-11 GI Bill – Scott Education Office or VA Benefits Reps at A&FRC
    66. 66. #14b US Department of Education Federal Aid Programs • Eligibility • Availability • Veterans’ Educational Benefits • Upward Bound
    67. 67. #14c Other Fed/State/Local Education and Training Options • Scott Education office or the nearest Ed Center for your branch of the military • On-Campus Veteran Support Group
    68. 68. #14D DD2648-1 only: Loan Relief for Military Personnel Called to Active Duty • Student loan payments deferred during active duty service • Subsidized student loans are eligible to have federal government assume interest payments • Payments resume once orders end • ewrelease_student_loans.pdf
    69. 69. #15a Physical and Mental Health WellBeing • DOD Mental Health Assessment Program • Anonymous, self assessments available online, by phone, or special events at installations or reserve units – PTSD – Depression – Alcohol use – General anxiety disorder • Veterans Crisis Line – 1-800-273-8255 press 1 Scott Mental Health Clinic - 256-7386
    70. 70. #15a(1) Transitional Healthcare Benefit/TRICARE • Eligibility and time frames for Transitional Health Care – Transitional Assistance Management Program (TAMP) **Ref #11h for more info • TRICARE – • Delta Dental • TRICARE Office, 2nd floor of Scott MTF – Briefing every Wed at 1000 & 1400 – This will continue
    71. 71. TSC Walk-In Service Ending • Walk-in service no longer provided at 189 U.S. TRICARE Service Centers as of April 1, 2014 • Overseas TSC walk-in service remains in place due to unique nature of the overseas environment • TSC initiative does not affect TRICARE benefits • The majority of customer service visits to TSCs concern in/out processing, billing, enrollment, changing a Primary Care Manager (PCM), general information on benefits and plans, or referrals • All can be resolved through existing Web sites, mobile applications and toll free call centers as well as through the U.S mail
    72. 72. Beneficiary move to Self-Service  Enrollment By Phone – 1-877-874-2273 (TRICARE)  Beneficiaries can enroll by phone (1 Apr 14)  More convenient to pick up the phone, one step, less paperwork • Enrollments still taken at Newcomer’s briefing and Retiree briefing • TSC no longer a stop for in/out processing (Services) • On-line Beneficiary Web Enrollment (BWE) – web-based resource • Beneficiary education materials at
    73. 73. #15a(2) DD2648-1 only TRICARE Reserve Select • Optional for Reserve members • Not eligible if you are employed by the Federal Government • •
    74. 74. #15a(2) VA Health Administration ** • Timelines for services and benefits • Mandatory VA Veterans’ Benefits Briefing – MUST enroll in eBenefits • VA disability compensation • Medical care – – 1-800-827-1000
    75. 75. #15a(3) VA Vet Center • • • • Eligibility Readjustment counseling Outreach services
    76. 76. #15a(4) State and Local Health Care and Mental Health Services • Research the state • Explore options •
    77. 77. #15b Healthcare and Other Benefits • TRICARE • Delta Dental • Retirees – Tricare Prime enrollment – Tricare Retiree Dental Program (TDRP) •
    78. 78. #15b(1) VA Health Care • Broad range of medical, surgical, readjustment counseling and rehabilitative care • Eligibility – Not just for service connected disabilities; also non-service connected injuries or medical conditions •
    79. 79. #15b(2) VA Dental Care • VA outpatient dental treatment • Eligibility • or 1-877-222-8387
    80. 80. #16a Continued Health Care Benefits Program • Continued Health Care Benefit Program • Time frames • Explain health system and relation to family members • Importance of researching medical coverage options • Separating with military health issues • 1-800-444-5445
    81. 81. #16b Veterans Group Life Insurance VGLI • • • • Conversion information and time frames Amounts and restrictions Personal choice Guard/Reserve will be eligible upon separation/retirement •
    82. 82. #16c Service Members’ Group Life Insurance • Coverage • Amounts and restrictions • If remaining in Guard/Reserve SGLI continues •
    83. 83. #16d Traumatic Injury Protection under Servicemembers’ Group Life Insurance (TSGLI) • Coverage and eligibility • Amounts and restrictions •
    84. 84. #16e Family Servicemembers’ Group Life Insurance (FSGLI) • Coverage • Amounts and restrictions •
    85. 85. #16f Service-Disabled Veterans Insurance (S-DVI) • Coverage and eligibility • Amounts and restrictions •
    86. 86. #16g Veterans’ Mortgage Life Insurance (VMLI) • • • • Coverage Amounts and restrictions Personal choice
    87. 87. #16h VA Life Insurance • Already discussed on previous slides – Veterans Group Life Insurance – Service Members’ Group Life Insurance – Traumatic Injury Protection – Family Service Members’ Group Life Insurance – Service-Disabled Veterans Insurance – Veterans’ Mortgage Life Insurance • Benefits –
    88. 88. #16i Transitional Health Care Benefit • Information already covered under checklist item #15a(1)
    89. 89. #17a Financial Management ** • • • • • • 12 month post-separation budget TSP: Retirement SBP Military vs. civilian pay and benefits Taxes Airman & Family Readiness 618-256-8668
    90. 90. #17b Separation Pay • Eligibility – Based on SPD Code **Ref #11h for more info Contact your servicing Finance Office
    91. 91. #17c Unemployment Compensation (UCX) • Eligibility – DD 214 • Honorable Discharge • Explain Benefit • –
    92. 92. #17d General Money Management • Budgeting • Debt reduction • Contact – A&FRC: 256-8668 – Military One Source: 1-800-342-9647
    93. 93. #17e Personal Savings and Investment • Savings • Investments – – – – Bond Certificate of Deposit (CD) Stocks Mutual Funds Airman & Family Readiness Center 618-256-8668
    94. 94. #18 Reserve Affiliation • Obligation • Eligibility qualifications Air National Guard: Air Force Reserves: Army National Guard: Army Reserves: Coast Guard Reserves: Marine Corps: Navy Reserve:
    95. 95. #19 VA Benefits Briefing ** • • • • • • Compensation and pension Education and training Home loan assistance Insurance Vocational Rehabilitation and Employment (VR&E) eBenefits (EVERYONE MUST ENROLL/CRS) EVERYONE MUST ATTEND THE VA BENEFITS BRIEFING!!!
    96. 96. #20a Disabled Transition Assistance Program (DTAP) Briefing** • Eligible veterans with compensable service-connected disabilities • Vocational Rehabilitation and Employment Program • Educational / vocational counseling •
    97. 97. #20b VA Disability Benefits General disability benefit information covered in block 15 • • • • Disability Compensation Vocational Rehabilitation VA Health Care Dental Care
    98. 98. #20c Benefits Delivery at Discharge (BDD) and Quick Start • • • • • Apply for disability compensation prior to sep/ret BDD Quick Start Timelines
    99. 99. DD2648-1 only: Servicemembers Civil Relief Act (CCRA) #20 • Major legal protections – Residential – Leases – Installment contracts – Civil court proceedings • menu.htm
    100. 100. #21 State Veterans Benefits • State benefits vary state to state • Eligibility and examples • n-benefits/state-veterans-benefitsdirectory
    101. 101. #22 Two-Year Commissary and Exchange Privileges • Eligibility / qualifications – Based on SPD Code **Ref #11h for more info
    102. 102. #23 Legal Assistance • Available assistance Contact the Scott Legal Office: Bldg P3/256-3542
    103. 103. #24 Post Government Employment • Mandatory briefing requirement Contact the Scott Legal Office: Bldg P3/256-3542
    104. 104. #25a Individual Transition Plan** • What • Why • Who Contact the Airman & Family Readiness Center, ACAP or Navy Career Advisor AF ONLY: If attending VA Brief only must include following statement: “I am retiring Air Force and will only attend the VA briefing.”
    105. 105. #26a & #26b Language Skills/Regional Expertise • Defense Language Volunteer Program • Opportunities for military members who speak a foreign language • Outreach program being developed – Military personnel – Civilian personnel • Privacy Act requirements
    106. 106. #27 Final Remarks • If counseling received within 89 days or less before separation, place an X to designate the appropriate reason • Provide brief statement / explanation • Sign and date form
    107. 107. DD Form 214 • What is it? – Review for accuracy before finalized • Why you need it? • Importance of safeguarding the document • Where to get copies – Automated Records Management System (ARMS) at AFPC 1-800-565-2450
    108. 108. Electronic Access to DD Form 214 • Access electronic DD Form 214 on date of sep/ret – AFPC will also mail to forwarding address provided by member • Must request UserID and password to access system with your current Common Access Card credentials - Member may access document from home for up to 60 days after separation -Increase ease for filing unemployment or enrolling in school SEE NEXT PAGE
    109. 109. AFPC Secure Or Call TFSC DSN: 665-5004
    110. 110. Transition GPS 2-Day Tracks Technical Curriculum Examine Career Self Assessment Tools & Results • VA Counselor (e.g. Discover, CAI, GALE) Military & Civilian Workforce Realistic Expectations; Relate Basic Skills, Career Advancement; Leveraging (VMET, ARTS etc) Selection of Reputable and High Quality Career & Technical Schools (On-line Options) How to use Web Tools for Certification Finder, Licensed Occupation, MOS Translator) The Application Process From Start to Finish Preparing for Higher Education • Educational Needs Assessment • Education Goal/Plan • Admissions • Standardized Tests • Additional Resources Transferring and Waiving College Credits How to Succeed: Understanding & Using Campus Resources Small Group Counseling Benefit / Cost Analysis of Career Field vs. Tuition Cost, Financial Aid for Tech Training, Loan Repayment & Budgeting Education Curriculum • Developing Goals • Applications • Develop ITP The Application Process From Start to Finish Uncovering Realities of Campus Life & Understanding & Using Campus Resources (e.g. SVOs) • Cost of College • Education Pays • Funding of Education • Financial Aid • Repaying Student Loans Small Group Counseling • Career Tracks • Cost • Accreditation Introduction to Entrepreneurship • Applicable Skills • Opportunities and Challenges • Incentives for Veteran Entrepreneurs Finances • Formal Business Finances • Accounting • Profits and Losses • Record Keeping Operations Education Funding Researching and Comparing Institutions Entrepreneurship Curriculum • Developing Goals • Applications • Developing the ITP Business Plans, Industries, and Market Research • Business Models • Business Plans • Marketing to Your Targeted Consumer • Industries and Market Research • Public and Private Resources • Franchising • Promotion • Services • Government Contracting Sources of Capital • Understanding Financing of Your Venture • Sources and Models of Financing • Supporting Yourself and Family in the Early Stages • • • • • Management Employees Service Pricing Legal Issues Technology Non-Profits • Structure and Types • Funding & Revenue Options • Operation • Difference and Similarities to ForProfit Based Firms Continuing Steps Toward Entrepreneurship • NVET • VEP • SCORE Previous Business Owners (Optional) • Continue in Success
    111. 111. Optional 2-Day Tracks • Education Track – monthly at Ed Ctr • Career Technical Track – monthly at A&FRC • Entrepreneurship Track (B2B) – bi-monthly at A&FRC Register at A&FRC for all classes Dates are available at
    112. 112. Correct Assessment Responses in RED 1. Workforce Investment Act is a financial planning program. a. True b. False 2. The DOL TAP Employment Workshop is mandatory for all Service members. a. True b. False 3. VA Benefits registration is for retirees only. transition. a. True b. False 4. Only those Service members who have been involved in procurement and contracting need to attend the postgovernment employment briefing. a. True b. False 5. The Uniformed Services Employment and Reemployment Right Act (USERRA) provides protection against discrimination for individuals who are associated with military service. a. True b. False 6.Priority of service for veterans applies to all employment positions in the United States. a. True b. False 7.Veterans who apply for Federal employment are given extra points in the application rating process. This is known as veteran’s preference. a. True b. False 8. The Small Business Administration provides loans to veterans who are interested in opening their own business a. True b. False 9.The VA Medical Center assists: a. All veterans b. Veterans who meet the priority groups for service c. Only veterans who have service-connected disabilities d. Only those veterans who meet income requirements
    113. 113. Correct Assessment Responses con’t 10. The 180 days of Transitional Health Care is a benefit for: a. All members separating involuntarily b. Only members who have specific SPD codes c. Members with transition benefits SPD codes and those held for contingency operations d. Members who have been held for contingency operations 11. State Veterans Benefits include such things as: a. License plates, fishing licenses and preference for federal jobs b. Education benefits, food stamps and state park passes c. License plates, fishing licenses and state park passes d. Burial allowances, home loans and fishing license 12. Websites that assist military members with transition information and terminology are: a. MilitaryHomeFront, Cool Navy/Army, and b. TurboTAX Cool Navy/Army, CareerOneStop, and USMAPS c. Cool Navy/Army, CareerOneStop, and ServiceLocator d. CareerOneStop, ONet, Cool Navy/Army, TurboTAX
    114. 114. A&FRC Support • • • • • Resume Writing Federal Employment Resume Review VA Benefits Advisors One-on-one appts: – VA (BDD/Quick Start) – DAV – AMVETS • Financial Planning • EFMP • Military Family Life Counselor • Job Announcements –
    115. 115. Child Care for PCS Program to include Air Force Retirees Air Force members with retirement orders, to include TDRL orders, may receive a Child Care for PCS certificate for 20 hours of child care for each child. The certificate may be issued within 60 days of their date of departure, which may be different from the date of retirement. Certificates are available at the A&FRC Front Desk
    116. 116. Individual Transition Plan (ITP) 119
    117. 117. Individual Transition Plan • Everyone must have one – Section 1 completed during Pre-Sep pp 1 – 5 – Assistance available throughout TAP GPS Seminar or 1-on-1 appt • Fillable form available on your CD & 120
    118. 118. Individual Transition Plan (ITP BLOCK 1, Page 1) • • • • • Full Name: Anticipated Separation Date: Rank: Unit: Date attended Pre-separation Counseling: (attach copy of DD Form 2648 / 2648-1) • List your top 3 Military Occupation Code(s) and Title(s): Complete the top of the form – List your top 3 Military Occupations Codes & titles • AFSC • MOS 121
    119. 119. Section 1. Identify Post-transition Personal/Family Requirements (page 3) A. Taking Care of Individual/Family Member Needs * Identify individual/family needs - Do you have a family member with a special need -- A&FRC EFMP Coordinator can help? - Do you have a disability that will require additional travel to obtain services? - Will you have co-pay costs on medical services? * Identify extenuating individual/family circumstances - Will you be responsible for assisting with elder care in the next few years? - Do you need to find special schools for your children or yourself? * Assess impact of individual/family requirements on relocation options Ref #12 on Pre-Sep Form * Evaluate your immediate post-transition housing requirements 122
    120. 120. Post-transition Personal/Family Reqs (page 4) *Consider your post-transition transportation requirements - Do you need a second vehicle - Will a child need a vehicle * What person do you go to for advice? - Who is your support network * Whom do you spend leisure time with? 123
    121. 121. B. Assessing Benefits and Entitlements (page 5) * Evaluate benefits * Register for VA Benefits C. Getting Financially Ready * Identify financial obligations * List new workforce wardrobe items * Develop and attach a plan to reduce or eliminate debt * Develop a 12-month post-separation budget 124
    122. 122. BREAK Separating Members Can Leave Upon: Registering for TAP GPS Turning in Assessments 125
    123. 123. Survivor Benefit Plan (SBP) 126
    124. 124. What is SBP? • • • • • • Retired pay stops when you die! Many widows were being left destitute 21 Sep 72 Congress implemented the SBP Government subsidized annuity program Patterned after the Civil Service annuity plan SBP is only way your survivors may continue to receive a portion of retired pay 127
    125. 125. Who can be a beneficiary and receive the payments? • Spouse only – Receives payments for life • Remarriage after 55 does not suspend payments • Child(ren) only – Under 18 or until 22 if unmarried, full time student – Permanently disabled child receives for life – All eligible children receive the annuity in equal shares • Spouse and Child – Spouse is primary beneficiary – All eligible children receive the annuity in equal shares only if spouse becomes ineligible due to death or remarriage before age 55 128
    126. 126. Who can be a beneficiary and receive the payments? (cont) • Insurable Interest Person – Only when no spouse or children at retirement – Can be a relative • If related closer than a cousin, no financial justification required – Can be non-related person with financial interest in retiree – Proof must be provided: life insurance beneficiary, joint property owners 129
    127. 127. What is a Base Amount? • Base amount is the amount that determines: – The monthly cost to the member – The annuity paid to the eligible survivor • Retiree selects the base amount: – Highest --full gross retired pay – Lowest --$300 130
    128. 128. How much does SBP cost? • Monthly spouse costs are usually 6.5 percent of base amount • Child only cost is based on age of member and youngest child – Less expensive than spouse coverage • Spouse and child coverage: – Spouse cost plus additional amount for the children – Additional child cost is based on age of member, spouse and youngest child (less than the cost of child only coverage) 131
    129. 129. Cost Examples • Assume base amount is $1700 and ages are – Retiring member: 43; Spouse: 41; Youngest child: 7 • Assume full coverage is elected – Spouse only coverage costs $110.50 per month – Child only coverage costs $5.78 per month – Spouse and child coverage costs $110.99 – Additional cost for child’s portion is only 49 cents 132
    130. 130. How much does a spouse receive? • Example of annuity payable upon member’s death: – If base amount selected is:$1700 – 55% of base amount: X .55 – Monthly annuity: $935 133
    131. 131. How much does a child receive? • Example of annuity payable upon member’s death: – If base amount selected is:$1700 – 55% of base amount: X .55 – Monthly annuity: $935 • Benefit split equally among all eligible children – 2 eligible children receive $467.50 each • Caution: Child coverage, is less expensive, but it can’t replace spouse coverage 134
    132. 132. Different than Insurance • SBP premiums are non-taxable • SBP coverage can’t be canceled due to ill health or advanced age • Government pays portion of SBP premiums • Insurance provides lump sum payments, however– Pay-out usually decreases with age or premiums rise – When lump sum is gone, that’s it! • SBP provides life-time payments to spouse • SBP annuity increases with COLAs 135
    133. 133. Mandatory Retirement Processing Actions • Attend one-on-one SBP briefing for you and spouse – Spouse must be informed of the options and effects of the SBP – Come prepared to make SBP election – Spouse must concur in any election of less than full spouse coverage – Bring all birthdates, marriage date, SSNs for all family members – Election may be changed up to last day of active duty 136
    134. 134. Mandatory Retirement Processing Actions (cont.) • DD Form 2656, Data for Payment of Retired Personnel – EVERY retiring member MUST complete this form PRIOR to their date of retirement – Properly establishes their retired pay account • SBP election / Tax status / Correspondence address / Arrears of pay beneficiary information – Spouse must concur in any election of less than full spouse coverage – Failure to complete DD 2656 prior to retirement establishes automatic full SBP coverage 137
    135. 135. Questions? 138