Sneakpeek

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sneakpeek denos slide as keynote speaker at Matahari agency

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Sneakpeek

  1. 1. PRU·MATAHARI 22102012.CO.CC
  2. 2. leadership RATIOS+1
  3. 3. familyoccupationrecreation F.amily Income Protection message unity R.etirementleading E.ducation agreement E.state Fund D.isability O.ther Investment (+tax) M.edical
  4. 4. RATIOS+1
  5. 5. SAVING RATIOTotal Tabungan BulananTotal Pemasukan BulananRASIO %Basic Guideline : > 10%
  6. 6. LIQUID ASSET TO NET WORTHRATIORASIO ASET LANCAR BERBANDINGTOTAL KEKAYAAN BERSIHKas/Tunai/Setara TunaiTotal Kekayaan BersihRASIO %Basic Guideline : 15% - 20%
  7. 7. RASIO KEUANGANLIQUIDITY RATIORASIO LIKUIDITASKas/Tunai/Setara TunaiPengeluaran Bulanan RASIOBasic Guideline :> Emergency Fund / Dana Darurat
  8. 8. SOLVENCY RATIORASIO TOTAL KEKAYAAN BERSIHBERBANDING TOTAL ASETTotal Kekayaan BersihTotal AssetRASIO %Basic Guideline : > 35%
  9. 9. DEBT TO ASSET RATIORASIO TOTAL KEWAJIBANBERBANDING TOTAL ASETTotal KewajibanTotal AssetRASIO %Basic Guideline : < 50%
  10. 10. DEBT SERVICE RATIOTotal Kewajiban BulananTotal Pemasukan BulananRASIO %Basic Guideline : < 35%
  11. 11. NET INVESTMENT ASSETTO NET WORTH RATIOTotal Aset di InvestasikanTotal Kekayaan BersihRASIO %Basic Guideline : > 50%
  12. 12. Disclaimer ON
  13. 13. NON MORTGAGEDEBT SERVICE RATIOTotal Aset tanpa hutang BulananTotal Pemasukan BulananRASIO %Basic Guideline : < 15%
  14. 14. Prinsip mengalirkan/menghidupkan Sistem Ek Tubuh Islam ManusiaAda kaidah agaraliran membawa Ya anti judi Ya oksigen &sesuatu yang makananbermanfaat ?Ada larangan Ya anti riba Ya makananmembendung ?Ada alat pompa ? Ya zakat Ya jantung SOURCE : bhimawan@bi.go.id 48
  15. 15. Efek alkohol = efek judi innamal hamru wal maisir……Al Maidah 90P P M P P M P P M P P P P M Aliran investasi yang produktif P dan yang tidak produktif M !O2 O2 hm O2 O2 hm O2O2 hm O2 O2 O2 O2 hm Aliran darah yang mengandung oksigen O2 dan yang tidak hm ! 50
  16. 16. Bendungan Riba = Bendungan Colesterol 52
  17. 17. Zakat Memompa = Jantung Memompa Harta SOURCE : bhimawan@bi.go.id 54
  18. 18. 7 Macam Zakat :FitrahTijarahTsimarMa’din RikazNi’am Maal
  19. 19. leadership
  20. 20. AL-BAQARAH 2 : 110 , 168 - 188 , 240 , 278 - 279ALI-IMRAN 3 : 130 , 190AN-NISAA 4 : 1 , 32AL-MAAIDAH 5 : 8 AL-ANKABUUT 29 : 6AL-ARAAF 7 : 10 , 31 AR-RUUM 30 : 21AT-TAUBAH 9 : 20 , 111 AL-JAATHIYAH 45 : 18HUD 11 : 6 AL-HASYR 59 : 18YUSUF 12 : 47 - 48 ASH-SHAAF 61 : 10AL-ISRAA 17 : 26 - 27 , 31AL-JUMUAH 62 : 10AL-MUMINUUN 23 : 12 - 14 ATH-THALAAQ 65AN-NUUR 24 : 32 AL-MULK 67 : 15 AT-TIIN 95 : 4 Al-Ikhlaas 112leadership1 AN NAAS 114 : 6
  21. 21. Matching Leadership Style To Development Level HIGH D3 D2 Reluctant Disillusioned Contributor Learner High Competence Some CompetenceVariable Commitment Low Commitment Supportive Behavior D4 D1 Peak Enthusiastic Performer Beginner High Competence Low Competence High Commitment High Commitment LOW HIGH Directive Behaviorleadership2 Practical Leadership Skills
  22. 22. All Agents Have Different Development Levels Knowledge Competence AGENT’S Skill DEVELOPMENT LEVEL Confidence Commitment Motivationleadership3
  23. 23. Rejection is a lack of rapport …only FeedBack peta bukanlah area-nya, berdampak penolakan / 4 masukanleadership
  24. 24. • Barang siapa yg mencari rezeki halal (untuk keluarganya) maka hal itu sebagai sedekah dari . Utk keluarganya • (Bihal Al Anwar 46/67 dari Al Kafi 2/12) Sedekah jariahleadership5
  25. 25. coach flowchartleadership6
  26. 26. Pilih/Tekan tombol PERASAAN PIKIRAN ambiguwordbisaleadership7
  27. 27. Prospect Muslim NM Script: Non Muslim Tanya? Al baqaroh UnitLink, sudah naik NM ayat brapa? Non Muslim brapa tuh?Agent Muslim AlQur an Surga 1. Total ilustrasi : 2. Rasionalis ember 3. Tradisional dan gunung 4. Follower
  28. 28. cU @ da TOP 29cb7cbc

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