Slogan
“Let’s Look Ahead Towards a

Brighter Future Together”.
Vision:
To be the premier organizations operating
locally & internationally that provides the
complete range of financial ...
Historical Overview
Bank Alfalah Limited was incorporated on June 21st,
1997 as a public limited company under the Compani...
About the Bank Alfalah
The Bank is owned and operated by the Abu Dhabi Group
and is the sixth largest bank in Pakistan.
...
Board of Directors
H.H. Sheikh Hamdan Bin Mubarak Al Nahayan
Chairman
Mr. Abdulla Nasser Hawalileel Al-Mansoori
Director
M...
Management
Mr. Atif Bajwa
Chief Executive Officer
Mr. Shakil Sadiq
Chief Operating Officer

Hierarchy
President
Chief Oper...
SERVICES &
Products of Bank Alfalah
General
Banking
Deposits
Remittances
Foreign
trades
Lockers
Halal/ Debit
Cards
Consume...
SERVICES &
Products of Bank Alfalah (Contd.)

E-Banking
Treasury & Investme
Telephone
Money Market
Banking
ATMs
Corporate ...
Profit and Loss Account
Financial statements of the Bank for the nine months period ended
September 30, 2013 on behalf of ...
SWOT Analysis
Strengths


Bank Alfalah has moved rapidly in expanding branches network and
Deposit base, along with makin...
SWOT Analysis
Strengths
 Entertainment facilities are available for customers
 Bank Alfalah is lending more money then a...
SWOT Analysis
Weaknesses
 Bank make less advertisement of its new products
 Employees are over loaded with the work beca...
SWOT Analysis
Opportunities
o Can extend its network to international framework
o Can extend number of branches in Pakista...
SWOT Analysis
Threats

 Large number of competitors
 Huge competition because of large number of
private banks
 Uncerta...
SWOT Analysis
SWOT analysis shows that Bank Alfalah’s
strengths are more than its weakness and it has a
chance of availing...
Recommendations
Technological Advancements
Priority Banking and Business Development
Department
Innovative Products

P...
Observation & Conclusion:
We observed the Bank Alfalah is a financially sound
bank, its profits are increasing year by yea...
Bank Alfalah
Bank Alfalah
Upcoming SlideShare
Loading in …5
×

Bank Alfalah

2,691 views

Published on

0 Comments
3 Likes
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
2,691
On SlideShare
0
From Embeds
0
Number of Embeds
3
Actions
Shares
0
Downloads
142
Comments
0
Likes
3
Embeds 0
No embeds

No notes for slide

Bank Alfalah

  1. 1. Slogan “Let’s Look Ahead Towards a Brighter Future Together”.
  2. 2. Vision: To be the premier organizations operating locally & internationally that provides the complete range of financial services to all segments under one roof Mission: To develop & deliver the most innovative products, manage customer experience, deliver quality service that contributes to brand strength, establishes a competitive advantage and enhances profitability, thus providing value to the stakeholders of the bank.
  3. 3. Historical Overview Bank Alfalah Limited was incorporated on June 21st, 1997 as a public limited company under the Companies Ordinance 1984. Its banking operations commenced from November 1st ,1997. The bank is engaged in commercial banking and related services as defined in the Banking companies ordinance, 1962. Since its inception, as the new identity of H.C.E.B after the privatization in 1997, the management of the bank has implemented strategies and policies to carve a distinct position for the bank in the market place.
  4. 4. About the Bank Alfalah The Bank is owned and operated by the Abu Dhabi Group and is the sixth largest bank in Pakistan.  The Bank does business through a network of over 500 branches in more than 170 cities in Pakistan.  The Bank has an international presence in Afghanistan, Bangladesh, Bahrain and a representative office in the UAE.  The Bank provides financial solutions to consumers, corporations, institutions and governments through a broad spectrum of products and services, including corporate and investment banking, consumer banking and credit, commercial, SME, agri-finance, Islamic and asset financing.
  5. 5. Board of Directors H.H. Sheikh Hamdan Bin Mubarak Al Nahayan Chairman Mr. Abdulla Nasser Hawalileel Al-Mansoori Director Mr. Abdulla Khalil Al Mutawa Director Mr.Khalid Mana Saeed Al Otaiba Director Mr. Ikram Ul-Majeed Sehgal Director Mr. Nadeem Iqbal Sheikh Director Mr. Atif Bajwa Director & CEO
  6. 6. Management Mr. Atif Bajwa Chief Executive Officer Mr. Shakil Sadiq Chief Operating Officer Hierarchy President Chief Operating Office Head of County Country Risk Operations Manger Information Department Corporate Heads Executive Vice Executive Vice Charted President President Accountant Branch Branch Manager Manager
  7. 7. SERVICES & Products of Bank Alfalah General Banking Deposits Remittances Foreign trades Lockers Halal/ Debit Cards Consumer Consumer Banking Credit Cards Auto Loans/ Vehicle Loans Prepaid Cards Home Loans Consumer
  8. 8. SERVICES & Products of Bank Alfalah (Contd.) E-Banking Treasury & Investme Telephone Money Market Banking ATMs Corporate Banking Forex Market Short/Long Term Finance Investments Trade Finance Money Gram SME Nostro Account Lease Finance Government Securiti Agri Finance Corresponding Bank Structured Finance
  9. 9. Profit and Loss Account Financial statements of the Bank for the nine months period ended September 30, 2013 on behalf of Board of Directors (Rupees in ‘000) Profit before provisions and taxation 5,861,075 Provisions against loans and advances - net Provisions for diminution in value of investments (686,325) (389,797) (1,076,122) Profit before taxation Taxation Profit after taxation Earnings per share 4,784,953 (1,467,142) 3,317,811 Rs. 2.46
  10. 10. SWOT Analysis Strengths  Bank Alfalah has moved rapidly in expanding branches network and Deposit base, along with making profitable advances and increasing the rang of products and services.  Bank Alfalah developing and delivering the most innovative products, manage customer experience, deliver quality service that contribute brand strength, establishes a comparative advantage and enhances profitability  In comparison to other banks Alfalah providing high excellence service like home, car, agri-financing  Modernize Banking system with highly integrated information system record kept properly, online banking and integrated circuits.  Salaries are very reasonable, so the employs are not financially disturb and they devote their selves fully to their work.
  11. 11. SWOT Analysis Strengths  Entertainment facilities are available for customers  Bank Alfalah is lending more money then any other bank in Pakistan by providing least interest rates  Bank Alfalh is offering two types of banking I. Consumer banking II. Islamic banking  Alfalahs credit cards are globally accepted in more then 150 countries
  12. 12. SWOT Analysis Weaknesses  Bank make less advertisement of its new products  Employees are over loaded with the work because of less number of employees  The bank’s Islamic Banking Department is very slow in introducing the new services and technologies as the internet facility  The bank’s environment is supportive for the educated and rich persons but very irritating for the uneducated and poor people that’s why these people hesitates in dealing with the bank  Still less branch network compared to other banks  As a large firm it is not giving its staff a more benefits.
  13. 13. SWOT Analysis Opportunities o Can extend its network to international framework o Can extend number of branches in Pakistan o Can grow its market fast o Can take benefits from governments new policies towards *IT o Because of huge capital can introduce new services and products o Can provide ATM’s it all the cities other than branches o Concentrate more on the growing sector of the market Islamic Banking o Improve the communication software even further with the latest software packages.
  14. 14. SWOT Analysis Threats  Large number of competitors  Huge competition because of large number of private banks  Uncertainty in the country’s economic condition  Growth of other competing Banks
  15. 15. SWOT Analysis SWOT analysis shows that Bank Alfalah’s strengths are more than its weakness and it has a chance of availing many opportunities.
  16. 16. Recommendations Technological Advancements Priority Banking and Business Development Department Innovative Products Placements of Employees Amenities in Branch
  17. 17. Observation & Conclusion: We observed the Bank Alfalah is a financially sound bank, its profits are increasing year by year, its staff is very good sincere with the bank. Bank Alfalah under the leader ship of Sheikh Hammad Bin Mubarak Al Nahyan has made significant in building and both the corporate and retail banking sectors in Pakistan. The bank attained number two position in terms of its balance sheet size amongst the private bank in Pakistan in 2000. Bank Alfalah use specialization and service excellence as the corner stone of its strategy the people at bank realize that innovation, creativity, reliability, customized, service and their execution are the key ingredients of their future

×