Fair’s Capital Solutions “ Capitalize Your Potential” Alternative Financing Solutions Presentation
Presented by: <ul><li>Rodney Kelley-  CEO </li></ul><ul><li>Tel: 800.277.2749 </li></ul><ul><li>Fax: 206.577.2813 </li></u...
Our Companies Mission Statement <ul><li>To provide working capital for small to medium sized businesses without incurring ...
Accounts Receivable Funding <ul><li>The purchase of business-to-business or business-to-government accounts receivable (in...
Accounts Receivable Funding How it works…. <ul><li>Two Disbursements </li></ul><ul><li>Advance – our client receives up to...
Accounts Receivable Funding How it works…. <ul><li>Invoice ______________ $10,000.00 </li></ul><ul><li>Advance______80%___...
Accounts Receivable Funding <ul><li>Provides Predictable and Continuous Cash flow in order to: </li></ul><ul><li>Increase ...
Accounts Receivable Funding vs.  Business Financing Alternatives <ul><li>Self Finance </li></ul><ul><li>Commercial Banking...
Self Finance <ul><li>Disadvantages : </li></ul><ul><li>Dealing with Friends/Relatives Lending Money </li></ul><ul><li>Capp...
Commercial Finance <ul><li>Disadvantages: </li></ul><ul><ul><ul><li>Credit Decisions based on Strength of Client </li></ul...
Venture Capital – “VC”  <ul><li>Disadvantages: </li></ul><ul><li>Give up Ownership and Equity </li></ul><ul><li>Give up Co...
Initial Public Offering “IPO” <ul><li>Disadvantages: </li></ul><ul><li>Security Exchange Commission Regulations </li></ul>...
Asset Based Lending (ABL) <ul><li>Disadvantages: </li></ul><ul><li>Strong Corporate Financial Statement </li></ul><ul><li>...
Accounts Receivable Funding <ul><li>Benefits: </li></ul><ul><li>Obtain Cash without Debt </li></ul><ul><li>No Limits </li>...
Accounts Receivable Funding <ul><li>Benefits: </li></ul><ul><li>Provides Predictable and Continuous Cash flow in order to:...
Simple Process <ul><li>Short One Page Client Profile </li></ul><ul><li>Customer List </li></ul><ul><li>A/R Aging Report </...
Questions <ul><li>If I have a client that is need of Accounting/Tax Services who would be the point of contact at your fir...
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Fairs Capital Accounts Recievable Presentation

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Example of the business funding process.

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Fairs Capital Accounts Recievable Presentation

  1. 1. Fair’s Capital Solutions “ Capitalize Your Potential” Alternative Financing Solutions Presentation
  2. 2. Presented by: <ul><li>Rodney Kelley- CEO </li></ul><ul><li>Tel: 800.277.2749 </li></ul><ul><li>Fax: 206.577.2813 </li></ul><ul><li>Email: Rodneykell@fairscapital.com </li></ul><ul><li>www.fairscapital.com </li></ul>
  3. 3. Our Companies Mission Statement <ul><li>To provide working capital for small to medium sized businesses without incurring debt in a timely, professional and courteous manner. </li></ul>
  4. 4. Accounts Receivable Funding <ul><li>The purchase of business-to-business or business-to-government accounts receivable (invoices) for goods that have been delivered or services that have been rendered in the past for a fee. </li></ul><ul><li>Accounts Receivable Funding is NOT a loan, no interest is incurred and is similar to a “cash discount.” </li></ul>
  5. 5. Accounts Receivable Funding How it works…. <ul><li>Two Disbursements </li></ul><ul><li>Advance – our client receives up to 80% of the face value of invoice when invoice is purchased </li></ul><ul><li>------------------------------------ </li></ul><ul><li>Reserve – our client receives the balance once the customer has paid for the invoice – less discount fee. </li></ul>
  6. 6. Accounts Receivable Funding How it works…. <ul><li>Invoice ______________ $10,000.00 </li></ul><ul><li>Advance______80%_____ $8,000.00 </li></ul><ul><li>Reserve______ 20%_____ $2,000.00 </li></ul><ul><li>Invoice is paid in 30 days </li></ul><ul><li>average fee just 2.5% $250.00 </li></ul><ul><li>Fee deducted from Reserve________ </li></ul><ul><li>Total Reserve paid to client $1750.00 </li></ul><ul><li>Total amount received_____$9750.00 </li></ul>
  7. 7. Accounts Receivable Funding <ul><li>Provides Predictable and Continuous Cash flow in order to: </li></ul><ul><li>Increase Sales </li></ul><ul><li>Fund Growth & Expansion </li></ul><ul><li>Hire Additional Sales People </li></ul><ul><li>Meet Payroll and Payroll Tax </li></ul><ul><li>Maintain a Good Credit Rating </li></ul><ul><li>Early Payment - Supplier Discounts </li></ul>
  8. 8. Accounts Receivable Funding vs. Business Financing Alternatives <ul><li>Self Finance </li></ul><ul><li>Commercial Banking </li></ul><ul><li>Venture Capital </li></ul><ul><li>Initial Public Offering (IPO) </li></ul><ul><li>Asset Based Lending (ABL) </li></ul>
  9. 9. Self Finance <ul><li>Disadvantages : </li></ul><ul><li>Dealing with Friends/Relatives Lending Money </li></ul><ul><li>Capped – Credit Limit </li></ul><ul><li>High Interest Charges on Credit Cards </li></ul>
  10. 10. Commercial Finance <ul><li>Disadvantages: </li></ul><ul><ul><ul><li>Credit Decisions based on Strength of Client </li></ul></ul></ul><ul><ul><ul><ul><li>Encumbers Business and Personal Collateral </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Strong Personal Credit History </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Minimum 2 years in business & Profitable </li></ul></ul></ul></ul><ul><ul><ul><ul><li>No Bankruptcies, Tax Liens or Judgments </li></ul></ul></ul></ul><ul><ul><ul><li>Credit lines capped – Limits future borrowing capability </li></ul></ul></ul><ul><ul><ul><li>Restricted use of funds </li></ul></ul></ul><ul><ul><ul><li>Lengthy Approval Process </li></ul></ul></ul><ul><ul><ul><li>High Administrative Fees </li></ul></ul></ul>
  11. 11. Venture Capital – “VC” <ul><li>Disadvantages: </li></ul><ul><li>Give up Ownership and Equity </li></ul><ul><li>Give up Control </li></ul><ul><li>Royalties or Kickers may be enforced </li></ul><ul><li>High Due Diligence Fees </li></ul>
  12. 12. Initial Public Offering “IPO” <ul><li>Disadvantages: </li></ul><ul><li>Security Exchange Commission Regulations </li></ul><ul><li>Decreases Control </li></ul><ul><li>Give Up Equity </li></ul><ul><li>Harmful Liquidation Ratios </li></ul>
  13. 13. Asset Based Lending (ABL) <ul><li>Disadvantages: </li></ul><ul><li>Strong Corporate Financial Statement </li></ul><ul><li>Strong Personal Financial Statement </li></ul><ul><li>Encumbered Assets </li></ul><ul><li>No flexibility </li></ul><ul><li>Limits Future Borrowing </li></ul>
  14. 14. Accounts Receivable Funding <ul><li>Benefits: </li></ul><ul><li>Obtain Cash without Debt </li></ul><ul><li>No Limits </li></ul><ul><li>No Long Term Contract to sign </li></ul><ul><li>Unrestricted use of Funds </li></ul><ul><li>New Start Up < two years old </li></ul><ul><li>Ideal for non-bankable business </li></ul><ul><li>Does not require strong Financials </li></ul>
  15. 15. Accounts Receivable Funding <ul><li>Benefits: </li></ul><ul><li>Provides Predictable and Continuous Cash flow in order to: </li></ul><ul><li>Increase Sales </li></ul><ul><li>Fund Growth & Expansion </li></ul><ul><li>Hire Additional Sales People </li></ul><ul><li>Meet Payroll and Payroll Tax </li></ul><ul><li>Maintain a Good Credit Rating </li></ul><ul><li>Early Payment - Supplier Discounts </li></ul>
  16. 16. Simple Process <ul><li>Short One Page Client Profile </li></ul><ul><li>Customer List </li></ul><ul><li>A/R Aging Report </li></ul><ul><li>________________________________ </li></ul><ul><li>Proposal with 24 – 48 hours </li></ul><ul><li>No obligation </li></ul><ul><li>Quick/Convenient 5-7 Business Days </li></ul><ul><li>Receive Advances with 24 hours </li></ul>
  17. 17. Questions <ul><li>If I have a client that is need of Accounting/Tax Services who would be the point of contact at your firm? </li></ul>

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