==== ====Get Great Credit Repair Tipshttp://avolonage.com/creditrepairhelp/==== ====Credit repair scams have increased tremendously in economic times like these because of: ashaky economy; record levels of foreclosures; and a rising number of bankruptcies, credit carddelinquencies and late mortgage payments. Credit repair is a booming business now and,unfortunately, a lot of unscrupulous elements are thriving in the market.Credit repair has become a necessary part of todays economy as more as more people fall victimto bad credit.Credit repairing is not an easy process, its not something that happens over night, but by beingpatient, organized and the help of many friends and professionals and people that have beentrough similar situations as you, it is possible to clean a credit file and remove all the inaccurateinformation. Like most scams, credit repair scams prey on those people who are feeling desperateand willing to believe even unreasonable promises.Just a few Credit Repair Scams To Avoid:·Credit Repair companies that dont follow industry standards or regulations.·Credit Repair companies that offer to "wipe out bankruptcies", to remove accuratenegative information from your credit history, or to obtain credit for you regardless of your credithistory.·Credit Repair companies that promise to exploit "secret" or "little known" loopholes in thesystem to remove information from your credit history.·Credit Repair companies that wont provide a written disclosure of your rights in relationto your credit history before asking you to sign a contract.·Credit Repair companies that attempt to charge money before it has performed the creditrepair services.·Credit Repair companies that discourage you from directly contacting the major creditbureaus.·Credit Repair companies make it sound like repairing your credit is a big mystery thatrequires legal expertise and years of practice.·Credit Repair companies that tell you to lie on loan applications or suggest that youdevelop a second identity.
What can you do to insure that you dont fall victim to one of these scams? Start by learning aboutthe types of scams that are out there. If you discover inaccuracies on your credit report theresponsibility lies with the you to begin the corrections process. Everything a credit repair cliniccan do for you legally, you can do for yourself at little or no cost. You have a right to sue a creditrepair organization that violates the Credit Repair Organization Act.State law enforcement officials may be helpful if youve lost money to credit repair scams. As aresult, consumers who have experienced credit problems may seek advice and assistance fromcredit repair organizations that offer to improve the credit standing of such consumers. However,neither you nor any credit repair company or credit repair organization has the right to haveaccurate, current, and verifiable information removed from your credit report. State lawenforcement officials may be helpful if youve lost money to credit repair scams. As a result,consumers who have experienced credit problems may seek assistance from credit repairorganizations, which offer to improve the credit standing of such consumers. However, neitheryou nor any credit repair company or credit repair organization has the right to have accurate,current, and verifiable information removed from your credit report.Herb Wills is webmaster and CEO of Credit Repair For Me a leading resource for up-to-dateinformation about Credit Repair Scams. Learn How To Blast Your Credit Score Through the Roofin 90 Days.Article Source:http://EzineArticles.com/?expert=Herb_Wills==== ====Get Great Credit Repair Tipshttp://avolonage.com/creditrepairhelp/==== ====