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Keeping Current Matters November 2009


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Keeping Current Matters November 2009

  1. 1. Keeping Current Matters November 2009
  2. 2. Foreclosures Hit High End
  3. 3. Foreclosures Hit Prime
  4. 4. Prime Now Major Factor
  5. 5. Foreclosure Calculations
  6. 6. Foreclosure Heat Map
  7. 7. Loan Modifications
  8. 8. Loan Modifications
  9. 9. Loan Servicer Incentives
  10. 10. Few Short Sales Closing
  11. 11. New Short Sale Incentives
  12. 12. New Short Sale Incentives
  13. 13. ROI Comparison
  14. 14. About Me <ul><li>Passion: My fuel to strive for excellence; </li></ul><ul><li>My motivation to produce results. </li></ul>Noriel P. Adricula DRE# 01124008 Phone: 408.979.2816 Cell/SMS: 415.601.7011 Fax: 408.884.2397 Email: [email_address] Web: I listen more than I talk. This way, I can be more responsive and sensitive to my clients’ needs. With the wealth of knowledge that I gained over the last 19 years, I tackle my tasks with utmost dedication and attention to the smallest detail. Of equal importance is my being up to speed with the latest technical innovations especially in the field of communications, organization and customer service. On a personal note, I am always inspired by my music. As an accomplished pianist, vocalist and arranger, I have traveled to several countries to share these God-given talents. This helped me hone my people skills to enable me to communicate effectively, in any situation. Further, being an active music director in my local church not only keeps me rooted to my community but to my human side as well. With all these under my belt, I will make sure that I earn your trust and confidence and hereon build a lasting professional relationship.