Singapore Property Buyer mortgage and Home loan Broker

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We are Researched Focused mortgage consultant that not simply give you the cheapest home loan rates, but balances risks versus benefits to give you the best fit Home Loan packages for new loans or refinancing.

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Singapore Property Buyer mortgage and Home loan Broker

  1. 1. Mortgage Consultants New Home Loans OR Refinance home loans www.PropertyBuyer.com.sg/mortgage
  2. 2. Why use Property Buyer Mortgage Consultants <ul><li>Do you agree that buying a property is stressful activity? </li></ul>MORTGAGE CONSULTANTS
  3. 3. Why use Property Buyer Mortgage Consultants <ul><li>Agents will be playing mind games with you. </li></ul><ul><li>You will be busy negotiating property prices with agents. </li></ul>MORTGAGE CONSULTANTS
  4. 4. Why use Property Buyer Mortgage Consultants <ul><li>You will be busy looking at all the different properties available in the market. </li></ul>MORTGAGE CONSULTANTS
  5. 5. Why use Property Buyer Mortgage Consultants <ul><li>The Property Agents will pressure you into making a decision. </li></ul><ul><li>They will tell you that someone is offering higher if you don’t take this offer. </li></ul>MORTGAGE CONSULTANTS
  6. 6. Emotional Turmoil <ul><li>You will have a whole range of emotions running through you. </li></ul><ul><li>While Agents are asking you Not to worry - sign your cheque. </li></ul>MORTGAGE CONSULTANTS
  7. 7. Dangers of Property Buying <ul><li>You may overpay for a property. </li></ul><ul><li>You may omit to check property details. </li></ul><ul><li>The agent may stage a show to tell you that they had helped you secure a lower price - Then ask you for a fee. (many are duped and willingly pay) </li></ul>MORTGAGE CONSULTANTS
  8. 8. Can you really afford the property? <ul><li>Agents tell you nice things and you feel good about your financing ability. Everything seems very cheap and affordable. And life is Rosy. </li></ul><ul><li>BUT can you really afford that property? </li></ul>MORTGAGE CONSULTANTS
  9. 9. Making a Mistake in Property Buying? <ul><li>You may not have checked the clauses and issues with the property. </li></ul><ul><li>You may have made an offer to purchase with terms and conditions unfavourable to you. </li></ul>MORTGAGE CONSULTANTS
  10. 10. Valuation is matched - Says who? Property agent? <ul><li>Not only that, when you try to get a loan, some bank’s valuation may not even match the asking price. </li></ul><ul><li>--> This means, you suddenly have to top up extra money in the tens of thousands dollars. </li></ul>MORTGAGE CONSULTANTS
  11. 11. Financing issues with Banks <ul><li>Some banks may limit the maximum loan a person may get, despite the valuation being met. </li></ul><ul><li>You end up with insufficient bank loan to finance your purchase. </li></ul><ul><li>You end up with unattractive bank rates. </li></ul><ul><li>You end up with a law firm that over-charges you. </li></ul>MORTGAGE CONSULTANTS
  12. 12. Will you get the Best fit home loan? <ul><li>There are hundreds of home loan packages for Residential and commercial loans. </li></ul><ul><li>Do you have 3 to 5 working days to go through each one of them? </li></ul><ul><li>Do you have the time to understand each of the clauses? </li></ul>MORTGAGE CONSULTANTS
  13. 13. Thinking through your home loan holistically? <ul><li>Buying a property for residential use has different considerations than buying for Investment. </li></ul><ul><li>Are you able to spend time to go through what best fits your own financial needs and your investment horizon? </li></ul>MORTGAGE CONSULTANTS
  14. 14. Who is Property Buyer Mortgage Consultant? <ul><li>Property Buyer is a Research Focused Mortgage Consultant. We have research capability regarding interest rates, macro economy, financing, economics and investment in general. </li></ul><ul><li>During the Property Buying Process, we help you to ascertain fair value of a property and make bidding price recommendation to make sure you don’t over-pay. </li></ul><ul><li>We also conduct comparative studies in case we feel that a comparative area may be worth comparing against. </li></ul>MORTGAGE CONSULTANTS
  15. 15. Who is Property Buyer Mortgage Consultants? <ul><li>We help you to check through the legal documents of Offer to purchase, Option to purchase or Sales and purchase agreement to make sure that the clauses are fair. </li></ul><ul><li>We work with you to understand your home loan needs or personal financing aspirations, only then we will short-list the home loan rates for your review. </li></ul><ul><li>Our consultant will explain the clauses, the pros and cons of each package that we have short-listed for you out of hundreds of packages. </li></ul>MORTGAGE CONSULTANTS
  16. 16. Who is Property Buyer Mortgage Consultants <ul><li>As we have seen many dishonest property activities, we will also highlight to you dishonest practices which you can then avoid. </li></ul><ul><li>Most important of all, we do NOT partake in over-charging you for legal fees. Our preferred lawyers are those that charge reasonable fees. </li></ul><ul><li>We are NOT property agents. </li></ul><ul><li>Probably the only Mortgage Consultant in Singapore that does Property Research, not simply commentary or FAQ. </li></ul>MORTGAGE CONSULTANTS
  17. 17. Why so good? <ul><li>Over the years, banks retrenched many bankers. </li></ul><ul><li>Banks save a lot of money from having minimal staffing. </li></ul><ul><li>As a result, banks pay us a fee for helping to act like an outsourced banker when a loan is completed. </li></ul><ul><li>Without us, the banks would have to incur more cost to have more people on their pay roll. </li></ul><ul><li>As we receive a fee from the banks, we have decided to provide this service for FREE to our clients. There is no hidden fee. </li></ul>MORTGAGE CONSULTANTS
  18. 18. Why use Property Buyer Mortgage Consultants? <ul><li>You have nothing to lose. </li></ul><ul><li>We are NOT property agents, so no conflicts of Interest. </li></ul><ul><li>We guide you as Property Buyer Advisors to avoid painful buying mistakes. </li></ul><ul><li>We are independent of banks in our approach. </li></ul><ul><li>We do not recommend a bank or a package, we only do the shortlist based on what we understand from you. You choose what package makes sense for you. </li></ul><ul><li>We do the research and the legwork. You save 3 to 5 working days. </li></ul><ul><li>You can ensure a proper follow through on the home loan. </li></ul><ul><li>www.PropertyBuyer.com.sg/Contactus.php </li></ul>MORTGAGE CONSULTANTS
  19. 19. Why use Property Buyer Mortgage Consultants? <ul><li>CALL US NOW! </li></ul><ul><li>Telephone : 6100 0608 </li></ul><ul><li>SMS(text) : 9782 8606 </li></ul><ul><li>Contact us here : www.PropertyBuyer.com.sg/Contactus.php </li></ul><ul><li>Email :loans@PropertyBUYER.com.sg </li></ul>MORTGAGE CONSULTANTS

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