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Types of E commerce & Payment Models


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Types of E commerce & Payment Models

  1. 1. Presentation Of Types Of E-Commerce & Payment Models
  2. 2. (B2B) – involves both electronic business marketplaces and direct market links between businesses(Supermarket and its suppliers). • "B2B" Ecommerce business model are solely web based . 
  3. 3. Websites that are engaged in B2B ecommerce:    
  4. 4.  B2C means enterprises provide a new shopping environment for consumers through the Internet – online stores, consumer can purchase online and pay online.  This mode saves the time and space of enterprises and customers, which improve the transactional efficiency
  5. 5. Websites that are engaged in (B2C) e-commerce • • • • • • •, Travelocity.doc
  6. 6.  (C2C) is the electronic commerce activity that provides the opportunity for trading of products and service amongst consumers .  Consumer to consumer (C2C) electronic commerce promotes the opportunity for consumers to transact goods or services with other consumers present on the internet  In the C2C e-commerce, the consumer lists items for sale with commercial auction site.
  7. 7. Websites engaged in C2C    
  8. 8. In this model, a consumer approaches website showing multiple business organizations for a particular service. Consumer places an estimate of amount he/she wants to spend for a particular service.
  9. 9. • B2G model is a variant of B2B model. • Such websites are used by government to trade and exchange information with various business organizations.
  10. 10. Government - to - Business • Government uses B2G model website to approach business organizations. • Such websites support auctions, tenders and application submission functionalities.
  11. 11. • E-Commerce sites use electronic payment where electronic payment refers to paperless monetary transactions. • Electronic payment has revolutionized the business processing by reducing paper work, transaction costs, labour cost.
  12. 12. Credit Cards Debit Cards Emoney Smart Cards EFT
  13. 13. Credit Cards Credit card is small plastic card with a unique number attached with an account. It has also a magnetic strip embedded in it which is used to read credit card via card readers.
  14. 14. An example of the front in a typical credit card: 1)Issuing Bank Logo 2)EMV chip 3)Hologram 4)Personal Account Number 5)Card Network Logo 6)Expiration Date 7)Card Holder Name 8)Contactless Chip
  15. 15. An example of the reverse side of a typical credit card: 1) Magnetic Stripe 2) Signature Strip 3) Card Security Code
  16. 16. Debit cards In case of Debit Cards amount gets deducted from card's bank account immediately. There should be sufficient balance in bank account for the transaction to get completed.
  17. 17. An example of the front of a typical debit card: 1)Issuing bank logo 2)EMV chip 3)Hologram 4)Card number 5)Card brand logo 6)Expiration date 7)Cardholder's name
  18. 18. Types of Debit Cards:
  19. 19. Smart Cards: It has a small microprocessor chip embedded in it.  It has the capacity to store customer work related/personal information. Smart card can be accessed only using a PIN of customer
  20. 20. E-Money transactions refers to situation where payment is done over the network.  Amount gets transferred from one financial body to another financial body without any involvement of a middleman.
  21. 21.  The process by which money is transferred electronically from one financial institution to another is termed Electronic Fund Transfer(EFT).  Fund transfer can be done using ATM (Automated Teller Machine) or using computer.