Career and Life Management

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Career and Life Management

  1. 1. Career and Life Management Paul M. Jones paul-m-jones.com Day Camp for Developers #4 joind.in/6150Friday, March 2, 2012
  2. 2. IN MEMORIAM Richard “Cyberlot” Thomas Niki Fund, 4818 Davis Place #G, Renton WA, 98055Friday, March 2, 2012
  3. 3. About Me (Professionally) • Developer, Senior Dev, Team Lead, Architect,VP Engineering • Military, education, non-profit, startups, products, consulting • Local and remote, large projects and small ones • SpikeTV, MTV, Facebook, Microsoft, Apple, etc.Friday, March 2, 2012
  4. 4. About Me (Personally) • Father: chaplain, minister, financial planner • Moved every 2-3 years • Not married, no kids, two dogs • Fiscal conservative, social liberal • Be responsible for yourselfFriday, March 2, 2012
  5. 5. Overview • “I need a job, but I don’t need *this* job.” • Freedom and independence • Manage your limited resources • Maximize gains, minimize lossesFriday, March 2, 2012
  6. 6. Disclaimers • IANA(L|A|*) • Distillation of received advice and personal experienceFriday, March 2, 2012
  7. 7. CareerFriday, March 2, 2012
  8. 8. I Need A Job, But I Don’t Need This Job • Ayn Rand, “The Fountainhead” • Have options • Have a buffer • Be able to leave when *you* wantFriday, March 2, 2012
  9. 9. Always Be Looking For Work • Search job sites • Be on LinkedIn • Friends, colleagues, mentors • Headhunter/recruiter • Employment agencyFriday, March 2, 2012
  10. 10. Choosing Between Jobs • Pick the one that pays more. • More money is better than less. • Raises, bonuses, etc. based on current salary. • Negotiating next job based on current salary.Friday, March 2, 2012
  11. 11. Contracts and IP Agreements • Agreements start with you assigning everything • Get exclusions *before* signing • Employers can be ... tricky.Friday, March 2, 2012
  12. 12. Promotions and Raises • I have rarely been promoted inside a for-profit organization • Almost always I have had to get a raise by quitting • Reward for good work is more work, not a promotion • When asking, point out value to the organization • If your request fails, be ready to be seen negativelyFriday, March 2, 2012
  13. 13. Entrepreneurship • “I could do better than these guys. I should start a business.” • More to running a business than technical competence • More hassle, less pay • Forewarned is forearmedFriday, March 2, 2012
  14. 14. LifeFriday, March 2, 2012
  15. 15. Life Insurance • You are betting you will die • Insurance company is betting you will live • You pay a little each month you are wrong • If you “win” the insurance company pays off bigFriday, March 2, 2012
  16. 16. How Much? • Provide income replacement for loved ones • Annual income times number of years to provide (say, 20 years) • $50K/year for 20 years means $1M • Get a “level term” policy of that amount for that number of years • At the end of the term, the bet is over. You “lost” -- you lived!Friday, March 2, 2012
  17. 17. Health Insurance • Health Savings Account • High-deductible insurance ($2K) • Medical-specific savings account • You keep what you don’t spend • Not tied to employerFriday, March 2, 2012
  18. 18. Killing Off Debt • "Income $850/week, expenses $900/week, net result: misery. Income $850/week, expenses $800/week, net result: happiness." • Imagine every paycheck being *yours* without any debt to service • Without being a slave to lenders, easier to say “I don’t need *this* job”Friday, March 2, 2012
  19. 19. How To Be Debt Free? • Written down budget • Reduce lifestyle • Pay off smallest debt first • Roll into next-smallest debt • Eventually pay off largestFriday, March 2, 2012
  20. 20. Saving And Investing • 3-6 months (or more) of living expenses • Visit a “Certified Financial Planner” • Retirement first, college secondFriday, March 2, 2012
  21. 21. Self Management • Out of brain, onto paper stack • Process the stack • 2 minutes, “next action”, file • Frees your mind • http://zenhabits.net/the-getting- things-done-gtd-faq/Friday, March 2, 2012
  22. 22. ConclusionFriday, March 2, 2012
  23. 23. Thanks! • Just the basics • *So* much more to this topic • Read this book • Rate this talk: joind.in/6150Friday, March 2, 2012

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