Life Needs Analysis

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Do you need Life Insurance?

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Life Needs Analysis

  1. 1. Did you know…
  2. 2. One out of every three Americans does not own life insurance. Only 48% own any individual life insurance. 60 Million Americans say they need more life insurance. 50 Million say they plan to buy life insurance, but only 10 Million actually purchase it each year. (LIMRA Studies, 2006)
  3. 3. If you died today and you and your paycheck were gone…
  4. 4. Would your family have enough money to take care of final expenses?
  5. 5. Could your family afford to stay in their home?
  6. 6. Would they have enough money to pay existing loans?
  7. 7. Would there be enough money to replace your income?
  8. 8. If you passed away today, what financial resources would be available to your loved ones? Savings Retirement Funds Borrow Money
  9. 9. <ul><li>Would they need to borrow money? </li></ul>Where would they get the money for the payments?
  10. 10. <ul><li>Would they need to ask </li></ul><ul><li>friends or relatives for money? </li></ul>
  11. 11. <ul><li>Or would life insurance </li></ul><ul><li>help guarantee their future? </li></ul>
  12. 12. Life insurance can provide for future education expenses.
  13. 13. Life insurance can assure your family maintains their current life style.
  14. 14. Life insurance can provide financial security.
  15. 15. How much could you comfortably afford to spend on life insurance? Peter G Langelier Langelier Insurance 877-815-4410 www.langelierinsurance.com

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