While waiting for people to come in, play M4C Part 1.Preamble for audience: Good news. Unexpected outcome but the best one possible out of many bad ones.
Started a forum to put my ideas down. Build the information database.
Life Cycles. We must learn to recognize attempts at cultural genocide as part of psychological warfare and be brave enough to verbalize it to create a mass consciousness to resist it. Otherwise, we end up with the Boiled Frog Syndrome.
This is in the middle-east. But it could just as well be here. From the perspective of psychological warfare, it is necessary to understand that UMNO was founded on a lie and they have been lying to the people from day 1.
We think the solution is in politics. That is what politicians want you to think. Look at what is happening around the world. You may get a different answer.
That is psychological warfare. Similarly, all politicians on both sides of the political divide want you to think that change is only possible through politics. That way they control you.
After gerrymanderring, Party 2 win 3 seats while party 1 win 1 seat.
Top right box: Story - We have minority ethnic groups demanding special consideration due to the perceived importance of their votes. Are they a factor in these 139 seats? Do the Bumis need to worry about losing power?
Was this by accident?
The people who designed this are brilliant.
Once they have a 2/3 majority, is the BN capable of creating 200 Putrajaya’s? Look at their past record and judge for yourself.
When we look at the 112 smallest parliamentary seats, Putrajaya is sitting on top of the pyramid. Most of the remainder fall in the lower-income group. Is that a coincidence or by design? Dark blue and light blue are Sarawak and Sabah respectively.
Is poverty in Sabah and Sarawak by accident? Are poor roads, communications, education, healthcare, water, electricity by accident? No! It’s to keep the people poor so they are easier to control. It’s to give the incumbent an advantage during elections as they control the media and by extension, the minds of the people. They use greed and fear to intimidate the people – TuaiRumah, vote buying, threats about the secrecy of their votes. Contrast Putrajaya with the rural areas in Sabah/Sarawak.
There are 2 primary sources of exploitation.Exploit the Rats by stealing their time in the Rat Race (the Economic System),Steal the resources of the land.
This is the power structure in our country. A small group at the top controls everything, eating the meat and leaving the bones to us. The states with the highest incidence of poverty have the largest no. of small Parliamentary seats. Keep them poor so it is easier to control and to buy their votes.Compare with Singapore: 5 million. Did you know that more than half of Singapore's population (of nearly 5 million people) falls within the world's top 8.8% wealth bracket? The country's average wealth per adult is nearly $300,000 (USD) and rising. http://www.sovereignman.com/expat/three-countries-where-youll-want-to-have-exposure/
Our Constitution has become unrecognizable. When did the change come about?
England has started rationalising their seats to make it more even.
The aim is for 99% of the seats to fall within 5% of the national limit by 2015. If we are aiming for Wawasan 2020, should we not upgrade our electoral systems to First World standard as well?
Let’s look at the Social segment
Let’s look around for examples.
Do we want this? No!What’s next?
Caution: We don’t have all the numbers. There may be some double-counting. And we are happy if we can be proven wrong.
USD 44.6 Bllion was rolled over last year. That’s 86% of 2010 Federal revenue.
Just to show that the numbers are not a figment of our imagination.Screenshot from Bloomberg report. Need subscription to access.
Let’s have more fun. Only 10 GLC’s (Govt-linked cos). USD 19.5 B.
By Jun 2011 domestic debt has increased from RM 390 B to RM 421 B (increase by RM 31 B = USD 10 B). Debt increase 20% per year! Very high!
We have gone past Greece. They collapsed in May 2010 at 134% Debt/GDP. What is GDP? Gross domestic product. We go bankrupt by 2013
At the rate operating expenditure is growing, we run out of money very soon. So pensions and civil service jobs will need to be chopped.
Are these the actions of a responsible Govt? Spending money that we don’t have and throwing the burden to future generations.
People will start to look for scape-goats. Politicians, civil service, pensioners. Black hands will try to trigger civil unrest. Remember Indonesia in 1998.
Let’s look elsewhere for answers.
Countries get into trouble when their bonds interest exceed 7%. That is why Italy is shaky. Greece bond yields very unstable. Previously 21%. Is that the reason why Malaysia dare not go to the international market, preferring to take from EPF and the banks? How long can this last?
Bond-buyers will lump Malaysia in the same category.
International sugar price went up and came down. But local price went up and never came down. Point at the international sugar price going down and contrast with domestic price going up over same period.
And Indonesia is a much lower-cost producer than us. Is Robert Kuok trying to send us a message?
Who was the CEO? HasanMerican
In China, it’s not an issue of whether it’s going to crash. The question is whether it is going to be soft or hard?
Do you want to wait and find out?
The US owns the largest gold holding in the world – 8,800 tonnes. It is supposed to be kept in Fort Knox. What we have lost through illicit outflow is equivalent to ¾ of the Fort Knox gold.Take 112 smallest seats. 3.698 million voters. RM 540 billion loss over 5 years. Take 50%. RM 270 billion. Loss per voter RM 73,000! What about the money still in the country? Now, do you understand why you are so poor?For some people, it seems their decision is based on the last incentive given to them just before they reach the ballot box.
What is the cause of currency flight?Illegal money,CorruptionPoor local investment climate,People lose confidence in the Govt and political stability,Fear of currency devaluation due to too high debts, Iran’s example - http://www.tindakmalaysia.com/showthread.php/4284-Economics-Iran-s-central-bank-faces-lost-rial-battle?p=11751#post11751Mispricing of MNC exports
Play the video M4C Part 2
Discussion of this topic will take 20 – 30 minutes. For the purpose of our discussion today, just take our figures that the extra cost isRM 1.1 Million per middle-class couple over 50 years. For a poor family, it’s RM 300,000. Not paying attention to elections can be very expensive.
FELDA should have RM 25 B but today owes EPF RM 6.5 B. Why is workers’ pension fund used to bail out FELDA?Follow FELDA saga here: http://www.tindakmalaysia.com/showthread.php/3974-FELDA-Harapkan-Pagar-Pagar-Makan-Padi
KL MRT: 25% of Federal Revenue. What about Agong’s Palace 800 M? RM 400 B wasted on unproductive projects. RM 889 B illegal transfer.
Original name of airport as proposed by Sime Darby was KLIA-East@Labu (http://www.tindakmalaysia.com/showthread.php/606-Sime-Darby-gets-OK-for-KLIA-East-Labu-KLIA2). In Jan 2009, the cost was estimated at RM 1.6B (http://www.themalaysianinsider.com/search/results/3a6a3703002604f8ca4ec944b0513259/). This has now ballooned to RM 3.9 B with an increase of passenger traffic from 30 million to 45 million a year.
I believe the land should be worth more than 10B. Why are we giving it away at fire-sale price?
If we want to see the future, study the past and the present situation in other countries – Argentina, Brazil, Greece, Hungary, Weimar Germany.
If Parliament is dissolved before the BERSIH 2.0 8 Demands are met, let’s obey the Peaceful Assembly Law and stay home for 1 week.
Someone claimed that bank deposits are guaranteed up to RM 250K. It’s obvious such people have not seen a country going bankrupt!
It’s our turn
Personal story: Nov 2007.
We have achieved half of them.
Not long to go.
Famous phrases that has been proven over time and useful to remember constantly:Power corrupts, absolute power corrupts absolutely, (Lord Acton or First Baron Acton or John Emerich Edward Dalberg-Acton (1834-1902) http://www.phrases.org.uk/meanings/absolute-power-corrupts-absolutely.html)Those who do not learn from history are doomed to repeat it, George Santayana (1863-1952) (http://wiki.answers.com/Q/Who_said_Those_who_do_not_learn_from_the_past_are_doomed_to_repeat_it)Patriotism is the last refuge of a scoundrel, Samuel Johnson (http://www.samueljohnson.com/refuge.html)Watch the movie “The Matrix”. Instead of using a computer chip, the rulers use a software called “psychological warfare”.
This is the power structure in our country. A small group at the top controls everything, eating the meat and leaving the bones to us.
UMNO uses this model to suppress the people. This is just a model. You can create other models to explain what is happening.
This is a detailed chart of the various elements in UMNO’s Framework of Suppression. Every ministry, every govt body is involved to ensure UMNO’s continued rule. PERKASA – Is that a social or anti-social organisation? The most important of them all is the UMNO War Machine. What is that?
Where are these people? Jusa [JawatanUtamaSektorAwam]. They are the ones with the super-high salaries. If BN loses, will these people give way quietly? The red ones were the most active during the Perak power grab in Feb 2009.
Look beyond politics.
Foreign workers: Official 2.3 million. Estimated untracked 1.7 million. Total 4 million.Solution: The Rat Race System depends on cash-flow. Cash-flow depends on confidence of the Rats in the financial system. This finances corruption? Bank deposits, lottery tickets.When confidence is lost, Rats pull money out of the system and it collapses rapidly due to deleveraging.Foreign labour will leave when there are no more jobs.
What happens when cashflow is squeezed? There is not enough money to go round and the corrupt leaders will fight among themselves over the shrinking pie. The economy shrinks, increasing the people’s unhappiness with leaders they see are corrupt. The UMNO War Machine will slowly grind to a halt without money. This is a complicated slide. Explaining it will take a 1-hour video.
If trust in the system breaks, the Rat heads for the exits. Solution: The Rat Race System depends on cash-flow. Cash-flow depends on confidence of the Rats in the financial system. This finances corruption? Bank deposits, lottery tickets.When confidence is lost, Rats pull money out of the system and it collapses rapidly due to deleveraging.Foreign labour will leave when there are no more jobs.
Start exploring possibilities. Schumpeter: Capitalism, Socialism and Democracy - http://en.wikipedia.org/wiki/Capitalism,_Socialism_and_Democracy. Creative destruction - http://transcriptions.english.ucsb.edu/archive/courses/liu/english25/materials/schumpeter.htmlMaybe the solution is found outside Malaysia. A change of govt alone does not solve our problems. It needs a change of mindset and attitude.
Understand that life goes in cycles. We may be caught in an economic cycle outside our control. There is nothing in the holy books that says Malaysia is special and can behave outside the laws of economics.Don’t feel depressed. Malaysia will rise again once we are freed of the scourge eating up the nation.
Objections: It’s not safe to buy gold.Response: Show Nokia E90 phone, 2cmx5.7cmx13.3cm. Ask audience the value of equivalent gold bar – RM 600K.Can keep RM 600 k in the bra.Have you tried carrying cash RM 600 k in your pocket? (RM 50 notes, 1.2 m high.) Typical response is “No.”Tell audience: It’s all in your head. It’s only fear that stops your from acting in your best interests.Next point: Don’t put a sticker on your forehead saying: “I am carrying gold bars!”Objection: Giving up my insurance will cause me to lose a lot of money.Response: In Zimbabwe, the Central Bank chopped 5 zeros from the Zimbabwe dollar. What’s the point of having 1 million insurance if that happens. You pay money today for smaller money tomorrow.
Observe how people in other countries take pro-active action to protect themselves. This is what I am doing. I am not telling you what to do. You have to decide for yourselves.
Basically, I am optimistic. People will only change when they are in pain, massive pain but it is necessary for us to go through this process to become a normal nation. This is a reset. Then we start catching up with Singapore and the rest. We have been held back for too long.
Read and understand. Don’t accept blindly. It’s your future. You will pay the price for your mistakes and enjoy the benefits of the right decisions.
The path to freedom requires us to understand what is psychological warfare, develop self defense techniques and a change in our mindset to put it in motion. Join Tindak Malaysia to learn more.May you be Free and Happy. Thank you for listening
Tindak Malaysia: The Die Is Cast
Together we can make a difference
An assessment of the electoral &
financial outlook for Malaysia.
What the numbers tell us and what
conclusions to draw from it.
1. BN cannot lose,
2. They know they are in trouble.
3. Their solution: push Malaysia
4. IMF come in to clean up the
mess. Blame IMF for problems
5. New Rat Race System starts.
6. You don’t have to believe a
word that is said!
1. Where are we?
2. How did we get here?
3. Where are we headed?
4. How can we make it better?
Tindak Malaysia supports the reason why the
Election Commission was formed - to ensure
elections in Malaysia are free and fair.
(Elections Act S 5 (1a)) EC has to enjoy public confidence. (Federal
Constitution Article 114)
A group of caring Malaysians
carrying out community service
through voter education and
Our training is based on the election laws
and is politically-neutral.
We are pro-Rakyat and accept any party
that is voted in freely and fairly.
We believe that “Power Corrupts, And
Absolute Power Corrupts Absolutely”.
We take the position that there must be
checks and balances and that no one
party should hold too much power.
• Mobile phone to silent mode,
• Outline of Programme and duration,
• Expected results.
Tindak Malaysia strategy:
• Understand the principles of
• How is it used against us?
• Develop self-defense measures.
Nations move in 50 to 60-year cycles!
When politicians hold power for too
long, they become arrogant, bullies
and corrupt! The ABC’s of politics.
Their goal is to amass fortunes through all means,
legal and illegal, live a life of luxury, and preserve their
dynasty in any way that they can (such as pampered
intelligence and military services, cadres of corrupt
cronies, discriminatory governance to divide the
citizenry, and costly foreign support).
The result is that these countries have been financially
plundered, with an inhospitable business climate, an
underdeveloped private sector and little economic and
Where is this place?
140 MPs (63.1%)
50.27 % of votes
82 MPs (36.9%)
46.75 % of votes
Putra Jaya (BN)
Voters ratio = 1:17
Even the 2nd smallest seat, Lawas, has
15,717, which is 2.4 times larger!
Same DUN but
separated by land
N45 SELAT KELANG
Same DUN but
separated by land
Four evenly matched districts
Redrawing of boundaries to give
three-district advantage to Party 2
All districts produce an even voting
ratio for each party
District A,B,C votes 90% for Party 2
District D votes 90% for Party 1
Party 1 Party 2
One Voter One Vote ?
Question: Do the
Chinese & Indians
decide for a
Courtesy of the famous retiree: Ng CN
DESIGN: 1st 112 seats: 1.85 million.
2008, BN contested 139 seats to win
112 seats. 2.08 million votes required
Total voter population: 10,922,140
Total Parliament seats: 222
Simple majority: 112 seats
Do you agree that 2 million can decide
for 28 million?
The smallest 112 seats come from:
Sabah, incl Labuan: 26,
(Peninsular Malaysia: 61)
For simple majority rule, rural Bumis decide. Only for
2/3 majority, the non-Bumis have a say!
(Show Sabah & Sarawak powerpoint)
Seats can be increased after Mar 2011 but
need 2/3 majority. BN can even create 200
Smallest 112 seats: Seat no. 1 - 28
Point No. 1: BN cannot lose.
Is that the reason we have such blatant
corruption and inequality?
Is it a coincidence that the poorest
groups with the worst infrastructure,
education and health-care facilities,
are the king-makers?
Is it a coincidence that the natives are
driven off their land to join the urban
It’s good to
belong to the
States with the highest incidence
of poverty: Sabah & Sarawak
Results of not paying attention:
Ruling Party enjoyed 2/3 majority for
more than 50 years since 1957.
Consequences: 700 Constitutional
amendments since 1957.
Compare with US, 234 years old: Only 27
Answer: You have to avoid a 2/3 majority
to prevent too much power in the hands
of the Ruling Party.
21-06-1962, Constitutional Amendment:
Article 116: Safeguard to maintain voter
difference to less than 15% removed.
Clauses (3), (4) and (5): Clauses were
repealed by Act 14/1962, sub-section 22
Source: (page 197)
BONDS: Thompson Reuters Eikon
DOMESTIC DEBT: Treasury Report
GLC’s: Annual Accounts
CAUTION: There may be some double-counting due to
obscurity of some of the figures in the Treasury Report.
GLC & Domestic Debt Analysis: Credit to Lee Wee Tak
USD 179.8 B
USD 44B rolled
over last year!
NATIONAL DEBT – GLC’s
USD 125.9 Billion
USD 136 B :
In 3 ½ years,
domestic debt has
gone up by 70%!
TOTAL DEBT – USD 331.4 B
144% Jun 2011: 144%!
TOTAL DEBT – USD 331.4 B
WHERE IS THE MONEY COMING FROM?
CAN IT GET WORSE?
Debt/GDP: 139%, annual deficit: 4 – 5%
Operating expenditure eats up all revenue & pensions depend on current income.
How can the Govt afford giving out RM 500 per head? What’s the source?
RM 200 vouchers for 1.3 million students:
RM 260 million,
One-off RM 100 aid each to 5.3 million
students: RM 530 million.
RM 500 for 3.4 million households: RM
Civil servants increment 7% - 13%,
Money given today will be taken back via
GST tomorrow – Anil Netto: Atimes
Bureaucracy as % of Population
1.4 M Civil Servants,
3 M RELA = 4.4 M
How long can this go
productivity, poor work
Does a change of govt
solve these problems?
WHAT ARE THE PIIGS ?
WHAT HAPPENS WHEN PIIGS DEFAULT ?
• THEY GET SLAUGHTERED !
• Bond yields shoot sky-high
• Is that Malaysia’s fate ?
• Bond-buyers have to take a hair-cut !
In late October 2011, euro-zone
governments called on Greece to secure
a 50% write-down on the debt held by
private creditors. Greece offered 25%
Must charge very high interest to
compensate – more than 100%!
Source: Wallstreet Journal
• We have oil palm!
• We have oil & gas!
• We have electronics & electricals!
• We have high savings rate – EPF!
BUT MALAYSIA IS DIFFERENT !
In 2009, Robert Kuok was forced to sell
off his sugar monopoly to some
Don’t mess with Robert !Kuok.
How has it hurt us?
• Robert Kuok invested in the world’s
largest sugar mill in Australia. Our
international sugar price went up.
price goes down
World price dropped but
domestic price went up by 40%!
Oil palm: Najib asked China to increase oil palm
import from Malaysia but no deal.
• Robert Kuok’s Arowana Cooking Oil controls
40% of China domestic oil palm refining
• Then Robert Kuok decided to invest
USD 10 B in Indonesia oil palm. That’s our
lowest-cost competitor! Will it hurt us?
Blowback from grab of Robert
Kuok’s sugar business in
Malaysia (click to see link)
• We become net importer by 2014,
• Govt demanding more and more
money from Petronas.
• Petronas tried to stop the outflow.
• So previous CEO forced out & replaced
with Najib nominee.
• Ex-CEO now working for Singapore.
BUT WE STILL HAVE
OIL & GAS.
• This depends on foreign countries.
• Europe is in serious trouble.
• So’s the US.
• Even China is having a housing bubble
and if her exports are hit for her biggest
market (Europe), she will import less
• Outlook does not look good.
NOTHING CAN HAPPEN TO CHINA !
Property crashing - Chinese ghost town:
The soft landing view foresees Chinese
central technocrats responding timely
with well-calibrated fiscal and monetary
policies that maintain GDP growth of
around 8%, the annual rate Beijing must
achieve to absorb new graduates into
the work force and keep unemployment
The hard landing scenario predicts that an
uncontrolled implosion of the property
market will unleash waves of wealth
destruction, a credit crunch and
consumption collapse that no amount of
government intervention will be able to
Southeast Asia will inevitably be among the
worst hit by a soft or hard landing in China.
• Malaysia cannot borrow cheaply from
international market as we are in the
same situation as Greece.
• So they tap into EPF for cheap funding.
• By now 60% is gone!
• That’s our retirement savings!
OUR GOOD OLD EPF
WILL SAVE US !
Don’t feel bad. Govts do this as a matter of routine when they
get into trouble.
IMPLICATIONS: INTERNATIONAL BAILOUT
Greece outlook: Look at Greece’s situation
• Expulsion from EU,
• New currency with massive devaluation,
• Job loss,
• Drop in wages,
• Sale of state assets,
• Cost-cutting – pensions, subsidies, civil
service, welfare aid, govt services,
• Petronas, banks and insurance cos
forced to buy low interest Govt bonds,
• Equivalent loans from international
market will exceed 10% interest,
Restructuring and down-sizing Govt,
slash pensions, subsidies, govt services.
DO THE BUSINESS PEOPLE KNOW?
Highest in the world per capita!
GFI reports that
Malaysia lost USD 338
Billion (RM 1.08 trillion)
from year 2000 – 2009.
5th largest in the world!
How much is RM 1.08 Trillion?
RM 100 notes
stacked all the way
from Singapore to
For the smallest 112 seats,
each voter lost RM 73,000
Equal 75% of US Govt’s gold in Fort Knox!
Equal to RM 100
notes stacked all
the way from
RM 150 B in 2009,
24% of GDP !
Where did this
money come from ?
3 x KL MRT
RM 250,000/family !
Watch out for a
An Amah in 1970 earned
more than a Graduate
1970 Amah 2010 Graduate
Monthly Salary (oz of gold)
CASHING OUT !
PUSHING MALAYSIA TO
DO OUR LEADERS KNOW ?
Never mind, they will find some suckers in the KLSE
to buy their shares during listing.
Lim Teck Ghee warning.
Dr. Tan Kee Kwong, ex-Dep Min of Primary
Industries: In 2001, FELDA had RM 4.5B
cash. They should make RM 2 B per year.
By 2011 they should have RM 25B cash.
Instead, they owe EPF RM 6.5 B. Why ?
KL MRT 12 times cost of
Beijing – Shanghai High Speed Train.
Not economical – sure bankrupt.
KLIA2: COST JUMPED FROM RM 1.6 B
TO RM 3.9 B WITH 1 YEAR DELAY !
• Sg Besi Airport
land, worth RM
5.2 B but sold for
only RM 1.6 B !
• Regain 2/3 majority to shore up power,
• Put all the laws in place to control
• Push country to bankruptcy.
• Bring IMF in to do the dirty work,
• Millions lose their jobs,
• Civil servants chopped by 2/3,
WHAT’S THE PLAN?
• Public Assembly Bill passed to prepare for
repression by the police
PREPARING FOR UNREST !
As law-abiding citizens, it is our duty to obey the law.
Let all Malaysians stay home for 1 week!
1st JAN 2012: START OF POLICE STATE ?
UPSI 01.01.12: The president of undergraduate movement Bebas, Muhammad
Safwan Anang taken to Slim River hospital in critical condition
EVENTS OUTSIDE OUR CONTROL
• SOVEREIGN DEFAULT:
WHAT ARE THE DANGERS ?
• Banks or bank holidays,
• Capital control,
• Commercial property & housing,
• Borrowings and high-gearing for
• Mortgages for speculative investments,
• Mutual funds,
• Police State
2007: USD 1 =
1 year later, it was
ZDR 250 billion!
Where Will We End Up??
1. Uneven development along group lines,
2. Criminalization &/or delegitimisation of the State,
3. Progressive deterioration of public services,
4. Widespread violation of human rights,
5. Security apparatus as “state within a state”,
6. Rise of factionalised elites
7. Demographic pressures,
8. Massive amount of refugees,
9. Legacy of vengeance-seeking groups over past grievances,
10. Chronic & sustained human flight,
11. Sharp & severe economic decline,
12. Intervention of other states or external factors.
12 FACTORS OF A FAILED STATE.
WE ARE HALF-WAY THERE
30 STAGES OF COLLAPSE
Public Assembly Bill
IS THERE HOPE ?
1. When nearing bankruptcy...
• A country’s best chance of survival is for
foreign investors to bring money in.
• Will they come in if its management is
2. Do you want to hold corrupt leaders to
3. There are 198 non-violent methods –
94For simplification: Use mental models!
1ST UNDERSTAND THE SYSTEM
• Finance & economics
• Strategies of non-violent self-defense
SYSTEM DEPENDS ON CASH-FLOW
LOYALTY ISTO MONEY
SYSTEM BREAKS DOWNWHEN CASH-FLOW
HOW DOES THAT HAPPEN ?
4 million foreigners
Are banks safe?
Are jobs safe?
SYSTEM RESTS ON CONFIDENCE !
WHAT WE NEED !
The US: A depression does a lot of good.
It wipes out bad investments and eliminates bad speculators.
It forces capital into more productive, more profitable uses.
It kills off zombie industries.
It retires worn-out industries and reduces costs so that new
industries can arise.
It’s the ‘destruction’ that Schumpeter’s ‘creative destruction’
Solution for US Debt:
Same for Malaysia.
We cannot ignore the laws of economics for too long.
HOW DO I PROTECT MYSELF ?
• Bank savings: Convert to gold bullion,
• Pensions: Withdraw if possible,
• Stocks and mutual funds: Sell all,
• Insurance: Give it up,
• Taxes: Minimize exposure through
• Commercial property: Sell,
HOW DO I PROTECT MYSELF ?
• Stock up on essentials & dried-food,
• Food-growing land –
move to the countryside!
• Housing: Sell. Keep only 1 to stay,
• Businesses: Minimize loans,
• Life-style: Cut down on expenditure,
• Financial: Reduce debt,
• Barter trade
PREPARING FOR A HARSH FUTURE
• Don’t accept whatever is said today.
• Do you own due diligence.
• Monitor future events carefully and
compare with what is said today to see
if it makes sense.
• Use the knowledge wisely to protect
yourselves, your family & your friends.
• Help one another.
• Our best protection is National Unity.
Banking & debt, simply-explained.
Teh Chi Chang’s analysis: The Budget & it’s Shadow.
198 Ways To Bring Down A Dictatorship.
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