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What's the Big Deal About Repairing My Credit?

Learn the Truth About Credit Repair. For more Information about the Benefits of Fixing Your Credit Visit:
http://bit.ly/repaircreditquick

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What's the Big Deal About Repairing My Credit?

  1. 1. ==== ====For Great Solutions To Credit Repair Check This Out:http://bit.ly/repaircreditquick==== ====A list of ten credit repair tips follows. This is by no means a complete list, maybe just enough toget you started.Credit Repair Tip #1Look for free information before you buy anything. Did you know that the three major creditbureaus, Experian, Equifax and TransUnion, are required to provide consumers with one free copyof their credit report every year? If not, you are not alone. Companies which sell credit reportsand other credit repair tips are betting that most people do not.Credit Repair Tip #2Visit http://www.annualcreditreport.com. At this site consumers can view and print the informationaccumulated by the credit report agencies or credit bureaus. There is no charge for these reports,but the credit bureaus are allowed to promote the products that they sell, such as credit repair tips,on this site.Credit Repair Tip #3There may be a lot of information on your credit report or just a little, depending on the types ofcredit that you have and the length of time that you have been using credit. Print the reports outand begin the process of reviewing the information that the credit bureaus have beenaccumulating about you. Use a yellow highlighter to highlight information that you believe may beinaccurate, misleading or unverifiable. This is information that you will dispute.Credit Repair Tip #4One of the credit bureaus has an on-line dispute system, but it is not very user friendly. Thewindow is tiny and in order to read a sentence, you have to scroll from left to right. The best wayto notify the credit bureaus of your disputes is to send them a letter. Letter writing suggestions areincluded in many books with credit repair tips, but you can view a perfectly usable example of adispute letter at the Federal Trade Commissions credit website.Credit Repair Tip #5Wait.Credit Repair Tip #6
  2. 2. If you have not received a response from the credit bureau or bureaus within thirty days, send afollow-up letter: "Please remove these items from my credit report immediately. I have waited areasonable amount of time."Credit Repair Tip #7Wait.Credit Repair Tip #8If you receive no response from the follow-up letter, you will need to contact a lawyer, preferablyone that specializes in credit repair issues. The credit bureaus are allowed to disregard disputesthat they consider frivolous. There are no guidelines for disputes which might be consideredfrivolous.Credit Repair Tip #9Sometimes options are recommended which are illegal, such as file segregation. Do not createmore problems for yourself.Credit Repair Tip #10Visit myfico.com for more credit repair tips. This site also shows how different actions affect yourcredit score.There are several sources on the internet for credit repair tips. As with most information, there arehundreds of books full of credit repair tips, software programs with credit repair tips and creditrepair specialists that charge for their credit repair tips, but there is a lot of free information as well.For more credit repair tips, visit the Credit Repair Blog.The writers and editors of the Credit Repair Blog are dedicated to providing accurate informationabout credit repair issues. Visit us at http://creditfixnow.blogspot.comArticle Source:http://EzineArticles.com/?expert=Patsy_Rose==== ====
  3. 3. For Great Solutions To Credit Repair Check This Out:http://bit.ly/repaircreditquick==== ====

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Learn the Truth About Credit Repair. For more Information about the Benefits of Fixing Your Credit Visit: http://bit.ly/repaircreditquick

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