1.
Finstem Financial Solutions
Providing direction to your dreams

2.
Mission statement:
To be the primary and most trustworthy brand, when thought of Financial
Planning

3.
Milestones
May 2013
Launch of Finstem India
Nov 2013
Formation of Finstem
Outsourcing
May 2014
Formation of Finstem
Infrastructures
August 2014
Launch of Fin Castle
Residency
April 2014
Formation of Finstem
Developers
Upcoming
Projects
Eastern
Homes,Patna
2013 2014 2015 2016
October 2015
Launch of upcoming Golf
Project on Bangalore
Mysore Highway
Upcoming
Locations
Patna, Pune

4.
An
Introduction
to Financial
Planning
Financial Planning should be a platform for
clients that enables them to identify,define
and create a plan to achieve the financial
dreams without having to stress or worry
about them.

5.
Challenges faced by Investors
➢ Overloaded Information
➢ Product Based Approach by advisors
➢ Advisory not linked to Customers Goals
➢ Lack of regular touch /Inconsistency
➢ Frequent Changes in Relationship
Managers
➢ Whom to choose and where to invest….

6.
The solution
➢An approach to help identify &
prioritize one’s Goals, needs &
Aspirations i.e Goal based
financial Planning Approach.
➢Ensure to meet the important
goals of life at the right time.
➢Plan for Unforeseen Financial
contingencies
➢Multiple contact points and
regular Analysis of the plan

7.
“Why are we the ones to solve the problems we identified?”
Multiple Touch
point
The customer shall have
multiple touch points
ensuring effective & timely
support & service
Experienced
Team
A set of experienced team
to provide best possible
solutions available in the
market
Simplest Online
Portal
Easy to use online portal to
make your finances easier
to understand and track
Complete Product
Bouquet
Complete set of product
bouquet to suit your needs
that helps map your goals
to the investments

8.
How it works
Step 1
Goals & Aspirations
calendar
Step 2
Assessment of current
income Status and
investments
Step 3
Mapping goals &
Aspirations to current
as well as Future
planning
1 2 3

9.
DREAM>PLAN>BELIEVE>ACT
ToAccomplishGreatThings,WeMustNot
OnlyAct,ButAlso Dream,NotOnlyPlan
ButAlsoBelieve………….

10.
The Finstem Way
Differentiate between Goals ,Needs
&Aspirations
Income & Expense Analysis
Current Portfolio/investment
Analysis and Mapping the same to
future goals
Portfolio Restructuring(if
required)/Future
Planning

11.
FINANCIAL PLANNING
MYTHS & FACTS
MYTHS
● I am saving enough for retirement
● I have a retirement account and life
insurance policy and that’s all I need
● I have invested in properties and that
would be enough to meet different goals
of my life
● I completed a financial plan a few years
ago and i am fine
FACTS
Developing a Financial Plan can help you to :
Set Specific & realistic goals
Save enough to last through retirement
Prepare for unforeseen events like market
volatility conditions & inflation risks
Review your plans as per different life
changing events and ensure to map the
same to different goals of life

12.
Why now?
Better to do it now than
never. Penny saved is
equal to a penny earned.

13.
THANK YOU
For MoreDetails:
www.finstem.com