Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.
Digital | Innovation | Transformation
Industrie 4.0 – der Trend ist bereits Realität
NCFS – Networking Conference Financia...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 2
Industrie 4.0 – der Trend ist bereits Realität
// Was können...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 3
Industrie 4.0
// Kaum bekannt
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 4
Industrie 4.0
// Begriffliche Einordnung
 Vernetzung der re...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 5
Industrie 4.0 und darüber hinaus
// Ausgewählte Beispiele
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 6
Digitale Trends
// Relevanz für alle Kunden, alle Branchen, ...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 7
Digitale Trends
// Financial Services einer der aktivsten Se...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 8
Emergenz neuer Geschäftsmodelle
// Aus dem Nichts und oftmal...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 9
Digitale Trends – Herausforderungen
// Schnelligkeit, Wucht,...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 10
Jamie Dimon on the Future of Finance
Ausgangslage Financial...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 11
Digitale Trends – Financial Services
// Cluster disruptiver...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 12
Digitale Transformation
// Bausteine – Defintion der Kernel...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 13
Customer Experience Management
// Customer Journey Map – mP...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 14
Business Model Innovation
// Value Proposition Blueprint – ...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 15
Innovation Management
// Creating Innovation-Channels – UBS...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 16
Digitale Transformation
// Schwerpunkte im Lebenszyklus
 L...
© digitaliKa 2016. Nicolas Schobinger. All rights reserved. 17
Industrie 4.0 – der Trend ist bereits Realität
// Was könne...
Upcoming SlideShare
Loading in …5
×

Digitale Transformation - Industrie 4.0 & FinTech

4,424 views

Published on

Vortrag für die "Networking Conference Financial Servicer" in Frankfurt am 16.3.2016.

Ausgehend von Industrie 4.0 über Digitale Geschäftsmodelle, hin zu den Herausforderungen für Financial Servicer (Abwickler). Wie kann man die Herausforderungen einer Digital Transformation angehen?

Published in: Business
  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download Full EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download Full doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here
  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download Full doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download PDF EBOOK here { https://urlzs.com/UABbn } ......................................................................................................................... Download EPUB Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... Download doc Ebook here { https://urlzs.com/UABbn } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
       Reply 
    Are you sure you want to  Yes  No
    Your message goes here

Digitale Transformation - Industrie 4.0 & FinTech

  1. 1. Digital | Innovation | Transformation Industrie 4.0 – der Trend ist bereits Realität NCFS – Networking Conference Financial Servicer Frankfurt, den 16. März 2016 Nicolas Schobinger | nschobinger | @nschobinger
  2. 2. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 2 Industrie 4.0 – der Trend ist bereits Realität // Was können Financial Servicer daraus lernen? Agenda  Industrie 4.0  Digitale Trends und deren Herausforderungen  Ausgangslage Financial Services  Digitale Transformationen angehen  Diskussion
  3. 3. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 3 Industrie 4.0 // Kaum bekannt
  4. 4. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 4 Industrie 4.0 // Begriffliche Einordnung  Vernetzung der realen mit der virtuellen Welt zu Cyber-Physical Systems. Fertigungsprozesse verschmelzen mit IT. Internet der Dinge.  Wertschöpfungsketten werden digitalisiert und verknüpft. Horizontale Kommunikation.  Produktionszyklen werden kürzer, Kundenbedürfnisse fließen in Echtzeit ein, Instandhaltung regelt sich eigenständig. Aufträge laufen automatisch in der richtigen Reihenfolge.  Das Ergebnis ist die Smart Factory. Digital Innovation Transformation
  5. 5. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 5 Industrie 4.0 und darüber hinaus // Ausgewählte Beispiele
  6. 6. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 6 Digitale Trends // Relevanz für alle Kunden, alle Branchen, alle Fachbereiche ZOOM OUT Source: Fortune.com, 02/07/2015 Device Mesh, IoT, Business Sensors Information of Everything Machine Learning Autonomeous Agents & Things Blockchain, DAO Sharing Mobility Cloud Big Data & Analytics Social Media
  7. 7. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 7 Digitale Trends // Financial Services einer der aktivsten Sektoren 0 1,000 2,000 3,000 Financial Technology Retail Technologies Internet of Things Marketing Technologies Health Technology Artificial Intelligence Connected Transportation Real Estate Technology Future of TV Insurance Technology 3D Printing Law Technologies Companies 0 10 20 30 40 50 Financial Technology Retail Technologies Internet of Things Marketing Technologies Health Technology Artificial Intelligence Connected Transportation Real Estate Technology Future of TV Insurance Technology 3D Printing Law Technologies B$ Funding Source: Venture Scanner, 2015
  8. 8. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 8 Emergenz neuer Geschäftsmodelle // Aus dem Nichts und oftmals verheerend
  9. 9. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 9 Digitale Trends – Herausforderungen // Schnelligkeit, Wucht, Kreativität – präzedenzlos  Alle Lebensbereiche und Branchen  Neue Möglichkeiten durch Mobile, Cloud, BigData, IoT, Analytics/Learning  Schnell skalierend. Technologische Singularität in 2040 - Amrstrong/Sotala, 2012 Digital Innovation Transformation  Bei Digital ist Innovation zentral  “Innovate at scale”: Für 84% ist Innovation essenziell, 6% sind mit den Ergebnissen zufrieden (N=2500) - McKinsey, 2015  Neue Art der Innovation (schnell, offen, breit)  Digital ist ein darwinistischer Kampf  Schnelligkeit, Grösse der Veränderung und strategische Bedeutung erfordern das beste Transformations- programm  Chefsache
  10. 10. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 10 Jamie Dimon on the Future of Finance Ausgangslage Financial Services // Universelle Kundenbedürfnisse als Basis … Those things aren’t going to change.” Individuals are going to have needs for auto loans, mortgages, something that looks like a deposit account, and the ability to send money to people Companies are going to have needs for equity, debt, advice, FX, and derivatives “The best way to look at any business is from the standpoint of the clients… − Jamie Dimon, CEO JPMorgan Chase, in “Who owns the Future? ”, Bloomberg, 03/2016
  11. 11. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 11 Digitale Trends – Financial Services // Cluster disruptiver Innovationen und aktuelle Heatmap Source: World Economic Forum, The Future of Financial Services, 06/2015; digitaliKa, 2016 Security Blockchain-Tech Business-Tools Research Infrastructure
  12. 12. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 12 Digitale Transformation // Bausteine – Defintion der Kernelemente Digital Strategy Customer Experience Management Business Process Digitization Business Modell Innovation Innovation Management Digital Transformation Management Source: digitaliKa, 2016 – based on Digital Capability Framework, 360°, 2014; Digital Transformation, Capgemini 2015 | Digital Trends Strategic Assets |  Digital Customer Analytics  Digital Channels  Core process digitization  Digitization of the Workspace  New digital Products & Services  Digital scaling  Idea Management  Innovation Channels Open Innovation | Design Thinking | Co-creation | Scouting | Discovery
  13. 13. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 13 Customer Experience Management // Customer Journey Map – mPOS Source: mPOS Customer Journey Map. Life.Sreda, Money of The Future, 2015
  14. 14. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 14 Business Model Innovation // Value Proposition Blueprint – Hilti Source: Mitch Ray, UX Consulting 2016 Source: Strategyzer, 2014
  15. 15. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 15 Innovation Management // Creating Innovation-Channels – UBS Internal External Collaborative Communities / Practices Startups Customers Idea Management Venture Capitalists Channel Partners Gameifications / Awards Academia / Research Developers/Engineers Hackathons / Pitches Industry Analysts Suppliers Labs / Incubators Innovation / Incubation environments Institutions Initiatives / Programmatic Management Infrastructures / Platforms Training / Certification Financing Requirements Source: digitaliKa, 2016; based on an a CXO-talk, 2015
  16. 16. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 16 Digitale Transformation // Schwerpunkte im Lebenszyklus  Leadership Agenda  Outside-in views  Advisory Boards  Bottom-up views / Atlas  Academia  Conferences  Digital Readiness  Ideation  Initiatives portfolio  Architecture  Program initiation and launch  Program operations  Reviews & Audits  Communications, community, awards 1 2 3
  17. 17. © digitaliKa 2016. Nicolas Schobinger. All rights reserved. 17 Industrie 4.0 – der Trend ist bereits Realität // Was können Financial Servicer daraus lernen? Key Messages  Top-Management Sensibilisierung, 360°  Trends erkennen, nicht negieren; es gibt keine Gewissheiten  Innovationsfähigkeit herstellen; neue Methoden & Skills  Breite, statt Spezialisierung suchen; crowd-leverage  Programmatisches herangehen; Governance, Agilität

×