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A Student’sPathway:Gaining theQualificationsto Work and Livein New Zealand
About Kauri Academy
Kauri Academyis NZQA registered.
Kauri Academy is           signatory to the          Code of Practice     for the Pastoral Careof International Students
Additional Assurance:   Kauri Academy is 100% owned by   PNTC Colleges of the Philippines.
PNTC Colleges Group
OUR PROGRAMMES LEAD TONATIONAL QUALIFICATIONS• Some private training establishments don’t use NZQA qualifications – you sh...
Programme Approval andRegistration with
Living & LearningIn AucklandKauri Academy NZ is located in central Auckland and is easilyaccessible by all public transpor...
Facilities
Facilities
Facilities
Expert Academic StaffThe Academic Staff at Kauri Academy are employed for theirexpertise and commitment to providing an ex...
Expert Academic StaffQualified and Experienced TutorsEnglish Department Tutors hold an RSA/CELTA, CertTESOL orequivalent q...
Learning For The FutureKauri Academy works closely with GarciaLaw New Zealand Limited,an incorporated law firm in New Zeal...
PATHWAY 11. Gain Qualification in Diversional Therapy2. Get a Job in Healthcare Sector under the      Essential Skills Wor...
PATHWAY 2  1. Gain Qualification in Diversional Therapy2. Get a Job as a Diversional Therapist under the         Essential...
PATHWAY 3       1. Gain Qualification in Diversional Therapy2. Gain Level 5 Healthcare Team Management Qualification     3...
4. Get a Job in Healthcare Sector 5. Get a Job as a Diversional Therapist or Healthcare                     Administrator6...
Important Information       aboutPathways 1, 2 and 3
If you want to work, you’ll need to applyfor a work visa.Make sure you apply for the new visabefore your student visa expi...
The Essential Skills Work Category requires a job offerfrom a New Zealand employer.The employer will need to show that no ...
Duration of Essential Skills Work Visas• maximum duration of three years where an the job  offer is for an occupation clas...
To be eligible for a Graduate Work Search Visa you must:• have successfully completed two qualifications at levels 4 to 6 ...
To be eligible for New Zealand residence under theSkilled Migrant Category you must:• be 55 or under• be healthy• be of go...
Use the Points Indicator found on theNew Zealand Immigration website.You get points forage, experience, employability andq...
• Age – younger applicants get more points• Experience – your related work experience in the Philippines and in New Zealan...
Studying in New Zealand
Requirements fora Student Visa   •   Offer of a place   •   Health and character   •   Evidence of funds to support yourse...
Offer Of Place from KauriAcademyIf you are enrolling in a course for the first time, you need to havean Offer of Place fro...
Health & CharacterYou have to meet healthand character requirements and prove to that yourintent is genuine.
Proof ThatYou Plan to Leave:         Return Ticket
Passport      You must have a passport     that is valid for at least three     months past the end of your             in...
Evidence of Funds to SupportYourself for Courses More ThanNine Months    • Access to NZ$15,000 per year (NZ$1250     per m...
“6th Requirement”Payment of Tuition Fees• you must show you have sufficient funds to pay the course fees once your student...
Requirements fora Student Visa   • Offer of a place   • Health and character   • EVIDENCE OF FUNDS TO SUPPORT     YOURSELF...
What is this requirement for Evidence of Funds to Support Yourself all about?
Evidence of Funds to Support Yourself• Evidence of funds may be in the form of cash, travelers cheques, bank drafts, or a ...
Why NZ$15,000?• This is the estimate issued by NZ immigration on on how much you need to support yourself in one year.• NZ...
How long will the moneystay in the bank?• You can withdraw NZ$1250 per month.• In other words you have to maintain only NZ...
Will you use up all of thesefunds?• Not if you work for 20 hours a week.• At minimum wage = $13.50 x 20 = $270 per week. N...
Work 20 hours per weekWhile Studying• Because our programme leads to a New Zealand Qualification that  qualifies for point...
Note that:• It will be practical to assume that you will be using the funds from your support fund for the first one to tw...
Please note that:If you fail to meet the conditions of studying in NewZealand, you may become liable for deportation.Immig...
What is the HealthcareTeam ManagementProgramme?
TAKE NOTE PLEASE!•This programme is NOT for any professional registrationsuch as nursing registration, occupational therap...
ProgrammeQualifications Leads to 2 National qualifications: • National Certificate in Health, Disability, and Aged     Sup...
Entry Requirements forInternational Students• Be over 18 years of age• Have a current IELTS with an average of 5.5 with no...
Programme PathwaysEducational pathways• Include further study towards:• Bachelor in Health Science• Bachelor in Social Wor...
Programme Structure• The programme has 43 weeks of tuition, not including    breaks and holidays.•   There are two semeste...
What skills andknowledge are included?• Operate professionally, ethically, and responsibly in an organisation• Recognise a...
ProgrammeExpectations• Students will achieve all 133 credits in the Certificate of  Healthcare Team Management programme (...
What is the DiversionalTherapy with HealthcareCore CompetenciesProgramme?
TAKE NOTE PLEASE!This programme is NOT for any professionalregistration such as nursingregistration, occupational therapis...
What isdiversional therapy?Diversional therapy recognises and facilitatespurposeful recreation, leisure and pleasure activ...
ProgrammeQualifications Leads to 2 National qualifications: National Certificate in Health, Disability and Aged Support (C...
Entry Requirements forInternational Students• Be over 18 years of age• Have a current IELTS with an average of 5.5 with no...
Programme PathwaysEducational PathwaysFurther study at level 5Graduate PathwaysWork as a healthcare assistantWork as an...
Programme Structure•   43 weeks in length (breaks not included)•   20 hours face to face contact with tutor•   2 and ½ day...
The Diversional TherapyProgramme includes:•   Guest speakers•   Making fun activities•   Practical health care skills•   V...
What about practicum?•   Three blocks of practicum in an aged care setting•   Able to have clinical placement at a variety...
What DT skills andknowledge are included?• Develop, implement, evaluate, and adapt  diversional therapy careplans• Develop...
Are there anyhealth care skills?•   Infection control•   Moving aids•   Personal care plans for clients•   Abuse and negle...
N Z Society ofDiversional Therapists• All students will become    associate/student members•   Code of Ethics•   Annual co...
ProgrammeExpectations • All students are expected to complete the programme • There will be regular feedback to students a...
What about Tuition Fees and other Costs?
Student Fee ProtectionPolicy• Tuition Fees are put in a trust account with Public Trust in    the name of the student. The...
Funds Required in NZ$:Amounts areestimates onlyCourse Fee:            NZ$14,200.00
Enrolment Fee:               300.00 (no...
Course Fee includes:All tuition for classesThe use of learning resource, facilities and equipmentduring school hours or by...
Other costs (approximate) not covered by Course Fees
and which you mayincur:•Uniforms for Work Placement Training $170 for...
Tuition Fees and Costs Summary(Estimates in NZ$)Diversional Therapy•   Course Fees                 $14,200.00•   Enrolment...
Tuition Fees and Costs Summary(Estimates in NZ$)Healthcare Team Management (payable in2014)• Course Fees            $14,20...
Assuming full time workafter completing the programmeAssuming Full time work at $13.50/hour (minimum wage)        13.5 x 4...
Kauri ph presentation 2012 10 22 full revised
Kauri ph presentation 2012 10 22 full revised
Kauri ph presentation 2012 10 22 full revised
Kauri ph presentation 2012 10 22 full revised
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Kauri ph presentation 2012 10 22 full revised

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Kauri Academy is a Private Training Establishment in Auckland, New Zealand.
We offer full time study for Diversional Therapy and Healthcare Team Management.

visit our webiste www.kauriacademy.ac.nz for more details

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Kauri ph presentation 2012 10 22 full revised

  1. 1. A Student’sPathway:Gaining theQualificationsto Work and Livein New Zealand
  2. 2. About Kauri Academy
  3. 3. Kauri Academyis NZQA registered.
  4. 4. Kauri Academy is signatory to the Code of Practice for the Pastoral Careof International Students
  5. 5. Additional Assurance: Kauri Academy is 100% owned by PNTC Colleges of the Philippines.
  6. 6. PNTC Colleges Group
  7. 7. OUR PROGRAMMES LEAD TONATIONAL QUALIFICATIONS• Some private training establishments don’t use NZQA qualifications – you should check and make sure their courses are suitable for you.• Check that the programme leads to a qualification that is a National or a New Zealand qualification. It has “National” or “New Zealand” on the qualification.
  8. 8. Programme Approval andRegistration with
  9. 9. Living & LearningIn AucklandKauri Academy NZ is located in central Auckland and is easilyaccessible by all public transport services, including buses, trainsand ferries.
  10. 10. Facilities
  11. 11. Facilities
  12. 12. Facilities
  13. 13. Expert Academic StaffThe Academic Staff at Kauri Academy are employed for theirexpertise and commitment to providing an exceptional educationalservice. Each department is headed by industry-respectededucators with years of experience. Malcolm Morrison Principal and Head of Department (English) Malcolm’s global teaching and academic management experience provides the perfect platform for the helm of an international educational institution. He spent the last 16 years as an academic manager and teacher of ESOL (English for Speakers of Other Languages) in countries like Italy, London and New Zealand. His extensive experience here in New Zealand has given him an in-depth knowledge of the country’s educational standards and immigration regulations. He holds a Bachelor of Arts in Linguistics, a Graduate Diploma in Teaching from the University of Auckland and a Trinity CertTESOL. Marie Laycock Head of Department (Healthcare Studies) Marie is a very experienced health care educator with a unique level of expertise and a well-grounded insight to workplace realities that comes from practicing as a nurse for the first six years of her career. She is a Registered General and Obstetrics Nurse from the Auckland School of Nursing and holds a National Certificate in Adult Education (Level 4),a National Certificate in Adult Literacy Education (NCALE) Vocational Tutor/Lecturer and Workplace Trainer and a Certificate of Proficiency in Health Research (Level 7) from the AUT.
  14. 14. Expert Academic StaffQualified and Experienced TutorsEnglish Department Tutors hold an RSA/CELTA, CertTESOL orequivalent qualification. Healthcare Studies Department staff must beregistered nurses, occupational therapists or hold an equivalent healthcare qualification, and must have knowledge of adult education.Healthcare Studies staff have extensive industry experience, whichthey will share with all healthcare students.
  15. 15. Learning For The FutureKauri Academy works closely with GarciaLaw New Zealand Limited,an incorporated law firm in New Zealand, should you requireimmigration advise and services.Kauri Academy has two employment bureaus for health workers thatare available to assist in finding part time employment whilestudying. Life Recruitment and Senate Nursing Bureau.
  16. 16. PATHWAY 11. Gain Qualification in Diversional Therapy2. Get a Job in Healthcare Sector under the Essential Skills Work Category
  17. 17. PATHWAY 2 1. Gain Qualification in Diversional Therapy2. Get a Job as a Diversional Therapist under the Essential Skills Work Category 3. Apply for Residency under the Skilled Migrant Category
  18. 18. PATHWAY 3 1. Gain Qualification in Diversional Therapy2. Gain Level 5 Healthcare Team Management Qualification 3. Be Eligible for a One year Open Work Permit (Graduate Job Search Visa)
  19. 19. 4. Get a Job in Healthcare Sector 5. Get a Job as a Diversional Therapist or Healthcare Administrator6. In case of No. 5 above, Apply for Residence under the Skilled Migrant Category
  20. 20. Important Information aboutPathways 1, 2 and 3
  21. 21. If you want to work, you’ll need to applyfor a work visa.Make sure you apply for the new visabefore your student visa expires
  22. 22. The Essential Skills Work Category requires a job offerfrom a New Zealand employer.The employer will need to show that no New Zealandcitizens or residents are available to do the job,• Providing evidence that the employer genuinely tried to find a New Zealand worker to fill the position.• In addition, you must be appropriately qualified by training or experience to take up the position.• Health & character requirements
  23. 23. Duration of Essential Skills Work Visas• maximum duration of three years where an the job offer is for an occupation classified as an ANZSCO Skill Level 1, 2 or 3 (Diversional Therapy or Healthcare Administrator).• maximum duration of one year for an occupation classified as ANZSCO Skill Level 4 or 5 (Nursing Support and Personal Care)• Essential Skills Work Visas are renewable
  24. 24. To be eligible for a Graduate Work Search Visa you must:• have successfully completed two qualifications at levels 4 to 6 of at least one academic year study each (two years study in New Zealand in total) provided the second qualification is at a higher level• Complete a programme for a Level 4 National qualification. Our Diversional Therapy programme leads to a National qualification.• Then complete a One Year Level 5 programme such as our Healthcare Team Management Programme.• Apply for the Graduate Job Search visa no later than three months after the end date of the student visa for the second qualification• provide evidence of a minimum of NZ$4,200 available to maintain yourself during your 12-month stay in New Zealand.
  25. 25. To be eligible for New Zealand residence under theSkilled Migrant Category you must:• be 55 or under• be healthy• be of good character• speak English.• have sufficient points.
  26. 26. Use the Points Indicator found on theNew Zealand Immigration website.You get points forage, experience, employability andqualifications
  27. 27. • Age – younger applicants get more points• Experience – your related work experience in the Philippines and in New Zealand• Employability – you have ongoing employment in skilled employment. Diversional Therapy is in the list of skills that qualify for points under the skilled migrant category.• Qualifications – your National Certificate in Diversional Therapy as well as Level 5 qualifications are recognised qualifications.
  28. 28. Studying in New Zealand
  29. 29. Requirements fora Student Visa • Offer of a place • Health and character • Evidence of funds to support yourself • Proof that you plan to leave • Passport • “6th Requirement” Tuition Fee Payment
  30. 30. Offer Of Place from KauriAcademyIf you are enrolling in a course for the first time, you need to havean Offer of Place from a New Zealand education provider.An Offer Of Place is letter from the school stating that you havebeen accepted in the programme.This offer of place is filed together with the student visaapplication.
  31. 31. Health & CharacterYou have to meet healthand character requirements and prove to that yourintent is genuine.
  32. 32. Proof ThatYou Plan to Leave: Return Ticket
  33. 33. Passport You must have a passport that is valid for at least three months past the end of your intended stay.
  34. 34. Evidence of Funds to SupportYourself for Courses More ThanNine Months • Access to NZ$15,000 per year (NZ$1250 per month) to cover your costs during your stay in New Zealand
  35. 35. “6th Requirement”Payment of Tuition Fees• you must show you have sufficient funds to pay the course fees once your student visa is approved in principle.• Fees must be paid in full before the visa is released.
  36. 36. Requirements fora Student Visa • Offer of a place • Health and character • EVIDENCE OF FUNDS TO SUPPORT YOURSELF • Proof that you plan to leave • Passport • “6TH REQUIREMENT” TUITION FEE PAYMENT
  37. 37. What is this requirement for Evidence of Funds to Support Yourself all about?
  38. 38. Evidence of Funds to Support Yourself• Evidence of funds may be in the form of cash, travelers cheques, bank drafts, or a recognised credit card with enough credit. The student must have access to this funds. OR• Evidence of funds through a Sponsor - A financial undertaking can be provided by relative or a friend who is a citizen of or resident of New Zealand. No need for funds if you have a Sponsor.
  39. 39. Why NZ$15,000?• This is the estimate issued by NZ immigration on on how much you need to support yourself in one year.• NZ$15,000 / 12 months = NZ$1250 per month• NZ$1250 / 4 weeks = NZ$312.50 per week
  40. 40. How long will the moneystay in the bank?• You can withdraw NZ$1250 per month.• In other words you have to maintain only NZ$1250 x number of your remaining stay.
  41. 41. Will you use up all of thesefunds?• Not if you work for 20 hours a week.• At minimum wage = $13.50 x 20 = $270 per week. Net after tax (10% bracket) = $237 per week earnings• $15 per hour at 20 hours = $300 week. Net after tax (10% bracket) = $261.25 per week earnings• Immigration New Zealand estimate of living expenses per week is $312.50.
  42. 42. Work 20 hours per weekWhile Studying• Because our programme leads to a New Zealand Qualification that qualifies for points under the Skilled Migrant Category, you can work part time for up to 20 hours per week while studying full time.• We designed our programme to allow you to have flexibility in getting a part time job. Classes are 2 and ½ days per week which leaves you with 4 and ½ consecutive days for your part time work.
  43. 43. Note that:• It will be practical to assume that you will be using the funds from your support fund for the first one to two months of your stay as you look for your part time job.• Remember to apply for the 20 hour work permit on your student visa application!• You should also consider the possibility of not being able to work while doing the practicum component of the programme.
  44. 44. Please note that:If you fail to meet the conditions of studying in NewZealand, you may become liable for deportation.Immigration New Zealand can do this if:• You do not attend your course• You work when you do not have the authority to do so• You stop attending the course for which you were granted the visa and enroll in one we have not approved. You may be able to change courses and/or providers once you are here but you must first contact Immigration NZ so that they can either change your visa conditions or consider your application for a new student visa
  45. 45. What is the HealthcareTeam ManagementProgramme?
  46. 46. TAKE NOTE PLEASE!•This programme is NOT for any professional registrationsuch as nursing registration, occupational therapistregistartion and others.•This programme is for training to become a HealthcareAdministrator.•NZQA programme approval expected in time for theFebruary 2014 intake.
  47. 47. ProgrammeQualifications Leads to 2 National qualifications: • National Certificate in Health, Disability, and Aged Support (Team Management) Level 5 • National Certificate in Health, Disability, and Aged Support (Core Competencies) Level 3
  48. 48. Entry Requirements forInternational Students• Be over 18 years of age• Have a current IELTS with an average of 5.5 with no band width lower than 5.0• Have a minimum of year 12/13 secondary school experience• Preferably have a tertiary degree in a related health field• Have experience in the health sector of a minimum of three years within the last six years• Have a police certificate• Skype interview with Head of DepartmentOR• Have graduated from Kauri Academy’s Certificate in Diversional Therapy with Healthcare Core Competencies programme.
  49. 49. Programme PathwaysEducational pathways• Include further study towards:• Bachelor in Health Science• Bachelor in Social Work• National Diploma in Social Work (level 6)• National Diploma in Youth Work (Level 6)Employment pathways• Residential care officer (Team Leader)• Disabilities Services officer• Community health worker• Family support worker• Care coordinator• Workplace assessor• Medical receptionist• Health administration
  50. 50. Programme Structure• The programme has 43 weeks of tuition, not including breaks and holidays.• There are two semesters each containing 2 modules.• Semester 1 has 21 weeks of tuition and semester 2 has 22 weeks of tuition.• There is 20 hours per tuition week of class or work based learning, and 12 hours per tuition week of self directed learning• The programme runs over one academic year.
  51. 51. What skills andknowledge are included?• Operate professionally, ethically, and responsibly in an organisation• Recognise and respond to changes to the health and wellbeing of consumers• Describe and analyse service delivery models or approaches• Manage service plans• Describe and implement health and wellbeing strategies• Describe concepts of quality• Develop, implement and report quality objectives within the overall context of a health disability or aged care setting• Assess vocational learning.
  52. 52. ProgrammeExpectations• Students will achieve all 133 credits in the Certificate of Healthcare Team Management programme (Level 5)• Students will achieve an overall attendance of 80%
  53. 53. What is the DiversionalTherapy with HealthcareCore CompetenciesProgramme?
  54. 54. TAKE NOTE PLEASE!This programme is NOT for any professionalregistration such as nursingregistration, occupational therapist registartion andothers.This programme is for training to become aDiversional Therapist.
  55. 55. What isdiversional therapy?Diversional therapy recognises and facilitatespurposeful recreation, leisure and pleasure activities.• Facilitates choices• Enhances lifestyle• Encourages independence
  56. 56. ProgrammeQualifications Leads to 2 National qualifications: National Certificate in Health, Disability and Aged Support (Core Competencies) (Level 3) National Certificate in Diversional Therapy (Level 4)
  57. 57. Entry Requirements forInternational Students• Be over 18 years of age• Have a current IELTS with an average of 5.5 with no band width lower than 5.0• Have a minimum of year 12/13 secondary school experience• Preferably have a tertiary degree in a related health field• Have experience in the health sector of a minimum of three years within the last six years• Have a police certificate• Skype interview with Head of Department
  58. 58. Programme PathwaysEducational PathwaysFurther study at level 5Graduate PathwaysWork as a healthcare assistantWork as an activities coordinatorWork as a Diversional TherapistEmployment PathwaysStudents can seek work in the above roles after qualificationStudents may apply for work at the practicum facilities at the end of the qualificationResidency PathwaysPossible pathway for residency working as a diversional therapist
  59. 59. Programme Structure• 43 weeks in length (breaks not included)• 20 hours face to face contact with tutor• 2 and ½ days per week in class• 10 hours of self directed learning per week• Semesters 1 and 2• Each semester has two modules with a one week break between semesters.
  60. 60. The Diversional TherapyProgramme includes:• Guest speakers• Making fun activities• Practical health care skills• Visits to places of interest• Knowledge of the New Zealand health industry• Learning in a supportive environment
  61. 61. What about practicum?• Three blocks of practicum in an aged care setting• Able to have clinical placement at a variety of different facilities.• Three weeks for healthcare (20 hours per week)• Three weeks for healthcare/dementia (20 hours per week)• 5 weeks for diversional therapy (16 hours per week)• Students will sign a workplace training agreement• Police check needed• Kauri clinical uniform
  62. 62. What DT skills andknowledge are included?• Develop, implement, evaluate, and adapt diversional therapy careplans• Develop diversional therapy care plans for people with identified health conditions• Develop diversional therapy care plans for people experiencing grief and loss• Develop a diversional therapy resource manual• Identify safety concerns• Assess risk• Develop appropriate risk management strategies and quality assurance• Provide support to people living with dementia and/or exhibiting challenging behaviour patterns• Provide person-centred culturally appropriate care
  63. 63. Are there anyhealth care skills?• Infection control• Moving aids• Personal care plans for clients• Abuse and neglect• Intellectual disability• Communication• Preventing falls• Incontinence• Hearing impairments• Patient rights• New Zealand cultural considerations• Advocacy
  64. 64. N Z Society ofDiversional Therapists• All students will become associate/student members• Code of Ethics• Annual conferences• Special education days• Associates can apply for registration as a Diversional Therapist after achieving the qualification and three years of experience. 68
  65. 65. ProgrammeExpectations • All students are expected to complete the programme • There will be regular feedback to students and a report once a semester • Students are expected to have at least 80% attendance or they will not be eligible to graduate • Kauri Academy staff are available for any further support
  66. 66. What about Tuition Fees and other Costs?
  67. 67. Student Fee ProtectionPolicy• Tuition Fees are put in a trust account with Public Trust in the name of the student. The school has no control over these funds• Public Trust is a government owned corporation.• Tuition is returned to student if the visa is not approved.• Tuition is returned to he student if the student withdraws from the course within 10 days from start date less any expenses incurred up to 25%.• Tuition is paid to the school on a weekly basis throughout the duration of the programme.
  68. 68. Funds Required in NZ$:Amounts areestimates onlyCourse Fee: NZ$14,200.00
Enrolment Fee: 300.00 (non-refundable) 
Course Workbooks: 345.00 (non-refundable
 Total: NZ$ 14,845.00

  69. 69. Course Fee includes:All tuition for classesThe use of learning resource, facilities and equipmentduring school hours or by arrangement with the tutor incharge after class hours.Fees related to processing, recording and reporting ofassessment results and related information.Limited internet access on site.Airport pickup on first arrival.GST at 15% (New Zealand tax on goods and services).
  70. 70. Other costs (approximate) not covered by Course Fees
and which you mayincur:•Uniforms for Work Placement Training $170 for 2 tunics, students to provide theirown black trousers (no denims) and closed shoes•Anatomy & Physiology Textbook $100 (students may bring their own up-to-dateanatomy & physiology textbook)•Registration with the Diversional Therapy Society $60•Immigration and visa fees $230•Variation of visa conditions, if needed $140•Homestay placement fee $240•Medical insurance $600 for 24 months•Recognition of Prior Learning / Credit Recognition and Transfer, if needed $50•Optional field trip costs $30 per trip•Pens, pencils, exercise books and pads $10•Photocopying for notes and assessments $15•Plane Fare: $2000
  71. 71. Tuition Fees and Costs Summary(Estimates in NZ$)Diversional Therapy• Course Fees $14,200.00• Enrolment Fee 300.00• Course Workbooks 345.00• Medical Insurance 300.00• Plane Fare 1,600.00• Other Costs 985.00 TOTAL 17,730.00
  72. 72. Tuition Fees and Costs Summary(Estimates in NZ$)Healthcare Team Management (payable in2014)• Course Fees $14,200.00• Enrolment Fee 300.00• Course Workbooks 345.00• Medical Insurance 300.00• Other Costs 985.00 TOTAL 16130.00
  73. 73. Assuming full time workafter completing the programmeAssuming Full time work at $13.50/hour (minimum wage) 13.5 x 40 hours /wk = 540 less Tax = 455.17 x 52 weeks = 23,668.84Assuming Full time work at $15/hour (minimum wage) 15 x 40 hours /wk = 600 less Tax (96.35) = 503.65 x 52 weeks = 26,189.80Assuming INZ estimated Expenses at $1250 / month x 12 = $15,000Net after living expenses (13.50/hour) $8668.84Net after living expenses (15/hour ) $11189.80

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