SlideShare a Scribd company logo

Bajaj Four Pager.pdf

Bajaj Finserv balanced advantage fund NFO leaflet

1 of 4
Download to read offline
FINANCIAL
INSIGHTS
BEHAVIOURAL
SCIENCE
+
The world believes that markets are governed by financial insights. But that’s half the picture. We know that
markets are not only governed by perfect sciences; they’re also powered by human psychology.
To truly succeed, you need to make decisions that rise above biases and emotions. Which is why,
Bajaj Finserv Balanced Advantage Fund combines the benefits of behavioural sciences and financial wisdom.
Asset allocation approach
Market intrinsic value based on
fundamental factors
Behavioural adjustment
to market valuation
Option of daily rebalancing basis
market conditions
Asset bucketing**
• Gross Equity* – (65-90)%
• Net Equity - (25-90)%
• Debt – (10-35)%
An Open Ended Dynamic Asset Allocation Fund
Presenting Bajaj Finserv Balanced Advantage Fund
INDIA’S FIRST
BALANCED ADVANTAGE FUND
WHERE BEHAVIOURAL SCIENCE
MEETS FINANCIAL INSIGHTS.
**Indicative allocation and this can change based on market conditions and investment opportunity available
*Includes Net Equity & Arbitrage
NFO PERIOD 24th
Nov - 8th
Dec, 2023
How market volatility impacts our emotions
Emotional biases that impact our investment decisions
People feel optimistic and positive when the market peaks and anxious when it falls,
which reflects in their investment behaviour.
Source: Bloomberg; Data as on Sep 30, 2023. Past performance may or may not sustain in future
Nifty 50
Overestimating
one’s abilities
and knowledge.
Overconfidence
bias
Focusing on past
performance while
ignoring other
factors.
Trend-chasing
bias
Seeking information
that supports
beliefs and ignores
conflicting data.
Confirmation
bias
Making decisions
based on readily
available
information.
Availability
bias
The tendency to avoid
losses over making
equivalent gains.
Loss aversion
bias
Following the
crowd without
independent analysis.
Herd mentality
bias
Regret aversion
bias
Clinging on to loss
making choices to
avoid regret.
GFC* - Global financial crisis | QE** - Quantitative easing
`-
5,000
10,000
15,000
20,000
25,000
Euphoria
Liquidity Glut
Panic
QE**1, Institutional
revival,
Green shoots
GFC*,
Retail investors exit
Nervous
EU Crisis
Panic
Covid Crisis
Curious
Demonetisation
QE**2
Nervous
Russia-Ukraine War
Confused
Taper Tantrum
Jan-07
Sep-07
May-08
Jan-09
Sep-09
May-10
Jan-11
Sep-11
May-12
Jan-13
Sep-13
May-14
Jan-15
Sep-15
May-16
Jan-17
Sep-17
May-18
Jan-19
Sep-19
May-20
Jan-21
Sep-21
May-22
Jan-23
Sep-23
About Bajaj Finserv Balanced Advantage Fund
Model overview
Equity allocation of the model across various market conditions
20%
30%
40%
50%
60%
70%
80%
90%
100%
0
5000
10000
15000
20000
25000
30000
35000
Oct-23
May-23
Dec-22
Jul-22
Feb-22
Sep-21
Apr-21
Nov-20
Jun-20
Jan-20
Aug-19
Mar-18
Oct-18
May-18
Dec-17
Jul-17
Feb-17
Sep-16
Apr-16
Nov-15
Jun-15
Jan-15
Aug-14
Mar-14
Oct-13
May-13
Dec-12
Jul-12
Feb-12
Sep-11
Apr-11
Nov-10
Jun-10
Jan-10
Aug-09
Mar-09
Oct-08
May-08
Dec-07
Jul-07
Feb-07
Sep-06
Apr-06
Nifty 50 TRI Average equity allocation
Note: Model Equity level shown above is for illustration purpose only and should not be used for development or implementation of any investment strategy. It
should not be construed as an investment advice to any party. The net equity allocation is based on internal proprietary model which is derived from retrospective
analysis. Actual allocation and investing experience may vary from the theoretical stance. Fund manager holds the final prerogative to ascertain whether any
security/asset provides investment benefit to the fund and is in keeping with the larger investment goal, strategy and the investment & operational mandate of the
fund. As such the fund manager may or may not choose to invest in a particular holding. The portfolio construction is the purview of the Fund Manager and
allocation may change from time to time. Past performances may or may not sustain in future.
The model intends to remove investment-related biases in equity allocation.
The model combines two broad indicators that identify and confirm market entry
and exit points:
1. Fundamental elements:
Estimating market’s intrinsic worth through
forward EPS, growth premiums and interest
rate considerations, provides a fundamental
foundation for assessing whether the market
is overvalued or undervalued relative to
earnings potential.
2. Behavioural factor:
Sentiment analysis using price indicators
from commodities, currency movements,
yield spreads and yield curve shape, are
often leading indicators of economic and
market shifts. They can signal early warnings
of the market cycles, both bullish and bearish.
Growth
premium
Interest
rates
Composition
adjustments
Satellite allocation basis market sentiment lead indicator
Expected (Forward)
earnings (EPS)
Fair value multiple
(Target P/E ratio)
Nifty intrinsic value
Currency Commodity
`
Fixed income Equity
Who should invest?
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
This product is suitable for investors who are seeking*:
· To generate wealth creation over long term
· Dynamic asset allocation between equity and equity related instruments
including derivatives, and fixed income instruments
*Investors should consult their financial advisers if in doubt about whether
the product is suitable for them
#The product labelling assigned during the New Fund Offer is based on internal assessment of the Scheme
Characteristics or model portfolio and the same may vary post NFO when actual investments are made.
SCHEME
V
e
ry
H
ig
h
H
i
g
h
Moderately
High
Low
to
M
oderate
L
o
w
Moderate
Investors understand that their
principal will be at High risk
BENCHMARK
V
e
ry
H
ig
h
H
i
g
h
Moderately
High
Low
to
M
oderate
L
o
w
Moderate
NIFTY 50 Hybrid Composite
Debt 50:50 Index
RISKOMETER#
Product label
Scheme details
Scheme Name
NFO Period
Scheme Type
Plan
Option
Minimum Application Amount
Minimum Additional Application
Entry Load
Exit Load
Fund Manager
Benchmark Index
SIP/SWP/STP
Bajaj Finserv Balanced Advantage Fund
Opens on November 24, 2023 | Closes on December 08, 2023
An Open Ended Dynamic Asset Allocation Fund
Bajaj Finserv Balanced Advantage Fund - Regular Plan
Bajaj Finserv Balanced Advantage Fund - Direct Plan
Growth & IDCW
Rs. 500 (and in multiples of Re.1)
Rs. 100 (and in multiples of Re.1)
Not Applicable
8% of units up to six months from allotment - Nil | Above 8%
of units within six months- 1% of applicable NAV |
More than six months - Nil
Mr. Nimesh Chandan and Mr. Sorbh Gupta (Equity Portion) |
Mr. Siddharth Chaudhary (Debt Portion)
NIFTY 50 Hybrid Composite Debt 50:50 Index
Available
• Investors who want to add dynamic asset allocation to their portfolio.
• Investors who want diversification in their portfolio.
• Investors who seek professional fund management.
• Investors who want potential capital appreciation with mitigation of downside risk.
• Investors who have a long-term investment horizon of at least five years.
Bajaj Finserv Balanced Advantage Fund
An Open Ended Dynamic Asset Allocation Fund

Recommended

IDFC Flexi Cap Fund_Key information memorandum
IDFC Flexi Cap Fund_Key information memorandumIDFC Flexi Cap Fund_Key information memorandum
IDFC Flexi Cap Fund_Key information memorandumTravisBickle19
 
IDFC Flexi Cap Fund_Key information memorandum
IDFC Flexi Cap Fund_Key information memorandumIDFC Flexi Cap Fund_Key information memorandum
IDFC Flexi Cap Fund_Key information memorandumJubiIDFCEquity
 
IDFC Multi Cap Fund_Key information memorandum
IDFC Multi Cap Fund_Key information memorandumIDFC Multi Cap Fund_Key information memorandum
IDFC Multi Cap Fund_Key information memorandumIDFCJUBI
 
IDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumIDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumRahulpathak154
 
IDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumIDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumIDFCJUBI
 
IDFC Focused Equity Fund _Key information memorandum
IDFC Focused Equity Fund _Key information memorandumIDFC Focused Equity Fund _Key information memorandum
IDFC Focused Equity Fund _Key information memorandumJubiIDFCEquity
 
IDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumIDFC Focused Equity Fund_Key information memorandum
IDFC Focused Equity Fund_Key information memorandumRahulpathak154
 
IDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandumIDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandumJubiIDFCDebt
 

More Related Content

Similar to Bajaj Four Pager.pdf

IDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandumIDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandumIDFCJUBI
 
IDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerIDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerIDFCJUBI
 
IDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumIDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumJubiIdfcHybrid
 
IDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumIDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumIDFCJUBI
 
IDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumIDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumIDFCJUBI
 
IDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumIDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumJubiIdfcHybrid
 
Axis Long Duration Fund - NFO PPT.pdf
Axis Long Duration Fund - NFO PPT.pdfAxis Long Duration Fund - NFO PPT.pdf
Axis Long Duration Fund - NFO PPT.pdfNiharikakaushik5
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumJubiIDFCEquity
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumRahulpathak154
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFCJUBI
 
IDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerIDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerJubiIDFCDebt
 
IDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumIDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumJubiIDFCDebt
 
IDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumIDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumIDFCJUBI
 
IDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumIDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumIDFCJUBI
 
IDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumIDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumRahulpathak154
 
IDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumIDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumIDFCJUBI
 
IDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumIDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumJubiIDFCDebt
 
IDFC Sensex ETF_Key information memorandum
IDFC Sensex ETF_Key information memorandumIDFC Sensex ETF_Key information memorandum
IDFC Sensex ETF_Key information memorandumIDFCJUBI
 
IDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumIDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumIDFCJUBI
 
IDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumIDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumJubiIdfcHybrid
 

Similar to Bajaj Four Pager.pdf (20)

IDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandumIDFC Money Manager Fund_Key information memorandum
IDFC Money Manager Fund_Key information memorandum
 
IDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerIDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pager
 
IDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumIDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandum
 
IDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandumIDFC Hybrid Equity Fund_Key information memorandum
IDFC Hybrid Equity Fund_Key information memorandum
 
IDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumIDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandum
 
IDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandumIDFC Regular Savings Fund_Key information memorandum
IDFC Regular Savings Fund_Key information memorandum
 
Axis Long Duration Fund - NFO PPT.pdf
Axis Long Duration Fund - NFO PPT.pdfAxis Long Duration Fund - NFO PPT.pdf
Axis Long Duration Fund - NFO PPT.pdf
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandum
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandum
 
IDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandumIDFC Sterling Value Fund_Key information memorandum
IDFC Sterling Value Fund_Key information memorandum
 
IDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pagerIDFC Banking and PSU Debt Fund_One pager
IDFC Banking and PSU Debt Fund_One pager
 
IDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumIDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandum
 
IDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandumIDFC Overnight Fund_Key information memorandum
IDFC Overnight Fund_Key information memorandum
 
IDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumIDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandum
 
IDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandumIDFC Nifty ETF_Key information memorandum
IDFC Nifty ETF_Key information memorandum
 
IDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumIDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandum
 
IDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandumIDFC Cash Fund_Key information memorandum
IDFC Cash Fund_Key information memorandum
 
IDFC Sensex ETF_Key information memorandum
IDFC Sensex ETF_Key information memorandumIDFC Sensex ETF_Key information memorandum
IDFC Sensex ETF_Key information memorandum
 
IDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumIDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandum
 
IDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandumIDFC Dynamic Equity Fund_Key information memorandum
IDFC Dynamic Equity Fund_Key information memorandum
 

More from multigainfinancial

Multigain_Financial_Services_Newsletter_December_2023 (1).pdf
Multigain_Financial_Services_Newsletter_December_2023 (1).pdfMultigain_Financial_Services_Newsletter_December_2023 (1).pdf
Multigain_Financial_Services_Newsletter_December_2023 (1).pdfmultigainfinancial
 
01-SamcoMF DAAF_IDBIBank_page-0001.pdf
01-SamcoMF DAAF_IDBIBank_page-0001.pdf01-SamcoMF DAAF_IDBIBank_page-0001.pdf
01-SamcoMF DAAF_IDBIBank_page-0001.pdfmultigainfinancial
 
Motilal Oswal Small Cap Fund One Pager.pdf
Motilal Oswal Small Cap Fund One Pager.pdfMotilal Oswal Small Cap Fund One Pager.pdf
Motilal Oswal Small Cap Fund One Pager.pdfmultigainfinancial
 
1_updated_Axis India Manufacturing Fund-NFO One pager.pdf
1_updated_Axis India Manufacturing Fund-NFO One pager.pdf1_updated_Axis India Manufacturing Fund-NFO One pager.pdf
1_updated_Axis India Manufacturing Fund-NFO One pager.pdfmultigainfinancial
 
Multigain_Financial_Services_Newsletter_October_2023 (1).pdf
Multigain_Financial_Services_Newsletter_October_2023 (1).pdfMultigain_Financial_Services_Newsletter_October_2023 (1).pdf
Multigain_Financial_Services_Newsletter_October_2023 (1).pdfmultigainfinancial
 
Multigain_Financial_Services_Newsletter_May-2023 (1).pdf
Multigain_Financial_Services_Newsletter_May-2023 (1).pdfMultigain_Financial_Services_Newsletter_May-2023 (1).pdf
Multigain_Financial_Services_Newsletter_May-2023 (1).pdfmultigainfinancial
 
Multigain_Financial_Services_Newsletter_June22.pdf
Multigain_Financial_Services_Newsletter_June22.pdfMultigain_Financial_Services_Newsletter_June22.pdf
Multigain_Financial_Services_Newsletter_June22.pdfmultigainfinancial
 
Multigain_Financial_Services_Newsletter_May22.pdf
Multigain_Financial_Services_Newsletter_May22.pdfMultigain_Financial_Services_Newsletter_May22.pdf
Multigain_Financial_Services_Newsletter_May22.pdfmultigainfinancial
 
Multigain_Newsletter_March22.pdf
Multigain_Newsletter_March22.pdfMultigain_Newsletter_March22.pdf
Multigain_Newsletter_March22.pdfmultigainfinancial
 

More from multigainfinancial (9)

Multigain_Financial_Services_Newsletter_December_2023 (1).pdf
Multigain_Financial_Services_Newsletter_December_2023 (1).pdfMultigain_Financial_Services_Newsletter_December_2023 (1).pdf
Multigain_Financial_Services_Newsletter_December_2023 (1).pdf
 
01-SamcoMF DAAF_IDBIBank_page-0001.pdf
01-SamcoMF DAAF_IDBIBank_page-0001.pdf01-SamcoMF DAAF_IDBIBank_page-0001.pdf
01-SamcoMF DAAF_IDBIBank_page-0001.pdf
 
Motilal Oswal Small Cap Fund One Pager.pdf
Motilal Oswal Small Cap Fund One Pager.pdfMotilal Oswal Small Cap Fund One Pager.pdf
Motilal Oswal Small Cap Fund One Pager.pdf
 
1_updated_Axis India Manufacturing Fund-NFO One pager.pdf
1_updated_Axis India Manufacturing Fund-NFO One pager.pdf1_updated_Axis India Manufacturing Fund-NFO One pager.pdf
1_updated_Axis India Manufacturing Fund-NFO One pager.pdf
 
Multigain_Financial_Services_Newsletter_October_2023 (1).pdf
Multigain_Financial_Services_Newsletter_October_2023 (1).pdfMultigain_Financial_Services_Newsletter_October_2023 (1).pdf
Multigain_Financial_Services_Newsletter_October_2023 (1).pdf
 
Multigain_Financial_Services_Newsletter_May-2023 (1).pdf
Multigain_Financial_Services_Newsletter_May-2023 (1).pdfMultigain_Financial_Services_Newsletter_May-2023 (1).pdf
Multigain_Financial_Services_Newsletter_May-2023 (1).pdf
 
Multigain_Financial_Services_Newsletter_June22.pdf
Multigain_Financial_Services_Newsletter_June22.pdfMultigain_Financial_Services_Newsletter_June22.pdf
Multigain_Financial_Services_Newsletter_June22.pdf
 
Multigain_Financial_Services_Newsletter_May22.pdf
Multigain_Financial_Services_Newsletter_May22.pdfMultigain_Financial_Services_Newsletter_May22.pdf
Multigain_Financial_Services_Newsletter_May22.pdf
 
Multigain_Newsletter_March22.pdf
Multigain_Newsletter_March22.pdfMultigain_Newsletter_March22.pdf
Multigain_Newsletter_March22.pdf
 

Recently uploaded

Deriv Accumulator Trading Stratagies by Vince Stanzione
Deriv Accumulator Trading Stratagies by Vince StanzioneDeriv Accumulator Trading Stratagies by Vince Stanzione
Deriv Accumulator Trading Stratagies by Vince StanzioneVince Stanzione
 
Stock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfStock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfMichael Silva
 
Banking theory law & Practice Unit II.ppt
Banking theory law & Practice Unit II.pptBanking theory law & Practice Unit II.ppt
Banking theory law & Practice Unit II.pptmanikandansMani2
 
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptx
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptxAGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptx
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptxVISHALI SELVAM
 
India Equity Strategy Presentation (2016) - HSBC
India Equity Strategy Presentation (2016) - HSBCIndia Equity Strategy Presentation (2016) - HSBC
India Equity Strategy Presentation (2016) - HSBCDimitarStoyanov46
 
Tone at the top: the effects of gender board diversity on gender wage inequal...
Tone at the top: the effects of gender board diversity on gender wage inequal...Tone at the top: the effects of gender board diversity on gender wage inequal...
Tone at the top: the effects of gender board diversity on gender wage inequal...GRAPE
 
Stock Market Brief Deck 214.pdf
Stock Market Brief Deck 214.pdfStock Market Brief Deck 214.pdf
Stock Market Brief Deck 214.pdfMichael Silva
 
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...Adrian Sanabria
 
E-learning Personal Finance Management - with design v2 .pptx
E-learning Personal Finance Management - with design v2 .pptxE-learning Personal Finance Management - with design v2 .pptx
E-learning Personal Finance Management - with design v2 .pptxakinsumboayomide
 
99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdfVictoriaGaleano
 
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdfAdnet Communications
 
2023_-_Master_Trust___GPP_Defaults_Report (2).pdf
2023_-_Master_Trust___GPP_Defaults_Report (2).pdf2023_-_Master_Trust___GPP_Defaults_Report (2).pdf
2023_-_Master_Trust___GPP_Defaults_Report (2).pdfHenry Tapper
 
Stock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfStock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfMichael Silva
 
National Income National Income National Income
National Income National Income National IncomeNational Income National Income National Income
National Income National Income National Income19920606201903202019
 
Monthly Market Risk Update: February 2024 [SlideShare]
Monthly Market Risk Update: February 2024 [SlideShare]Monthly Market Risk Update: February 2024 [SlideShare]
Monthly Market Risk Update: February 2024 [SlideShare]Commonwealth
 
The Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptThe Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptJinzhiFeng1
 
business-model-canvas for collaborative business
business-model-canvas for collaborative businessbusiness-model-canvas for collaborative business
business-model-canvas for collaborative businessramijadpro
 
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...Työeläkeyhtiö Elo
 
TIM GROUP FY '23 Preliminary Results.pdf
TIM GROUP FY '23 Preliminary Results.pdfTIM GROUP FY '23 Preliminary Results.pdf
TIM GROUP FY '23 Preliminary Results.pdfGruppo TIM
 

Recently uploaded (20)

Deriv Accumulator Trading Stratagies by Vince Stanzione
Deriv Accumulator Trading Stratagies by Vince StanzioneDeriv Accumulator Trading Stratagies by Vince Stanzione
Deriv Accumulator Trading Stratagies by Vince Stanzione
 
Stock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfStock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdf
 
Banking theory law & Practice Unit II.ppt
Banking theory law & Practice Unit II.pptBanking theory law & Practice Unit II.ppt
Banking theory law & Practice Unit II.ppt
 
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptx
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptxAGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptx
AGRICULTURAL PRICE POLICY -AGRICULTURAL ECONOMICS.pptx
 
India Equity Strategy Presentation (2016) - HSBC
India Equity Strategy Presentation (2016) - HSBCIndia Equity Strategy Presentation (2016) - HSBC
India Equity Strategy Presentation (2016) - HSBC
 
Tone at the top: the effects of gender board diversity on gender wage inequal...
Tone at the top: the effects of gender board diversity on gender wage inequal...Tone at the top: the effects of gender board diversity on gender wage inequal...
Tone at the top: the effects of gender board diversity on gender wage inequal...
 
Stock Market Brief Deck 214.pdf
Stock Market Brief Deck 214.pdfStock Market Brief Deck 214.pdf
Stock Market Brief Deck 214.pdf
 
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...
Indistinguishable from Magic: How the Cybersecurity Market Reached a Trillion...
 
E-learning Personal Finance Management - with design v2 .pptx
E-learning Personal Finance Management - with design v2 .pptxE-learning Personal Finance Management - with design v2 .pptx
E-learning Personal Finance Management - with design v2 .pptx
 
99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf
 
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf
20240220 Calibre Q4 and FY 2023 Conference Call Present.pdf
 
2023_-_Master_Trust___GPP_Defaults_Report (2).pdf
2023_-_Master_Trust___GPP_Defaults_Report (2).pdf2023_-_Master_Trust___GPP_Defaults_Report (2).pdf
2023_-_Master_Trust___GPP_Defaults_Report (2).pdf
 
Stock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfStock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdf
 
National Income National Income National Income
National Income National Income National IncomeNational Income National Income National Income
National Income National Income National Income
 
Monthly Market Risk Update: February 2024 [SlideShare]
Monthly Market Risk Update: February 2024 [SlideShare]Monthly Market Risk Update: February 2024 [SlideShare]
Monthly Market Risk Update: February 2024 [SlideShare]
 
Monthly Economic Monitoring of Ukraine No.229, February 2024
Monthly Economic Monitoring of Ukraine No.229, February 2024Monthly Economic Monitoring of Ukraine No.229, February 2024
Monthly Economic Monitoring of Ukraine No.229, February 2024
 
The Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptThe Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.ppt
 
business-model-canvas for collaborative business
business-model-canvas for collaborative businessbusiness-model-canvas for collaborative business
business-model-canvas for collaborative business
 
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...
 
TIM GROUP FY '23 Preliminary Results.pdf
TIM GROUP FY '23 Preliminary Results.pdfTIM GROUP FY '23 Preliminary Results.pdf
TIM GROUP FY '23 Preliminary Results.pdf
 

Bajaj Four Pager.pdf

  • 1. FINANCIAL INSIGHTS BEHAVIOURAL SCIENCE + The world believes that markets are governed by financial insights. But that’s half the picture. We know that markets are not only governed by perfect sciences; they’re also powered by human psychology. To truly succeed, you need to make decisions that rise above biases and emotions. Which is why, Bajaj Finserv Balanced Advantage Fund combines the benefits of behavioural sciences and financial wisdom. Asset allocation approach Market intrinsic value based on fundamental factors Behavioural adjustment to market valuation Option of daily rebalancing basis market conditions Asset bucketing** • Gross Equity* – (65-90)% • Net Equity - (25-90)% • Debt – (10-35)% An Open Ended Dynamic Asset Allocation Fund Presenting Bajaj Finserv Balanced Advantage Fund INDIA’S FIRST BALANCED ADVANTAGE FUND WHERE BEHAVIOURAL SCIENCE MEETS FINANCIAL INSIGHTS. **Indicative allocation and this can change based on market conditions and investment opportunity available *Includes Net Equity & Arbitrage NFO PERIOD 24th Nov - 8th Dec, 2023
  • 2. How market volatility impacts our emotions Emotional biases that impact our investment decisions People feel optimistic and positive when the market peaks and anxious when it falls, which reflects in their investment behaviour. Source: Bloomberg; Data as on Sep 30, 2023. Past performance may or may not sustain in future Nifty 50 Overestimating one’s abilities and knowledge. Overconfidence bias Focusing on past performance while ignoring other factors. Trend-chasing bias Seeking information that supports beliefs and ignores conflicting data. Confirmation bias Making decisions based on readily available information. Availability bias The tendency to avoid losses over making equivalent gains. Loss aversion bias Following the crowd without independent analysis. Herd mentality bias Regret aversion bias Clinging on to loss making choices to avoid regret. GFC* - Global financial crisis | QE** - Quantitative easing `- 5,000 10,000 15,000 20,000 25,000 Euphoria Liquidity Glut Panic QE**1, Institutional revival, Green shoots GFC*, Retail investors exit Nervous EU Crisis Panic Covid Crisis Curious Demonetisation QE**2 Nervous Russia-Ukraine War Confused Taper Tantrum Jan-07 Sep-07 May-08 Jan-09 Sep-09 May-10 Jan-11 Sep-11 May-12 Jan-13 Sep-13 May-14 Jan-15 Sep-15 May-16 Jan-17 Sep-17 May-18 Jan-19 Sep-19 May-20 Jan-21 Sep-21 May-22 Jan-23 Sep-23
  • 3. About Bajaj Finserv Balanced Advantage Fund Model overview Equity allocation of the model across various market conditions 20% 30% 40% 50% 60% 70% 80% 90% 100% 0 5000 10000 15000 20000 25000 30000 35000 Oct-23 May-23 Dec-22 Jul-22 Feb-22 Sep-21 Apr-21 Nov-20 Jun-20 Jan-20 Aug-19 Mar-18 Oct-18 May-18 Dec-17 Jul-17 Feb-17 Sep-16 Apr-16 Nov-15 Jun-15 Jan-15 Aug-14 Mar-14 Oct-13 May-13 Dec-12 Jul-12 Feb-12 Sep-11 Apr-11 Nov-10 Jun-10 Jan-10 Aug-09 Mar-09 Oct-08 May-08 Dec-07 Jul-07 Feb-07 Sep-06 Apr-06 Nifty 50 TRI Average equity allocation Note: Model Equity level shown above is for illustration purpose only and should not be used for development or implementation of any investment strategy. It should not be construed as an investment advice to any party. The net equity allocation is based on internal proprietary model which is derived from retrospective analysis. Actual allocation and investing experience may vary from the theoretical stance. Fund manager holds the final prerogative to ascertain whether any security/asset provides investment benefit to the fund and is in keeping with the larger investment goal, strategy and the investment & operational mandate of the fund. As such the fund manager may or may not choose to invest in a particular holding. The portfolio construction is the purview of the Fund Manager and allocation may change from time to time. Past performances may or may not sustain in future. The model intends to remove investment-related biases in equity allocation. The model combines two broad indicators that identify and confirm market entry and exit points: 1. Fundamental elements: Estimating market’s intrinsic worth through forward EPS, growth premiums and interest rate considerations, provides a fundamental foundation for assessing whether the market is overvalued or undervalued relative to earnings potential. 2. Behavioural factor: Sentiment analysis using price indicators from commodities, currency movements, yield spreads and yield curve shape, are often leading indicators of economic and market shifts. They can signal early warnings of the market cycles, both bullish and bearish. Growth premium Interest rates Composition adjustments Satellite allocation basis market sentiment lead indicator Expected (Forward) earnings (EPS) Fair value multiple (Target P/E ratio) Nifty intrinsic value Currency Commodity ` Fixed income Equity
  • 4. Who should invest? Mutual Fund investments are subject to market risks, read all scheme related documents carefully. This product is suitable for investors who are seeking*: · To generate wealth creation over long term · Dynamic asset allocation between equity and equity related instruments including derivatives, and fixed income instruments *Investors should consult their financial advisers if in doubt about whether the product is suitable for them #The product labelling assigned during the New Fund Offer is based on internal assessment of the Scheme Characteristics or model portfolio and the same may vary post NFO when actual investments are made. SCHEME V e ry H ig h H i g h Moderately High Low to M oderate L o w Moderate Investors understand that their principal will be at High risk BENCHMARK V e ry H ig h H i g h Moderately High Low to M oderate L o w Moderate NIFTY 50 Hybrid Composite Debt 50:50 Index RISKOMETER# Product label Scheme details Scheme Name NFO Period Scheme Type Plan Option Minimum Application Amount Minimum Additional Application Entry Load Exit Load Fund Manager Benchmark Index SIP/SWP/STP Bajaj Finserv Balanced Advantage Fund Opens on November 24, 2023 | Closes on December 08, 2023 An Open Ended Dynamic Asset Allocation Fund Bajaj Finserv Balanced Advantage Fund - Regular Plan Bajaj Finserv Balanced Advantage Fund - Direct Plan Growth & IDCW Rs. 500 (and in multiples of Re.1) Rs. 100 (and in multiples of Re.1) Not Applicable 8% of units up to six months from allotment - Nil | Above 8% of units within six months- 1% of applicable NAV | More than six months - Nil Mr. Nimesh Chandan and Mr. Sorbh Gupta (Equity Portion) | Mr. Siddharth Chaudhary (Debt Portion) NIFTY 50 Hybrid Composite Debt 50:50 Index Available • Investors who want to add dynamic asset allocation to their portfolio. • Investors who want diversification in their portfolio. • Investors who seek professional fund management. • Investors who want potential capital appreciation with mitigation of downside risk. • Investors who have a long-term investment horizon of at least five years. Bajaj Finserv Balanced Advantage Fund An Open Ended Dynamic Asset Allocation Fund