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The most complete Amortization Refinance Calculator ever. Run limitless extra payment scenarios on a new or existing mortgage. Plug in extra monthly payments. Plug in extra yearly payments. Start extra monthly or yearly payments at a date of your choosing! Truly limitless options. This program will show your clients if they should refinance or not. It will show them when their new refinanced loan balance will be lower than their existing loan if they didn't pay it off. If you've ever wondered if someone should refinance this incredible program will remove all doubt.