Investment & Fund Management Consulting
Fund Providers, Investment Advisers & Private Equity Experts
Le Marchant House, Le Marchant Street, St. Peter Port, Guernsey GY 2JJ
IFMC is a private independent financial, investment and securities company. Our
long term vision is to leverage Entrepreneurs through our loans and Investment
facilities. We also specialize in handling bonds for government parastatals and
Years of building relationships and investing in borderless knowledge with subject
matter, our expertise is global. Our specialization in “Loan and Investments” gives
us a unique advantage. We are able to deliver customized teams with the requisite
project skills for high-end loan and investment projects. The savings garnered from
this approach allows us to reflect savings in our fee structure, effectively opening
up our services to a broader scope of clientele.
Our primary goal is to respond quickly to opportunities by providing Loans,
Investment Funding, Business Funding and Creative Financial Structuring. We are
an independent financial consultant set up to make funding lot easier.
IFMC has an excellent reputation for the provision of first class financial services
with exceptional customer service. Our business is organised across four
geographic regions; North America, Europe, Asia-Pacific and International (Latin
America, Caribbean and Africa).
(a) Provision of loan and investments by VC’s in Real Estate projects and viable
project developments with high yield and profitable return on investment (ROI).
(b) Offering Personal and Business Loans, working capital financing and
refinancing of business loans.
(c) Quick closing of complex commercial and investment loans. We strive to provide
structural support and confidence to advance the aspirations of our clients and
also help redeploy liquidity through strategic equity holdings for our VCs.
Mergers and Acquisitions
Grant Funding & Bonds
IFMC also focuses on difficult business finance situations and offers a personalized
level of services that is uncommon in the commercial loan field. We have built a
solid business financing reputation based upon our candid advice and strategies
for avoiding commercial loan problems.
WHAT DO I DO NEXT?
* Read about the Application Procedure.
* Presentation of a comprehensive Executive Summary or Business Plan, Due
Diligence reports, Feasibility Study Report, Letter (s) of Approval etc. as applicable
to the respective projects for our evaluation and analysis to determine the most
effective approach necessary to provide a loan or investment funding mechanism to
suit your capital requirement. This plan is critical to our understanding of you and
your business. It should include a description of your product or service offerings,
names and background of key management, a market/competition overview and an
outlook for the industry/market.
GUIDELINES/FREQUENTLY ASK QUESTIONS & ANSWERS.
HOW DO I APPLY?
Raising finance or realizing your dreams couldn’t be easier. Simply submit a fully
completed business customer form for an immediate principled decision.
HOW QUICKLY CAN I GET MY LOAN?
There are just 5 simple steps to our loan processing: Fill out the Application, sign a
contract/letter of commitment, discharge pre-qualification requirements, loan is
approved and secured; loan amount is disbursed to borrower. Subject to
categorisation of loan the projected time frame is set at between 14-21 days.
CAN I USE THE LOAN FOR ANY PURPOSE?
Loan and Investment are solely for business investments; The Project Funding
Solution can also be used just as an Investment Vehicle for excellent returns that
are protected (no project attached).
WHAT ARE MY LOAN CHARGES?
We usually carry out a thorough verification exercise which attracts the
underwriting of a onetime commitment payable by loan applicant. Compliance fee
is determined by principal amount applied for as loan.
CAN I INSURE MY PAYMENTS?
Yes, here it is necessary to insure your loan payments. Payment protection gives
you peace of mind. The signing of this insurance policy and the Insurance must be
put in place.
HOW DOES PAYMENT PROTECTION WORK (INSURANCE)?
If you lose your job or are off work as a result of accident or sickness or
redundancy, your repayments, subject to certain exclusions, are paid directly by
CAN I REPAY MY LOAN EARLY?
You can pay the loan back at any time. Your Loan repayment terms will show how
any early redemption cost is calculated. Your loan will meet all UK FSA standards.
AM I ENTITLED TO ANY PAYMENT HOLIDAY?
You are entitled to three (3) Months payment holiday which is also subject to
change depending on the type of Loan you are taking.
WHAT IS THE INTEREST RATE?
The interest rate varies between at 5.8% -10.4%.
WHAT LOAN-TO-VALUE ARE YOU LOOKING FOR?
Loan offers range between GBP1, 000.000.00 – GBP50, 000,000.00. For Investment
projects with exceptionally high yield and ROI we can provide a funding mechanism
with a maximum cash value of GBP250, 000,000.00.
HOW WILL THE LOAN BE REPAID?
Depending on terms of service agreement interest payments are paid monthly or
annually with and the principal must be repaid by the end of tenure.
There are no early repayment fees - so you can pay back your loan at any
time without penalty.
Interest rates are fixed so you know exactly where you stand.
We leverage you with the capacity to choose the repayment option that
matches your cash flow needs - from lower monthly/annual repayments over
a longer term to higher monthly/annual repayments over a shorter term.
We provide useful advice on how to match your loan requirements to your
Easy Application Process
Step 1: (a) Complete the loan application, submit with the following documents:
i) Copy of valid legal identifying document (e.g. data page (s) of International
ii), Presentation of Financial statements. Financial statements should include a
balance sheet, income statement and any footnotes necessary to provide us with a
clear understanding of your company’s financial condition. Loan applicants should
be prepared to provide three to five year-end financial statements along with the
most recent interim statement. A forecast of how your company will be affected
financially if you are considering expansion is important as well.
For fledgling or start up businesses; to satisfy this requirement you can provide a
personal financial statement, which usually consists of a balance sheet detailing
assets (property values, securities held, etc.), liabilities, a breakdown of total
personal income (salary, investments, etc.) and details of any minority or majority
ownership in joint ventures, LPs, LLCs,
b) Utility bill held in your name or that of the company you represent
Step 2: Consequent upon fulfilment of above written prerequisite you will be
provided with a business customer information form which will be used to process
loan application. Terms of service agreement and letter of commitment will be
signed thereafter. Subject to discharge of all pre-qualification requirements loan
will be secured and fund transferred to applicant’s nominated account of fund
destination within 3 banking days.
IFMC represents the interest of Venture Capitalists who are interested in
companies with high growth prospects, which are managed by experienced and
ambitious teams and are capable of turning their business plan into reality. Our
approach to investment will depend on location of the business, the size of the
investment, the stage of the company, industry specialization, capital requirement,
structure of the investment and the level of involvement of our VC’s in your
A pre-condition for injection of investment capital by VC’s is the presentation of
evidence supporting the Client’s ability to provide minimum 10% of the requested
Capital by way of presentation of a SBLC or BG preferably by MT760 to our Bank
for confirmation and authentication. Upon receipt of the above, Terms of Service
Agreement and NDA will be issued and funds released for the mutually agreed
As a provider of capital requirements we work to develop businesses that have
potential for significant growth by delivering knowledge, experience and global
network of relationships and financial acumen. Ultimately, we’re driven by our
strong sense of values. We form close partnerships with the companies we provide
services to and we build strong relationships based on integrity, trust and mutual
respect. It is our expectation that help your business reach successful and
profitable outcomes by providing a suitable funding mechanism specially tailored to
your company’s financial needs while at the same time providing strategic advice to
To work in a representative capacity as Broker/Facilitator to IFMC UK, prospective
facilitators are required to register with IFMC, and provide valid legal identifying
documents and data pages of their international passports. Broker/Facilitator shall
be paid a 2% commission of all transactions successfully closed. Subject to
performance and size of loan, commission can be raised. IFMC goes into
partnership to achieve successful and profitable outcomes.