What is identity theft?
How do thieves steal your identity?
What do thieves do with your stolen identity?
How can you tell if your identity was stolen?
Solution: Monitor – Insure – Restore
Why customers want Identity Shield
Identity theft occurs when someone uses your
personally identifying information, without your
permission, to commit fraud and or other crimes.
Some things that might be compromised are:
Social Security Number
Credit Card Numbers
Bank Account Numbers
Once your personal information is stolen, identity
thieves use it in a variety of ways:
◦ They may open new credit card accounts in your name (credit card
◦ They may open a new phone or wireless account in your name, or
run up charges (phone or utilities fraud)
◦ They may create counterfeit checks using your name or account
number (bank/finance fraud)
◦ They may get a driver's license or official ID card issued in your
name but with their picture (government documents fraud)
◦ They may get a job using your Social Security number
The best way to find out is to monitor your
accounts and bank statements each month.
Check your credit report on a regular basis.
Unfortunately, many consumers learn that their
identity has been stolen after some damage has
You may find out when bill collection agencies
contact you for overdue debts you never incurred.
Identity theft is the fastest growing crime in the
It is listed as the #1 consumer complaint for seven
The average victim takes 175 hours to restore
Most victims do not know where to begin the
identity recovery process.
Detailed annual identity report with details of credit
file and public records.
Access to Farmer’s secured website to check your
Continuous monitoring of your identity and credit
records for fraudulent activity.
Each policy includes:
$30,000 worth of total coverage:
◦ $28,500 for expenses wrongly charged to your
◦ $1,500 for indemnity (cash for your use)
Document Replacement, including:
Drivers licenses, passports, birth certificates,
home and car titles, etc.
Travel Assistance if you are away from home.
Replacement of lost travel documents, such as
travelers checks, airline tickets, etc.
Those concerned with identity issues can call
Farmers HelpPoint, a toll-free phone number
Transfer to the experts at Identity Theft 911
An advocate provided 24/7 to guide and aid the
victim through the identity recovery process
Each policy covers a household of two adults and
all children under the age of 18
If your identity has been stolen, and you
need to file a claim:
There is NO deductible
This is NOT considered a chargeable
No other company’s offer is more
comprehensive than Farmers
Many people pay much more and receive much
Farmers Identity Shield is for 2 adults and all
children under the age of 18, not just one adult
In addition to your Farmer’s Homeowners (including
condominiums) or Renters Insurance Plans, the
cost for your annual Farmer’s Identity Shield is:
ONLY $35/year for those owning their homes
ONLY $65/year for those renting their homes