Mizzle Job Offer

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  • IHAVE JOINED MIZZALE GROUP IHAVE ENTRESTED
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  • I will do well in my side for insurance. so I am really interested in this sector and I will do it in easily. Therefore please guide to me detail about this company and working about my ctc exactly.


    mahi.mast@rediffmail.com
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Mizzle Job Offer

  1. 1. Mizzle Glorious Marketing Pvt.Ltd. (Plot No. 378, Jagriti nager Colony ,Manduadih, Varanasi) Contact no-09235103839, 09305938065 E-mail-mizzlehr@in.com Reg No. – U74999UP2005PTC030183 --------------------------------------------------------------------------------- Hi Dear, Insurance: Overview Did you know that some of the hottest jobs in finance aren't on Wall Street at all? These are jobs in insurance. Insurance is a trillion dollar business that employs more than 2.5 million people in the United States alone. As the population ages and wealth grows, the demand for insurance professionals will increase dramatically. This is great news for you if your thinking of going in to insurance. Jobs in insurance involve helping individuals and business manage risk to protect themselves from catastrophic losses and to anticipate potential risk problems. Work in this area is not only personally rewarding, but can be financially rewarding as well. You will help clients understand their insurance needs, explain their options to them and hopefully help them purchase appropriate insurance policies. You could work in a variety of areas in insurance including as an underwriter, a sales representative, an asset manager, a customer service rep or an actuary. A theme that is constantly emphasized by insurance professionals is that the industry is ultimately about helping people when they need it the most. The stereotype of a slick, sleazy, fast-talking insurance salesman is largely a figment of the past. Thanks to Dr. Norma Nielson, Mr. Malott Nyhart, Dr. Bob Puelz and Dr. Michael P. Smith for making suggestions and contributions to our section on careers in insurance. Why I need Insurance Life Insurance is a contract by which you can protect yourself against specific losses by paying a premium over a period of time. Since each one of us, during our lives are faced with numerous risks – failing health, financial losses, accidents and even fatalities, our instinct drives us to cover ourselves against those risks. We understand the Value of Professionals
  2. 2. Though an insurance cover can’t protect you against the emotional losses arising out of these risks, it softens the economic crisis that usually accompanies these losses. Life Insurance gains much more value if you are a nuclear family. Unlike in the traditional joint family system, in a nuclear family, support from the extended family cannot be counted upon. So it is vital that you have an insurance cover as the protective shield against unfortunate losses. And it’s not only your life you could insure against those risks. With the Insurance Industry going through positive changes in the last few decades, now, you have a variety of risk coverage options. For instance, products in the market range from whole life insurance to covering risks associated with home loans. What’s more, now you could choose life insurance as an investment option, the returns of which you can enjoy at the most critical phases of your life – for instance, at the time of your child’s admission into one of those dream institutes. And the insurance industry is constantly evolving. So, you now have a wider option of insurers – presenting you with products that not only cover those risks, but also act as wealth accumulation or investment avenues, which, you should definitely avail of. Whether you are new to insurance, or an informed customer, you could always get valuable information from us. We have attempted to cover this site with some comprehensive information on life insurance. However, do not hesitate to leave a note for our Financial Advisors. Not only they could provide you with the additional information you might be looking for, they can also help you assess your life insurance needs and invest wisely. Myths of Insurance There are some myths that are associated with Insurance. To choose insurance as a good investment, you need to be informed about these myths. Insurance is for Saving Tax The primary function of life insurance is to cover you against sudden losses arising out of sudden death or liability. Unlike other investment options like the Public Provident Fund or other small savings schemes like post office deposits and national savings certificates that offers tax benefits by way of deductions from the Gross total income under Section 80C of the Income Tax Act, 1961 subject to the conditions given therein. Insurance not only cover you or your family against specific sudden losses but also works as a tax saving investment vehicle. Insurance, primarily offers you complete security arising out of risk coverage against the uncertainties of life. And secondarily serves you as a good investment option and tax saving tool. Hence, as an instrument, life insurance offers you the ideal blend of risk cover, returns and tax benefits. * Tax benefits are subject to changes in the tax laws in future; please consult your tax advisor for more details. We understand the Value of Professionals
  3. 3. DEAL IN, • Reliance Life Insurance. • Aviva Life Insurance. • Bajaj Allianz Life Insurance. • Birla Sun Life Insurance. • TATA AIG Life Insurance. • HDFC Standard Life Insurance. • Max New York Life Insurance. • Kotak Life Insurance. • Met Life Insurance. • ING Life Insurance. • ICICI Prudential Life Insurance. • SBI Life Insurance. • Bharti AXA Life Insurance. • LIC. • IDBI Fortis Life Insurance. • Future Generali Life Insurance. • Shriram Life Insurance. • AEGON Religare Life Insurance. • Reliance General Insurance. • ICICI Lombard General Insurance. • Bajaj Allianz General Insurance. • TATA AIG General Insurance. • New India Assurance. • National Assurance Co. • The Oriental Fire Assurance. • IFCO TOKIO Insurance. We understand the Value of Professionals
  4. 4. INSURANCE CAREER START-  SALES EXECUTIVE- Annual Package 3,00,000/- Salary&Incentive-25,000/- per month. (TARGET-1,50,000/- premium per month.) (Reward-Your next promotion as a Sales Manager,Login only 3 lac’s premium.) SALARY ANNEXURE SALARY STRUCTURE AMT. (RS.) CTC 12,500.00 EARNINGS Basic 6,000.00 H.R.A. 3,000.00 City Compensatory Allowance 1,500.00 Medical Reimburshment 125.00 P.F. 720.00 ESIC 285.00 Helper Reimburshment 416.00 Transport Allowance 66.00 Others/Bonus/Incentive Encashment 388.00 GROSS SALARY 12,500.00 EMPLOYEES DEDUCTION P.F. 720.00 ESIC 285.00 Professional Tax - TOTAL DEDUCTIONS 1005.00 NET IN HAND 11495.00 We understand the Value of Professionals
  5. 5. Basic Salary Fraction for Sales Executives- Sales Executive will get his basic salary when he will achieve 60% of his monthly target. As define by the company in offer letter. Since as a policy matter we have decided during probation period of first three months, if any SE achieves 50% of his monthly target will be entitle to get his basic monthly salary. Thereafter salary will release as per terms of offer letter Incentives will be paid to only qualifier Sales Executives on over achievement of business after completing 60% of monthly target.Sales Executive is entitle to get an incentive @ 16.67% on premium collection amount as per terms of offer letter.  SALES MANAGER- Annual Package 6,00,000/- Salary &Incentive -50,000/-per month. (TARGET-7.5 Lakhs premium per month.target achieved through SE’s) REWARD-Maruti Zen car (worth Rs.3,00,000/-) after login 90 Lakhs premium in 9 month’s. SALARY ANNEXURE SALARY STRUCTURE AMT. (RS.) CTC 25,000.00 EARNINGS Basic 12,000.00 H.R.A. 6,000.00 City Compensatory Allowance 3,000.00 Medical Reimbursement 750.00 P.F. 1,440.00 ESIC 570.00 Transport Allowance 400.00 Others/Bonus/Incentive 840.00 Encashment GROSS SALARY 25,000.00 EMPLOYEES DEDUCTION P.F. 1,440.00 ESIC 570.00 Professional Tax - TOTAL DEDUCTIONS 2,010.00 We understand the Value of Professionals
  6. 6. NET IN HAND 22,990.00 Sales Manager will get his basic salary when he will achieve minimum 60% of his monthly target. As define by the company in offer letter. Since as a policy matter we have decided during probation period of first three months, if any SM achieves 50% of his monthly target will be entitle to get his basic monthly salary. Thereafter salary will release as per terms of offer letter Incentives will be paid to only qualifier Sales Manager on over achievement of business after completing 60% of monthly target.Sales Manager is entitle to get an incentive @ 8% on premium collection amount as per terms of offer letter.  BRANCH MANAGER- Annual Package 12,00,000/- Salary &Incentive - 1,00,000/- per month. (TARGET-25 Lacs premium per month. target achieved through SM’s) REWARD- Hyundai - i20 - Magna (worth Rs. 5,58,550/-) after login 3 crore’s premium in 9 month’s. SALARY ANNEXURE SALARY STRUCTURE AMT. (RS.) CTC 50,000.00 EARNINGS Basic 24,000.00 H.R.A. 12,000.00 City Compensatory Allowance 6,000.00 Medical Reimbursement 1,500.00 P.F. 2,880.00 ESIC 1,140.00 Transport Allowance 800.00 Others/Bonus/Incentive Encashment 1,680.00 GROSS SALARY 50,000.00 EMPLOYEES DEDUCTION P.F. 2,880.00 ESIC 432.00 We understand the Value of Professionals
  7. 7. Professional Tax - TOTAL DEDUCTIONS 3,312.00 NET IN HAND 46,688.00 We understand the Value of Professionals
  8. 8. Basic Salary Fraction for Branch Manager- Branch Manager will get his basic salary when he will achieve 60% of his monthly target. As define by the company in offer letter. Since as a policy matter we have decided during probation period of first three months, if any BM achieves 50% of his monthly target will be entitle to get his basic monthly salary. Thereafter salary will release as per terms of offer letter. Incentives will be paid to only qualifier Branch Manager on over achievement of business after completing 60% of monthly target. Branch Manager is entitle to get an incentive @ 4% on premium collection amount as per terms of offer letter.  ZONAL MANAGER- Annual Package 36,00,000/- Salary & Incentive-3,00,000/-per month. (TARGET-1 Crore premium per month. target achieved through BM’s) REWARD- Hyundai Verna xxi (worth Rs. 7,83,652/-) after login 12 crore’s premium in 9 month’s. Basic Salary Fraction for Zonal Manager- SALES DIRECTOR- • Annual Package 1,20,00,000/- Zonal Manager will get his basic salary when he will achieve 60% of his monthly target. As define by the the company in offer letter. Since as a policy incentive -10,00,000/-per month. first three months, if any ZM achieves Salary& matter we have decided during probation period of 50%(TARGET-25 Crore’s premium to getmonth. target achieved through RD’s) of his monthly target will be entitle per his basic monthly salary. Thereafter salary will release as per terms of offer letter. REWARD- Honda-Civic-Hybrid-CVT (worth Rs. 14,65,693/-) after login 300 crore’s premium in 9 month’s. Incentives will be paid to only qualifier Zonal Manager on over achievement of business after completion 60 60% of monthly target. Zonal Manager is entitle to get an incentive @ 3% on premium collection amount as per terms of offer letter. Basic Salary Fraction for Sales Director- Sales Director will get his basic salary when he will achieve 60% of his monthly target. As define by the company in offer letter. Since as a policy matter we have decided during probation period of first three months, if any SD achieves 50% of his monthly target will be entitle to get his basic monthly salary. Thereafter salary will release as per terms of offer letter. Incentives will be paid to only qualifier SD on over achievement of business after completing monthly 60% of target. SD is entitle to get an incentive @ 0.40% on premium collection amount as per terms of offer letter. We understand the Value of Professionals  REGIONAL DIRECTOR-
  9. 9. • Annual Package 60,00,000/- Salary & Incentive -5,00,000/-per month. (TARGET-5 Crore’s premium per month. target achieved through ZM’s) REWARD- Mitsubishi-Cedia-Sports (worth Rs. 10,92,950/-) after login 60 crore premium in 9 month’s.  VICE-PRESIDENT- Annual Package 2,40,00,000/- Salary& incentive-20,00,000/-per month. (TARGET-100 Crore’s premium per month.target achieved through SD’s) REWARD- BMW 5 - Series 530i (worth Rs. 45,20,000/-) after login 1200 crore’s Premium’s in 9 month’s. We understand the Value of Professionals
  10. 10. Basic Salary Fraction for Vice-President- Vice-President will get his basic salary when he will achieve 60% of his monthly target. As define by the company in offer letter. Since as a policy matter we have decided during probation period of first three months, if any VP achieves 50% of his monthly target will be entitle to get his basic monthly salary. Thereafter salary will release as per terms of offer letter. Incentives will be paid to only qualifier VP on over achievement of business after completing 60% of monthly target. VP is entitle to get an incentive @ 0.20% on premium collection amount as per terms of offer letter. TERMS AND CONDITIONS: - That the payments of Salary and Incentive will be paid by the company from time to time is as under, a) In case of achievements of the targets Salary and the Incentive both will be payable. b) The Payment of Salary will be paid proportionately in the case of non achievements of the targets fixed by the company from time to time. c) The Payment of Incentive will only be paid only on achievements of the targets of the company from time to time. The Incentive Calculation will be made on following basis: • From 1st to 15th of the Month: Payable on 7th of the following Month. From 16th to 31st of the Month: Payable on 7th of Next to the following Month. • All work performance will be count on all of two bases and it should be 100 % but performance can be adjusted from one to another base for e.g.: such as if percentage of new joining is less than percentage of other performance should be more. • If there are regularly three months performances less than 100 % but not less than 50% then first three months basic salary will be provided in as per ratio of percentage of work performance if work performance is more than 100 % then additional incentive will be provided as per circular. • Only two monthly leaves will be provided and additional twelve yearly leaves can be taken as gazette/ festival holiday. • Salary will de deducted on other leaves and double salary will be deducted if leave is taken without any intimation to Corporate Office / senior. • Daily work report and tour program will be maintained by H.O. it self. Tour program will be sent to Corporate Office / senior fortnightly for approval. • All other decision for development of team approved after report by H.O. • You will be on probation for a period of six months from the date of joining the management may its discretion, extend your probation period either during your service or at the end of your original or extended period (s). We understand the Value of Professionals
  11. 11. • The management may transfer your services at any regional or branch. Office of the organization whether at present in existence or which may be set up in future? • The management may expect you to work with diligence, Integrity and a high standard if initiative, efficiency and economy. You will confirm to such duties, directions and instructions assigned or communicated to you by the management and superior. • Your services will come to an end automatically on expiry of the probation period, if no confirmation letter issued by the management. • The management will issue a confirmation letter to you on the basis of your satisfactory services during probation period. • After confirmation, your services are liable to termination at one month’s notice or payment in lieu thereof. You shall give similar notice on resignation or forfeit one month’s salary. • You shall neither divulge nor disclose to any unauthorized person during the period of your services or even afterwards by word of mouth or otherwise, particulars or details of the organization’s operation process, administrative or organizational matters of a confidential / secret nature, which may be your privilege to know by virtue of your being the organization’s employee. • You shall keep confidential all the information’s and materials provided to you by the organization or by its clients concerning their affairs, in order to enable the organization shall remain even on termination or cancellation of this employment. • You will not enter into any commitments or dealings on behalf of the organization for which you have no express authority nor alter or be a party to any alteration of any principle or policy of the organization or exceed the authority or discretion vested in you without the prior sanction of management or those in authority over you. • You will be responsible for safe keeping and return in good conditions and order of all properties of the organization in your possession, the management will have a right to assess on its own basis and recover the damage of proper in event of your failure to account for such material or property to its satisfaction. • You will devote your entire time and attention on the work of the organization and will not undertake any direct/indirect business or work honorary or remunerator except with the written permission of the management in each case. Contravention of this will lead to the termination of your service without any notice or any compensation lieu of such notice. • The service rules and regulations including conduct, discipline and administrative order will cover you and such other rules or order of the management that come in force from time to time. • In the event of any misconduct and ignorance of rules & regulations, the management reserves the right to take appropriate disciplinary action as it may deem fit. for a leading insurance company AT BIHAR, JHARKHAND, UTTAR PRADESH, UTTRANCHAL, KOLKATA, PUNJAB, ORISSA, GUJRAT, HIMACHAL PRADESH, DELHI, Locations. The company has decided to open its branches in all above location on urgent basis hence send us your updated C.V. through mail ASAP.at- mizzlehr@in.com We understand the Value of Professionals
  12. 12. We would contact you very soon. Looking forward to serve you better! Thanks with Best Regards! We understand the Value of Professionals

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