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How to Prepare for Comprehensive Immigration Reform

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How to Prepare for Comprehensive Immigration Reform

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As of May 3, 2013, if the Immigration Reform Bill passes in its current form, it could mean significant changes for immigration law. Jaensch Immigration Law Firm and Manatee County Federal Credit Union have partnered to present information on the possibilities that reform could mean and ways to prepare for those possibilities.

As of May 3, 2013, if the Immigration Reform Bill passes in its current form, it could mean significant changes for immigration law. Jaensch Immigration Law Firm and Manatee County Federal Credit Union have partnered to present information on the possibilities that reform could mean and ways to prepare for those possibilities.

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How to Prepare for Comprehensive Immigration Reform

  1. 1. {Partners in Serving the Hispanic Community of Sarasota-Manatee Jaensch Immigration Law Firm & Manatee Community Federal Credit Union
  2. 2. {Asociados en servir a la comunidad hispana de Sarasota-Manatee Jaensch Immigration Law Firm & Manatee Community Federal Credit Union
  3. 3. Manatee County: 8.4% foreign in 2000 to 12.2% in 2010 About 40,000 people Sarasota County: 9.3% foreign in 2000 to 11.5% in 2010 About 44,000 peoplehttp://www.heraldtribune.com/article/20120324/ARTICLE/120329702 Immigrant Population Growing
  4. 4. Condado de Manatee: 2000: 8.4% inmigrante 2010: 12.2% - un aumento de 40,000 personas Condado de Sarasota: 2000: 9.3% inmigrante 2010: 11.5% - un aumento de 44,000 personashttp://www.heraldtribune.com/article/20120324/ARTICLE/120329702 El número de inmigrantes crece
  5. 5. Changes are Coming… The Bipartisan Gang of 8, Drafters of Immigration Reform
  6. 6. Viene Cambios… El “Grupo de 8” senadors que han escrito la reforma migratoria
  7. 7. What Does the Bill Propose?  Creating a W visa for workers  Creating a Start-up Visa  Creating a Retiree Visa  Expanding the H-1B program  Eliminating Visa Backlogs  Increasing Border Security  Making E-Verify Mandatory  Creating a path to Citizenship
  8. 8.  Accelerar el tramite para aplicaciones actuales  Aumentar medidas de seguridad en la frontera  Hacer que empleadores necesiten verificar el estatus de sus empleados  Crear un camino hacia la ciudadanía ¿Qué contiene?
  9. 9.  Step 1) The Border must be secure  Step 2) Undocumented immigrants can register with the government and pay a penalty fee  Step 3) Application for provisional legal status  Step 4) Live in United States for 5-10 years  Step 5) Apply for Green Card  Step 6) Apply for Naturalization Path to Citizenship
  10. 10.  Paso 1) La frontera tiene que estar segura  Paso 2) Los indocumentados pueden registrarse con el gobierno y pagar una multa  Paso 3) Aplicación para el “blue card”  Paso 4) Vivir en los EEUU 5-10 años  Paso 5) Aplicar para el Green Card  Paso 6) Aplicar para ciudadanía Camino hacía la ciudadanía
  11. 11.  Penalty Fees  Back Taxes  Provisional Legal Status application fee  Green Card Application Fee  Naturalization Application Fee  Legal Fees It will be expensive
  12. 12.  Multas penales  Impuestos  Tasas para la aplicacion del “blue card”  Tasas para la aplicacion del green card  Tasas para la ciudadanía  Tasas legales Será caro
  13. 13. {That’s Why…
  14. 14. {Por Eso…
  15. 15. { {Jaensch Immigration Law Firm Manatee Community Federal Credit Union Joined Forces
  16. 16. { {Jaensch Immigration Law Firm Manatee Community Federal Credit Union Se han asociado
  17. 17. { Credit is Hard to Get 25% of US households are underbanked
  18. 18. { El crédito es dificil conseguir 25% de hogares americanos no tienen acceso a servicios banqueros adecuados
  19. 19.  If you Live Work attend School or Church in Manatee County MCFCU invites you to become a member  Open a Savings and Checking account  You need a social security number, tax ID number and one official picture ID  Attend Budget and Understanding Credit workshops  Start building credit  Eligible to obtain a $1,000 secured loan  Payoff in one year  Accumulate $1,000 in savings  Eligible to obtain a secured credit card  Eligible to apply for a Reliable Rides Auto loan  Finally eligible to apply for an unsecured loan to start paying for costs of legalization MCFCU Can Help You Get It
  20. 20.  Tiene que vivir, trabajar, asistir una escuela o iglesia en el condado de Manatee  Abre una cuenta de ahorros y cheques  Necesita número de seguro social, número de tax ID, y una foto oficial  Asiste clinicas  Construye crédito  Obtiene un préstamo asegurado de $1,000  Acumule $1,000 en ahorros  Obtiene una tarjeta de crédito asegurada  Aplica para un préstamo de auto  Aplica para una préstamo no asegurado para pagar los costos de legalización MCFCU le ayuda a conseguirlo
  21. 21.  When establishing credit for the first time, first loan credit score can rise from 0 to over 600 on average  With second loan score can rise to above 640 if loan is paid as agreed Customers Establish Credit
  22. 22. Con el primer préstamo su “credit score” puede subir de 0 a 600 Con el segundo puede subir hasta 640 Establecer crédito
  23. 23. And Climb the Financial Ladder
  24. 24. Ascender la escalera financiera
  25. 25. Simple Loan Menu
  26. 26. Menus sencillos de préstamos
  27. 27. Simple Disclosures
  28. 28. Revelaciones sencillas
  29. 29. Credit Building and Credit Education
  30. 30. Educación Financiera
  31. 31. Results: Opportunities
  32. 32. Resultados: Oportunidades

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