http://michaeldownerrealestate.tumblr.com/post/98313534487/what-you-should-know-before-getting-your-glenbrooke http://www.CNJHomeFinder.com/ - If you want your Glenbrooke condo insured, then you need to know the details and inclusions of the policies. Here are the important things that you should know before getting your Glenbrooke condo insured. For fast, stress-free and smooth home selling and buying transactions, or for any real-estate related concerns, call me, Michael Downer at (732) 302-1771.

1. What You Should Know
Before Getting your
Glenbrooke Condo Insured

2. One of the first things you need to know
when it comes to condo living is the scope
of your insurance coverage. You don't want
to be one of those owners who discovered
too late the loss or damage incurred inside
the unit are not adequately covered by the
association policy.

4. The trick about buying condo
insurance is to be thoroughly aware.
If you’re a first-time owner of one of
the Glenbrooke condos in
Bridgewater NJ, read on to know the
basics of condo insurance.

5. Master Policy
The master policy is the general insurance
you get as part of your homeowner's
association (HOA) dues. According to
Trusted Choice®, an organization of licensed
independent insurance agents and brokers,
there are the two types of master policy:

6. ● An “all-in” condo master policy: Also known as a
“single-unit” master policy, this type of policy
covers the fixtures in your condo such as the
appliances, wiring, plumbing, and carpets, but
does not cover personal property that you own.
● A “bare walls-in” condo master policy: This policy
does not cover anything contained within your
walls. It may or may not cover your condo’s
plumbing and electrical systems.

7. Since thefts, burglaries and accidents that
happen outside the common areas are not
covered by this policy, it is important to
carefully review so you'll know the scope and
specifications of the insurance. If possible, get
ahold of a copy of the document so that you may
consult with a professional should the need
arise.

8. HO-6 Policy
Insurance for a particular condo is known as an
HO-6 policy and it covers what the master
policy doesn't cover. The most basic condo
insurance typically covers loss or damage to
your personal possessions, and provide
coverage for personal liability and medical
payments.

9. It can also protect you in an event that your unit
becomes badly damaged by fire or storm. You
can also insure valuable items such as jewelry
and expensive artworks, provided you purchase
additional coverage. In addition, it's your
insurance against liability claims if you are
responsible for another person’s injury or
property damage.

10. Umbrella Insurance Policy
For your complete protection, you can get an
umbrella policy. Simply put, it acts as an
“umbrella” over your risks and other
finances since it provides liability protection
over matters your condo and master policies
don't cover.

11. There are many benefits of insuring your
Glenbrooke condo in Bridgewater NJ. Think of it
as a financial cushion the more comprehensive
your coverage, the less money you are likely to
spend for future disasters. You’ll have fewer
worries and sleepless nights. Just make sure you
review the policies to ensure that you are
adequately covered and protected.

12. If you have inquiries regarding
condos for sale in Bridgewater NJ,
visit www.CNJHomeFinder.com.

13. For fast, stress-free and smooth home
selling and buying transactions, or for any
real-estate related concerns, call me,
Michael Downer at (732) 302-1771. As one
of the best real estate agents in
Bridgewater NJ, let me help you find the
home that suits you perfectly.