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Insurance coverage for_watoto_program_in_africa

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Insurance coverage for_watoto_program_in_africa

  1. 1. Insurance Plan for Watoto Program in Africa
  2. 2. Travel Insurance Plan Medical Cover Maximum benefits per insured person (HK$) <ul><li>Necessary medical expenses, including outpatient treatment, hospitalization fees, surgery and doctor fees, incurred due to sickness or accidental injury during the period of of travel </li></ul><ul><li>Follow-up medical expenses incurred within 3 months after return to Hong Kong, including Chinese medicine bone-setting and acupuncture treatment </li></ul>1,000,000 <ul><li>Overseas hospital daily cash benefit </li></ul>5,000 (250/day) Additional Benefits <ul><li>Overseas travelling expenses for seeking medical treatment </li></ul>300 <ul><li>Medical expense (including Hospital confinement or quarantine cash allowance) incurred for infectious disease contracted during the insured journey and corresponding follow-up diagnosis within 10 days after the insured person’s return to Hong Kong </li></ul>5,000 (500/day)
  3. 3. Personal Accident Maximum benefits per insured person (HK$) <ul><li>In the event of death or disablement as a result of injury sustained by the insured person during the period of travel </li></ul>1,000,000 <ul><li>Accident on public common carrier or during robbery </li></ul>1,500,000 <ul><li>Burns cover </li></ul>200,000 <ul><li>Loss of income (up to 12 weeks) </li></ul>1,000 per week Compassionate Death Cash and Visit <ul><li>In the event of death of the insured person during the period of travel. A compassionate death cash will be offered to express our condolences </li></ul>10,000 <ul><li>One economy class return airfare and actual hotel accommodation costs </li></ul>30,000
  4. 4. 24-hour Global Emergency Assistance Service Maximum benefits per insured person (HK$) <ul><li>Hospital admission guarantee </li></ul>39,000 <ul><li>Emergency medical evacuation </li></ul>Actual cost <ul><li>Repatriation of mortal remains </li></ul>Actual cost <ul><li>Compassionate visit </li></ul>One economy class return airfare <ul><li>Additional hotel accommodation expenses </li></ul>7,800 (1,950/ day) <ul><li>Return of unattended children </li></ul>One economy class one-way airfare up to 30,000 <ul><li>Other free advisory services </li></ul>included
  5. 5. Loss of Property Protection Maximum benefits per insured person (HK$) <ul><li>Personal baggage cover: covers the accidental loss of or </li></ul><ul><li>damage to baggage or personal belongings including golf </li></ul><ul><li>equipment and lap-top computer during the period of travel </li></ul>20,000 <ul><li>Loss of personal money: covers any accidental loss of cash, </li></ul><ul><li>cheques and traveller’s cheques during the period of travel due to </li></ul><ul><li>robbery, burglary or theft </li></ul>3,000 <ul><li>Loss of travel document and/or travel ticket: covers the </li></ul><ul><li>replacement cost incurred for the accidental loss of travel </li></ul><ul><li>documents, credit cards, or tickets during the period of travel as </li></ul><ul><li>well as extra transportation and accommodation expenses </li></ul>3,000 <ul><li>Credit card protection: in the event of accidental death of the </li></ul><ul><li>insured person, we will pay up the unpaid credit card outstanding </li></ul><ul><li>balance </li></ul>30,000 <ul><li>Loss of home contents due to burglary: covers the loss of or </li></ul><ul><li>damage to home contents as a result of burglary whilst the </li></ul><ul><li>insured person’s home is unoccupied during the period of travel </li></ul>100,000
  6. 6. Travel Delay & Re-routing Maximum benefits per insured person (HK$) <ul><li>Travel delay </li></ul>1,500 <ul><li>Extra hotel cost due to travel delay </li></ul>2,000 <ul><li>Extra re-routing cost due to travel delay </li></ul>10,000 <ul><li>Baggage delay / Emergency purchases </li></ul>1,500 <ul><li>Cancellation of trip </li></ul>30,000 <ul><li>Curtailment of trip </li></ul>30,000 <ul><li>Missed event cover </li></ul>2,000
  7. 7. Personal Liability Maximum benefits per insured person (HK$) <ul><li>Covers the insured person’s liability of the compensation </li></ul><ul><li>and litigation expenses as a result of an accident which </li></ul><ul><li>causes bodily injury to others or damage to other’s property </li></ul><ul><li>during the period of travel </li></ul>2,500,000
  8. 8. Other Covers <ul><li>Travel delay & re-routing due to terrorism, natural disaster, adverse </li></ul><ul><li>weather conditions, etc. </li></ul><ul><li>100% protection for dangerous amateur sports, including parachuting, rock climbing, bungee jumping, horse riding, etc. </li></ul>
  9. 9. Premium : Original: HK$418 (14days) /person Special Offer : HK$418(14days)/person X 85%( Group Discount for more than 12 persons) X 85% = HK$302 Remarks: No Age Limit
  10. 10. Insurance Coverage for Building House in Africa
  11. 11. SUM ASSURED: In the event of accidental death or disablement as a result of injury sustained by the insured person during the period of building house 1.  Accidental Death HK$200,000 2.  Accidental Permanent Total Disablement  HK$200,000 (Totally Loss of Function of one or more Hands, Feet & Eyes) 3.  Accidental Medical Expense (Per Accident Limit) HK$20,000 (Excluding Chinese Bone-Setting Expenses) Terms & Conditions: -Coverage shall commence when the insured person arrives at the place of venue (construction site for building house) for the purpose of participating in the insured events, and cease when he/she leaves such place of venue (construction site for building house) -Students will accompany with the guardians i.e. parents or teachers -Terrorism Exclusion
  12. 12. Premium: HK$120/person

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