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Beauty and the BEAT


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In this short presentation for the LADIES ONLY, we will share our take of the ‘BEAT’, with respect to Financial Literacy so that . . .
You can Define What You Want From Your Money and Take Confident Steps to Achieve Success.

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Beauty and the BEAT

  1. 1. ONLY FOR THE Beauty and LADIES ! The BEAT PUBLISHED BY GIANTS LEARNING TECHNOLOGIES From our Wealth Mastery Division ‘LIKE’ us at, 23 February, 13
  2. 2. DISCLAIMER What we share, you may have heard Then why are you still within the herd? With common sense and massive action, Step out boldly with determination!Saturday, 23 February, 13
  3. 3. INTRODUCTION When Justin Biebier (or was it Justine?) first released his smash hit, ‘Beauty and a Beat’, it got us thinking about the Beat What was this ‘beat’ that he was referring to?Saturday, 23 February, 13
  4. 4. INTRODUCTION He may be referring to someone who has a sense of rhythm and time, and whom can attract the ladies How about you? What do you think the ‘beat’ refers to?Saturday, 23 February, 13
  5. 5. INTRODUCTION In this short presentation for the LADIES ONLY, we will share our take of the ‘BEAT’, with respect to Financial Literacy so that . . . You can Define What You Want From Your Money and Take Confident Steps to Achieve Success!Saturday, 23 February, 13
  6. 6. B - BALANCESaturday, 23 February, 13
  7. 7. B-BALANCE Case Study:Nanz-Chong Komo,Former Fashion Model & EntrepreneurSaturday, 23 February, 13
  8. 8. B-BALANCE In the late 90s, Nanz-Chong Komo founded the ONE.99 shop in Singapore This “value-for-money” concept took off in a big way ONE.99Shop grew to 12 outlets in three years, with a tripling of sales over this same period, from S$3.5 million to more than S$12 millionSaturday, 23 February, 13
  9. 9. B-BALANCE However the SARS (Severe Acute Respiratory Syndrome) outbreak occurred in 2003 SARs eventually caused the rapid demise of the ONE.99shops! Because the fear of contractingSARS kept many people away from crowded areas The retail industry was severely hit . . .Saturday, 23 February, 13
  10. 10. B-BALANCE Nanz grew her outlets too fast, and over-leveraged Her business model, which targeted thrift, meant that people needed to buy low-cost items in bulk However people were not going out to buy during those dreaded times!Saturday, 23 February, 13
  11. 11. B-BALANCE Her main income was on the business, which had an inherent sustainability problem, due to its low average transactional cost Nanz was declared a bankrupt in 2003 Fortunately she learned from her failures, bounced back, and was discharged from bankruptcy in 2010Saturday, 23 February, 13
  12. 12. B - BALANCE Similarly,if your investment portfolio is spread only towards a particular asset class eg: Business Investment, it becomes overweighted to one side Learn to balance the Portfolio at all times This is to protect your assets as well as to maintain growthSaturday, 23 February, 13
  13. 13. E - EXPOSURESaturday, 23 February, 13
  14. 14. E-EXPOSURE Case Study: Marion Jones, Former World Champion Track and Field AthleteSaturday, 23 February, 13
  15. 15. E-EXPOSURE Marion Jones won five medals at the 2000 Summer Olympics in Sydney Australia in Track and Field Jones was one of tracks first female sports millionaires She could earn between $70,000 and $80,000 a race, plus at least another $1 million from race bonuses and endorsement deals.Saturday, 23 February, 13
  16. 16. E-EXPOSURE Jones even made close to $7million per year! However she LOST everything, including all her gold medals Thanks to steroids, check counterfeiting, check forging, committing perjury to the IRS, money laundering and . . . more illegal drugsSaturday, 23 February, 13
  17. 17. E-EXPOSURE Jones found herself in heavy financial debt due to her numerous legal troubles To raise money, she had to sell two other properties, including her mothers house Jones is now considered one of the Top 10 BANKRUPT Athletes!Saturday, 23 February, 13
  18. 18. E - EXPOSURE Limit your Exposure in risky assets to your portfolio The risky assets may make you BIG cash at some point in time, however if they are not managed properly, you can get severely burnedSaturday, 23 February, 13
  19. 19. E - EXPOSURE Develop optimal performance by being true to yourself Peer pressure is not an excuse to expose yourself to risky investments Find your individual risk profile through risk assessment tests Or talk to a trusted financial advisor with proper credentialsSaturday, 23 February, 13
  20. 20. A - ACTION PLANSaturday, 23 February, 13
  21. 21. A - ACTION PLAN Case Study: Lynsi Torres,30 years old, Billionaire of the In-N-Out Burger EmpireSaturday, 23 February, 13
  22. 22. A - ACTION PLAN Lynsi Torres watched her family expand In-N-Out from a single drive-through hamburger stand (founded in 1948) in Baldwin Park into a fast-food empireSaturday, 23 February, 13
  23. 23. A - ACTION PLAN Torress family slowly transformed the couples initial, tiny drive-thru shop into an estimated $1.1 billion empire!Saturday, 23 February, 13
  24. 24. A - ACTION PLAN However little is known about her, her investment decisions and business acumen! Torres has no college degree and little business training, and simply inherited the West Coast-based company from her grandparents, Harry and Esther Snyder According to the Bloomberg Billionaires Index, In-N-Out is worth more than $1.1 billionSaturday, 23 February, 13
  25. 25. A - ACTION PLAN But . . . those were the consequences of her elders’ actions!What about her own? Can she lead this company beyond 3 Generations? Or will she continue to be a trust-fund baby?Saturday, 23 February, 13
  26. 26. A - ACTION PLAN It is a must to possess an Action Plan There must be a direction and plan to keep your investments going Don’t let inflation, and a lack of prudent investment action erode away your wealthSaturday, 23 February, 13
  27. 27. T - TIMESaturday, 23 February, 13
  28. 28. T-TIME Case Study: Elim Chew, Founder of the street wear brand,77th Street, & EntrepreneurSaturday, 23 February, 13
  29. 29. T-TIME Elim Chew was a young punk and a rebellious teenager who consistently failed at school. She studied at Fairfield Methodist School before moving to London to learn hairdressing She subsequently opened a six-seater hair salon with $1,000Saturday, 23 February, 13
  30. 30. T-TIME Chew worked as long as 21 hours a day to gain experience as she was determined to be the most popular hairstylist in Singapore She noticed a market for affordable and trendy streetwear, and opened her first outlet in Far East Plaza, Singapore in 1988Saturday, 23 February, 13
  31. 31. T-TIME More than twenty years on, 77th Street now has more than 12 outlets island- wide In 2004, 77th Street also set up a cutting-edge underground shopping complex called 77th Street Plaza at Xidan Cultural Square, Beijing, China!Saturday, 23 February, 13
  32. 32. T-TIME Chew has proven that ladies possess the innate business acumen to succeed Patience and Passion to the cause is important!Saturday, 23 February, 13
  33. 33. T - TIME There is NO way you can time the market There are no Get-Rich-Quick ways Therefore in order to build a portfolio, the best way is to keep invested at all times, slowly but surelySaturday, 23 February, 13
  34. 34. SUMMARY Given your higher life expectancy, nearly 90% of women will have to be responsible for your own finances sooner or later Therefore understanding the BEAT is the start to a steady rhythm in your financial health Once You Define What You Want From Your Money, You canTake Confident Steps to Achieve Success!Saturday, 23 February, 13
  35. 35. Nonetheless, we are not the financial gurus . . . Instead, we seek these financial strategists ONLY FOR THE and bring them along your way LADIES ! For more details, ‘LIKE’ us at and simply sign up for this Investment Workshop Exclusively for the LADIES NOW!Saturday, 23 February, 13