Finances and divorce 5 questions and answers

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After suffering from a poor credit report for years, Mark Clayborne went on a mission to study everything he could on restoring his credit. Concluding the extensive research, he repaired his credit report and learned various hidden secrets on how to improve a bad credit file. Because of this new found tested knowledge, Mr. Clayborne helped over a hundred consumers repair their credit and take their financial life back. Now, he wants to share these strategies with the world and as a result HIDDEN CREDIT REPAIR SECRETS was created which has sold over 1000 copies as of today. Mark is a certified credit consultant with over 100 articles written in the area of credit repair and a successful radio show titled “Who Else Wants Better Credit”, which is aired on Blog Talk Radio every Tuesday & Thursday at 7:30PM-PST. Mark educates his customers through articles, videos, his blog and various credit repair kits. He graduated from Virginia Commonwealth University with a Bachelor's Degree in Criminal Justice. He also holds a paralegal diploma. He currently lives in sunny California with a beautiful wife and lovely daughter.

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Finances and divorce 5 questions and answers

  1. 1. Hiddencreditrepairsecrets.com PresentsFinances and Divorce - 5 Questions and Answers
  2. 2. From time to time, I receive questions on how to deal with money during a separation from your spouse. In thisarticle, Im going to disclose the most common questions I receive about money during a divorce.
  3. 3. Finances and Divorce What if I have a divorce decree? Before you go to court, try to decide who is going to pay what. If your spouse is going to live in the home,then he or she should pay. This applies to your car as well. After the court case, send a copy of the divorce decree to all lenders.
  4. 4. If your spouse violates the decree, talk with a divorce attorney about your options. Even if you have a decree stating one spouse should be required to pay certain bills, you are stillresponsible for paying that bill back to the bank because you and your spouses names are both on the original contract.
  5. 5. What if my spouse files for bankruptcy?Your spouse can file bankruptcy on his or her portion of the debt, and leave you hangingwith the entire amount. To counter his or her actions talk with your bankruptcy lawyer about the Bankruptcy Reform Act of 1994. This law has made it hard for a spouse to eliminate debt owed under a property settlement agreement. If you feel that your spouse can pay their part, have your bankruptcy lawyer file an exception to the bankruptcy proceedings.
  6. 6. Finances and Divorce What is the Innocent Spouse Rule? This happens when a spouse signs the taxreturns not knowing what it contains, then theyget divorced. The spouse can be held liable forany back taxes that are generated from that tax return. The innocent spouse relief law was enacted to fight this and to assist the spouse that had no idea of what was in the tax return.For more information, see IRS publication 971.
  7. 7. What if I live in a community state? If you live in a community state, you and yourspouse automatically become joint owners when a credit card is open. Here is a list of those states. * Arizona * California * Idaho * Louisiana * Nevada * New Mexico * Texas * Washington * Wisconsin * Alaska
  8. 8. I hoped this article was helpful to your situation. Now that you are empowered with more information, go out there, and take action.
  9. 9. If you are ready to say goodbye to credit rejection and debt collectors, visit hiddencreditrepairsecrets.comand sign up for the Free 8-Day E-Credit Repair Course, and claim your Free Gift-60 minute Podcast on Rebuilding Your CreditHiddencreditrepairsecrets.c om

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