Ever wonder why you pay for virus protection and still get viruses?
==== ====Hello from user.www.example.com==== ====Researchers have discovered a new type of banking Trojan horse that doesnt just steal your banklog in credentials but actually steals money from your account while you are logged in anddisplays a fake balance.The virus known as URLZone is controlled by servers in the Ukraine and steals money from theusers account based on how much is actually in the account live in realtime when you are loggedin. URLZone targets Firefox, Opera and the last three versions of Internet Explorer.Currently the exploit is only affecting computers in Germany; however this is probably the mostsophisticated worm of its kind to date. And its only a matter of time until it spreads further.White hat hackers are struggling to stay one step ahead of the criminals. There are more ways tocompromise data today than ever before. Viruses quadrupled in one year, from just over 15,000 in2007 to nearly 60,000 in 2008. Black hat hackers are out in full force.Like most viruses today, the URLZone generally infects a PC when the user clicks a link or visitsan infected site. Once the virus is installed it sits waiting for the user to bank online. Thats when itgoes to work.While the user is banking online the virus is actually communicating in the background with thebanks server. Transactions are being processed and the user doesnt see any of it happening.Frankly, this doesnt even sound possible to me. But its happening.The virus erases its tracks by displaying a bank balance on the infected computer that doesntshow the amount stolen. The victim will only recognize a discrepancy in their balance when usingan uninfected computer, getting a paper statement or when they use an ATM. Otherwise whenchecks start to bounce.The sophistication of the criminal hacker has risen to a level that the virus hijacks the victimsbrowser then steals the money during and online banking session, and then covers its tracks bymodifying information displayed to the victim, all in real time. This is not good.Recently a couples bank account was compromised as a result of their own insecurity. The bankclaimed no responsibility and held the couple accountable for the loses. Now they are suingthe bank. Depending on how this case pans out, you may be held responsible for the lossif youre hacked.1. Make sure your anti virus up to date and set to run automatically.
2. Update your web browser to the latest version. An out of date web browser is often riddled withholes worms can crawl through.3. Update your operating systems critical security patches automatically5. Check your bank statements often, online, at least once a week.6. Invest in Identity Theft Protection. While not all forms of identity theft can be prevented, you caneffectively manage your personal identifying information by knowing whats buzzing out there inregards to YOU.Robert Sicilianohttp://IDTheftSecurity.comArticle Source:http://EzineArticles.com/?expert=Robert_Siciliano