BISP, Presentation

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Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .

Eradication of extreme & chronic poverty
Empowerment of women

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BISP, Presentation

  1. 1. 1 BISP BENAZIR INCOME SUPPORT PROGRAMME Government of Pakistan www.bisp.gov.pk
  2. 2. Vision, Mission & Objectives  Meeting the targets set by Millennium Development Goals:  Establishment of largest & transparent Social Safety Net .  Eradication of extreme & chronic poverty  Empowerment of women 2
  3. 3. Establishment-BISP 3 BISP (HQ) Islamabad Regional HQ Punjab Divisional Directorates (9) *Tehsil Offices (175) Regional HQ Sindh Divisional Directorates (7) Tehsil Offices (126) Regional HQ KPK/FATA Divisional Directorates (7) Tehsil Offices (117) Regional HQ Baluchistan Divisional Directorates (6) Tehsil Offices (82) Regional HQ AJK/Gilgit Baltistan Regional Directorates (6) Tehsil Offices (50) Regional Head Quarters 6 Divisional Directorates 35 Tehsil Offices 550 * Complaints redressing and monitoring offices, establishment under process.
  4. 4. BISP Initiatives 4
  5. 5. Cash Grants 5  To compensate marginalized and low income families.  Scientific Targeting based on POVERTY SCORECARD SURVEY.  Payment through Money Orders, Mobile Banking & Smart Card.  A cash grant of Rs.2,000/- every alternate month  Beneficiaries: 4 million families.   Total Cash Grant Disbursements: more than Rs.70 Billion  Target: 5 - 7 million families by June 2011.
  6. 6. Improved Targeting Poverty Scorecard Survey 6 First time ever in Pakistan, a Proxy Means Testing based POVERTY SCORECARD SURVEY is being conducted in the entire country to improve targeting and have an objective assessment of the poverty.
  7. 7. Poverty Scorecard Survey  Pilot phase of this survey was done in 16 districts from all over Pakistan.  Nationwide Survey has also been completed in Baluchistan, AJK, and Gilgit Baltistan. In total 60% of the country has been surveyed.  Data entry is simultaneously going on in NADRA.  Approximately 1 million families have already been identified in 38 districts whose data entry has been completed.  Nationwide Survey is planned to be completed by June 2011. 7
  8. 8. Payment Mechanisms 8 Transparency is the keystone of BISP’s functions. Initial mode of payment was through money orders. Now BISP is planning to modernize the payment mechanism by introducing technology based solutions through BENAZIR SMART CARDS / BRANCHLESS BANKING.
  9. 9. Payment Mechanisms  For cash grant payments, transition from manual payments (money orders ) to BENAZIR SMART CARD has started in selected districts (Mirpurkhas,Sanghar, Mianwali, and Multan). 9
  10. 10. Payment Mechanisms  Approximately 174,000 beneficiaries have already received BENAZIR SMART CARDS  Mobile Phone Banking has also been started in selected districts (Larkana, Layyah, Barkhan, and Batagram).  More than 32,000 mobile phones have already been distributed in pilot district free of cost. 10
  11. 11. Payment Mechanisms • Card to Phone 11
  12. 12. Payment Mechanisms • Card to Point of Sale 12
  13. 13. Waseela-e-Haq 13 1- Identification of business. 3- Necessary training required to execute the identified business. 2- Counseling regarding choice of business. 4- Monitoring and evaluation of business. * * Against already determined Objectively Verifiable Indicators (OVI’s) Long-term interest-free financial assistance of Rs.300,000, along with basic training & counseling, is given to randomly selected beneficiaries for small businesses.
  14. 14. Waseela-e-Haq: Salient Features 14  Offers long term interest free returnable financial assistance through computerized balloting to randomly selected beneficiaries.  Based on the premise that marginalized families have skills, which remain unutilized and untapped  Alternative to the conventional banking system, which rejects the poor classifying them non-creditable.  . Based on personal trust instead of any collateral.  So far more than 14000 families have been pre-qualified in 17 draws.
  15. 15. Waseela-e-Rozgar 15 Training Facility & Trainers Choice of Training Boarding and Lodging Training Expenses Beneficiary or her Nominee Demand driven, free of cost, technical & vocational training is offered to one individual per beneficiary family.
  16. 16. Waseela-e-Rozgar: Salient Features 16  Domestic as well as international markets’ demand has been ascertained through Ministry of Labour & Manpower  Certificate-based skills as well as in-house or product-based training  BISP, through partner organizations, is providing guidance & counseling to the trainee; vocational training facilities; and professional trainers  Duration of offered trainings is: 4 weeks, 3-6 months and one year  Trainings have already been started in Bannu and Karak districts
  17. 17. Waseela-e-Sehet 17 Designed to Improve access to health services and reducing income loss of the already marginalized due to health related expenditure PATIENT WITH BENAZIR HEALTH CARD BISP DESK IN EVERY DESIGNATED HOSPITAL BISP DESK POS TERMINAL REFERAL TO CONCERENED SECTION DISCHARGE INVOICE COMPUTERIZED DEDUCTION FROM THE ACCOUNT OF USER
  18. 18. Waseela-e-Sehet: Salient Features 18 First Phase  Life Insurance of Rs. 100,000 provided to the bread earner of the beneficiary’s family  Approximately 1 million beneficiary families have been provided life insurance Second Phase  Health and Accident insurance cover will be provided to all members of beneficiary's families  Maximum benefit cap of Rs.25000/- per family per year  Benazir Health Cards (Biometric cards ) will be issued to enrolled families
  19. 19. Emergency Relief Package 19 Addresses the urgent financial needs of the families affected by any emergency.
  20. 20. Emergency Relief Package  BISP reached flood affectees immediately due to availability of a current and extensive data base.  Financial assistance provided to:  Victims of 2010 Floods  IDPs of Swat, FATA and Bajur.  Civilian bomb blast victims.  Earthquake affected families in Baluchistan 20
  21. 21. Emergency Relief Package Area Nature of Emergency No. of Beneficiary Families Benefits Disbursed (in Rs) Benefits Disbursed (in $) All Over Pakistan Floods of 2010 978,888 4.6 B 54 M Swat/Malakan d IDPs 318,126 3.82 B 45 M FATA/Bajur IDPs 3965 28 M 0.3 M All over Pakistan Bomb blasts 1500 17 M 0.2 M Baluchistan Earthquake 3729 71 M 0.8 M 21 Following disbursements have been made to the families affected by emergency.
  22. 22. Separation of Functions 22 To further ensure transparency BISP has adopted following separation of functions:
  23. 23. 23 Following initiatives have been taken for the first time in the history of Pakistan: Technology Based Transparency Targeting Verification Payments Grievance Redressal PMT based Poverty Scorecard Survey using GPS. Through State of the Art NADRA Database. Smart Card/ Mobile Banking/ Branchless Banking. Solutions based management information system.
  24. 24. Donor’s Support 24 Due to the transparency, objectivity and efficacy of the programme international financial institutions and donor agencies have shown full trust in BISP. Major donors of BISP are:  World Bank funded Social Safety Net Technical Assistance worth (US$ 60 million)  USAID support for cash grants – US$ 160 million  Asian Development Bank support for cash grants – US$ 150 million
  25. 25. Chairperson BISP Ms. Farzana Raja on SAARC Conference • Chairperson BISP Ms. Farzana Raja on SAARC Conference April 18, 2011 25
  26. 26. 26
  27. 27. Meeting with US Coordinator • Meeting with US Coordinator Ms. Robin Raphel at BISP Secretariat May 04, 2011 27
  28. 28. Press Conference at BISP Secretariat • Press Conference at BISP Secretariat April 26, 2011 28
  29. 29. 29
  30. 30. Meeting with Swedish Ambassador • Meeting with Swedish Ambassador. April 26, 2011 30
  31. 31. Vocational Training under Waseela-e-Rozgar • BISP Provides Demand Driven Vocational Training under Waseela-e-Rozgar April 20 2011 31
  32. 32. Chairperson BISP at National Press Club Islamabad • Chairperson BISP at National Press Club Islamabad April 17, 2011 32
  33. 33. High Level Pakistan Post Delegation at BISP Secretariat • High Level Pakistan Post Delegation Headed by Sardar Muhammad Umer Gorgaje, Federal Minister for Postal Services March 28, 2011 33
  34. 34. Visit to Kacha Garhi Camp Visit to Kacha Garhi Camp near Peshawer and launching of Benazir Smart Card 34
  35. 35. Launching of Benazir Income Support Programme at Sindh • Launching of Benazir Income Support Programme at different locations of Sindh 35
  36. 36. Meeting with Ambassador of Pakistan to UN • Meeting with H.E. Mr. Hussain Haroon Ambassador of Pakistan to UN June 24, 2009 36
  37. 37. Function for IDP's held at the President House. 37
  38. 38. Waseela-e-Haq Sixth Draw • Waseela-e-Haq(The Right Source) Ceremony Sixth Draw April 04, 2010 at Naudero,Sindh. 38
  39. 39. Waseela-e-Haq Fourth Draw • Waseela-e-Haq(The Right Source) Ceremony Fourth Draw January 19, 2010 at Governer House Punjab. 39
  40. 40. Waseela-e-Haq Third Draw • Waseela-e-Haq(The Right Source) Ceremony Third Draw December 10, 2009 at President House Islamabad 40
  41. 41. Inauguration of Complaint Centre Rawalpindi • Chairperson's Inauguration of Complaint Centre Rawalpindi on Wednesday 19th May 2010. 41
  42. 42. Ceremony of Waseela-e-Haq (The Right Source) • Ceremony at Naudero April 03, 2011 42
  43. 43. Ceremony of Waseela-e-Haq Programme • Ceremony of Cheques distribution among BISP beneficiaries under Waseela-e-Haq Programme in Governor House Lahore March 24, 2011 43
  44. 44. Launching of Mobile Phone Banking • Launching of Mobile Phone Banking - December 26, 2010 44
  45. 45. 45 Benazir Income Support Programme BISP MEDIA WING:11112010 www.bisp.gov.pk

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