Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Report on comparative analysis of banks

16,347 views

Published on

  • Be the first to comment

Report on comparative analysis of banks

  1. 1. PROTON business school<br />A Report On Comparative Analysis Of Banks<br />Mahakdhoot<br />Kanter hall <br />03b017<br />
  2. 2. Axis bank – Y.N road<br />HDFC bank – South Tukoganj<br />State bank of Patiala – UshaNagar<br />
  3. 3.
  4. 4. Accounts <br />
  5. 5. <ul><li> Zero Balance Savings Account
  6. 6. Krishi Savings Account
  7. 7. Easy Access Savings Account
  8. 8. Azaadi - No Frills
  9. 9. Prime Savings Account
  10. 10. Senior Citizen's Account
  11. 11. Women's Savings Account
  12. 12. Demat Account
  13. 13. Corporate Salary Account
  14. 14. Trust/NGO Savings Account
  15. 15. Power Salute
  16. 16. Pension Savings Account
  17. 17. Demat Account
  18. 18. Saving account
  19. 19. Current account
  20. 20. Pension Savings Account
  21. 21. Family saving
  22. 22. Kisan club saving
  23. 23. Flexi current
  24. 24. RFC domestic
  25. 25. apex current account
  26. 26. Kisan no frills saving
  27. 27. Senior citizen saving
  28. 28. Retail trust saving
  29. 29. Defence saving account
  30. 30. No frill saving account
  31. 31. Trade current account
  32. 32. Saving max
  33. 33. Kids advantage
  34. 34. Demat Account
  35. 35. Saving account
  36. 36. Current account
  37. 37. Pension Savings Account
  38. 38. Star account
  39. 39. No frills saving account
  40. 40. Money multiplier </li></li></ul><li>
  41. 41. Deposits <br />
  42. 42. <ul><li>Fixed Deposit
  43. 43. Recurring Deposit
  44. 44. Encash 24
  45. 45. Tax Saver Fixed Deposit
  46. 46. Fixed Deposit
  47. 47. Recurring Deposit
  48. 48. Safe deposit locker
  49. 49. 5 year tax saving
  50. 50. Fixed Deposit
  51. 51. Recurring Deposit
  52. 52. Deposit locker
  53. 53. Tax saving term </li></ul> deposit <br />
  54. 54. Cards <br />
  55. 55. <ul><li>Credit Cards
  56. 56. Debit Card
  57. 57. Prepaid Cards
  58. 58. Credit Cards
  59. 59. Debit Card
  60. 60. Prepaid Cards
  61. 61. Credit cards</li></li></ul><li>
  62. 62. <ul><li>Home Loan
  63. 63. Car Loan
  64. 64. Personal Loan
  65. 65. Loan Against Shares
  66. 66. Loan Against Property
  67. 67. Loan Against Security
  68. 68. Study Loan
  69. 69. Consumer Loan
  70. 70. Home Loan
  71. 71. New Car Loan
  72. 72. Personal Loan
  73. 73. Two wheeler loan
  74. 74. Used car loan
  75. 75. Loan Against Property
  76. 76. Loan Against Security
  77. 77. Gold loan
  78. 78. Smart draft
  79. 79. Education loan
  80. 80. Tractor loan
  81. 81. Home Loan
  82. 82. Car Loan
  83. 83. Two wheeler loan
  84. 84. Personal Loan
  85. 85. Loan Against pensioners
  86. 86. Loan Against gold ornaments
  87. 87. Loan Against RBI relief bonds
  88. 88. Education Loan
  89. 89. Loan against term deposit
  90. 90. Loan against property</li></li></ul><li>Investments <br />
  91. 91. <ul><li>Mohur Gold
  92. 92. Online Trading
  93. 93. Mutual Funds
  94. 94. Demat Account
  95. 95. KalBhi, AajBhi
  96. 96. Mdura Gold bar
  97. 97. IPO application through ASBA
  98. 98. Mutual Funds
  99. 99. Demat Account
  100. 100. Equity and derivatives
  101. 101. Bonds
  102. 102. Tax planning
  103. 103. Knowledge center
  104. 104. Mutual Funds
  105. 105. Demat Account</li></li></ul><li>Insurance<br />
  106. 106. <ul><li> Safe Guard
  107. 107. Safe Home
  108. 108. Family Health
  109. 109. Safe Home plus
  110. 110. Sliver Health
  111. 111. Motor Insurance
  112. 112. Jewellery Insurance
  113. 113. Travel Companion
  114. 114. Critical Illness
  115. 115. Life Insurance Products
  116. 116. Business Advantage
  117. 117. 5 for Life
  118. 118. Home
  119. 119. Travel
  120. 120. Personal Vehicle
  121. 121. Health
  122. 122. Commercial vehicle
  123. 123. Traditional plans
  124. 124. Unit linked plans
  125. 125. Sbi Life – SubhNivesh
  126. 126. Sbi Life – MahaAnand
  127. 127. Sbi Life – Smart ULIP
  128. 128. Sbi Life – group criti9</li></li></ul><li>Payments <br />
  129. 129. <ul><li>Bill Pay
  130. 130. Tax e-Payments
  131. 131. Electronic Clearing Service
  132. 132. Direct Tax Payments
  133. 133. Pension Disbursement
  134. 134. Bill Pay
  135. 135. (VBV)MasterCard SecureCode
  136. 136. Netsafe
  137. 137. RTGS Funds Transfer
  138. 138. Online Payment of Direct Tax
  139. 139. Visa Money Transfer
  140. 140. Instapay
  141. 141. Bill Pay
  142. 142. Tax e-Payments
  143. 143. Electronic Clearing Service
  144. 144. Direct Tax Payment
  145. 145. High value clearing services</li></li></ul><li>Other services<br />
  146. 146. <ul><li> Mobile Refill
  147. 147. Lockers
  148. 148. E-Statement
  149. 149. Online Shopping
  150. 150. IPO Smart
  151. 151. branch network
  152. 152. Atms
  153. 153. Net banking
  154. 154. Mobile Refill
  155. 155. Lockers
  156. 156. E-Statement
  157. 157. Online Shopping
  158. 158. Religious offerings
  159. 159. Donate to charity
  160. 160. Branch network
  161. 161. Atms
  162. 162. Net banking
  163. 163. Atms
  164. 164. Net banking</li></li></ul><li>
  165. 165. Accounts <br />
  166. 166. <ul><li> NRE Saving account
  167. 167. NRO Saving account
  168. 168. NRE Current account
  169. 169. NRO Current account
  170. 170. Super Saver account
  171. 171. Sweep in account
  172. 172. RFC Saving account
  173. 173. NRE Saving account
  174. 174. NRO Saving account
  175. 175. NRE Current account
  176. 176. NRO Current account
  177. 177. Super Saver account
  178. 178. Sweep in account
  179. 179. RFC Saving account
  180. 180. NRE Saving account
  181. 181. NRO Saving account
  182. 182. NRE Current account
  183. 183. NRO Current account
  184. 184. Super Saver account
  185. 185. Sweep in account
  186. 186. RFC Saving account</li></li></ul><li>Deposits <br />
  187. 187. <ul><li>NRE Rupee Deposit
  188. 188. FCNR Deposit
  189. 189. NRO Rupee Deposit
  190. 190. RFC Term Deposit
  191. 191. NRE Fixed Deposit
  192. 192. NRO Fixed Deposit
  193. 193. RFC Fixed Deposit
  194. 194. FCNR Deposit
  195. 195. FCNR Deposit
  196. 196. NRE Fixed Deposit
  197. 197. NRO Fixed Deposit</li></li></ul><li>Remittances<br />
  198. 198. <ul><li>AxisRemit
  199. 199. Partner Banks
  200. 200. SWIFT
  201. 201. Exchange House Tie-</li></ul> ups<br /><ul><li>Quickremitt
  202. 202. Indialink
  203. 203. cheque Lockbox
  204. 204. Telegraphic / Wire </li></ul> Transfer<br /><ul><li> Funds Transfer through </li></ul>Cheques / DDs / TCs<br /><ul><li> SBI Express Remitt
  205. 205. Rapid Remittance
  206. 206. SWIFT</li></li></ul><li>
  207. 207. The key objective of CIBIL system is generation of credit information file as per RBI Guidelines. <br />Salient Features:-<br />Credit information of corporate and individual consumers from regional branches is consolidated at Delhi Branch.<br />Facility of uploading of Credit information as well as manual entry by users<br />Credit information file generation as per the RBI guidelines<br />Validations on segments like Borrower, Relationship, Credit facility, Guarantor etc as per RBI guidelines.<br />
  208. 208.
  209. 209. Kyc Norms <br />
  210. 210. KYC (KNOW YOUR CUSTOMER)<br /> The Reserve Bank of India (RBI) has advised banks to follow a 'KYC guidelines', where in certain personal information of the account-opening prospect or the customer is obtained. The objective of doing so is to enable the Bank to have positive identification of its customers. This is also in the interest of customers to safeguard their hard earned money.<br /> The KYC guidelines of RBI mandate banks to collect three proofs from their customers. They are<br />1. Photograph<br />2. Proof of identity<br />3. Proof of address<br />
  211. 211. When does KYC apply?<br />KYC will be carried out at the following stages:<br /><ul><li>Opening a new account
  212. 212. In respect of accounts where documents as per current KYC standards have not been submitted while opening the initial account
  213. 213. Opening a Locker Facility where these documents are not available with the Bank for all the Locker facility holders
  214. 214. When the Bank feels it necessary to obtain additional information from existing customers based on conduct of account
  215. 215. When there are changes to signatories, mandate holders, beneficial owners etc.
  216. 216. For non-account holders approaching the Bank for high</li></ul> value one-off transactions like Drafts, Remittances etc.<br />

×