Review & Q&A
Established in 2007
Founders Have 50+ Years of Combined Payment Industry Experience
Leading Provider of Innovative Electronic Payment Systems & Solutions
Serving 5000+ Clients Offering Both Acquiring & Issuing Services
Powerful & Reputable Banking Industry Partners
Payroll Delivery Expertise
Flexible & Customizable Turnkey Payroll Solutions
Our Bank Sponsor
Strong and stable financial partner, FCB is ranked as one of the Top 10 Issuers in
USA for stored value cards, including MasterCard, Visa and Discover.
FIS delivers the most comprehensive range of solutions for the broadest range of
financial markets and holds leadership positions in payment processing and banking
Our Card Fulfillment Partner
State-of-the-art and progressive global fulfillment partner, CPI provides powerful
supportive infrastructure and award-winning customer service.
Pioneer and innovator of the payments industry since 1966, MasterCard Worldwide
has demonstrated a commitment to making commerce faster, more secure and more
convenient - offering consumers credit, debit and flexible prepaid solutions.
Payroll Card Overview
Targets “Unbanked” Employees
Allow Companies to attain 100% Direct Deposit participation.
No cost to Company
Employees have Free Access to their wages with no monthly fees.
Reg E Compliant; State by State Compliant
Notables using payroll cards:
$2.00 per paper check cost vs $0.35 Direct Deposit - APA
Lost/Stolen checks; Special Disbursements
Payroll Check Fraud
Data suggests Increased Employee Satisfaction & Retention
CardFlex handles Cardholder Support:
Eliminates Check Cashing fees
Saves time spent cashing checks & paying bills.
Zero liability protection
Education – Learning the Financial System
No Overdrafts / ChexSystems reporting
Ability to Shop Online & Places not previously available.
Support & Service
Marketing Materials to Enroll and Educate Employees
Written Implement Plan designed around the Company Culture
Post Deployment Support:
Comprehensive Follow Up & Adjustments
Ongoing Employee Education
Corporate Level Reporting & Involvement
We Build Loyalty!
Our Customized Payroll Card Solution offer a powerful selection of coordinated &
integrated tools & services to save your company time, money and provide better
service to your employees.
Powerful Workflow Manager
Reporting by Location, State,
• Robust Analytics Engine
Online Bill Pay
Text and Email Alerts
Electronic Pay Stub Delivery
• Non-Personalized Cards
available On-Site for new
employees and emergency
• Instant Activation and
Define Success for Each Client
ATM (In Network)*
Store Cash Back
Transfer to Bank
ATM Balance Inquiry
Other fees may apply, see terms and conditions for details.
*$2.50 Out of Network
**$2 for Live Agent Balance Inquiry, DepositVerification
Direct 1-866-634-3044 #1209 Cell 949-285-3224