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This slides reflect the problems of a SaaS product (in our case a platform used by others) regarding payment gatewatys. It trains to explain how payment gateways work and the problems they have. All of it focused on the european and spanish situation.
Finally it's the first mention of Payout, the programmer-friendly payment gateway we are trying to build.
The video (spanish) of the talk can be found here: http://vimeo.com/43974768