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Obamacare causes delay for health insurance authorization. This is an example of why you want to find an individual plan and avoid Obamacare. Visit www.AIADirectQuote.com to find affordable alternatives and get the care you are in need of.
According to Associated Press and other reports people are not sure they are covered, despite their continued efforts to enroll at the Obamacare website. On the first day of 2014 the rollout of the Affordable Care Act still had major issues with the often complicated website.
Certainly there are some pluses as consumers can no longer be denied coverage, if they are in poor health. Insurance plans must offer a minimum level of essential benefits, and care such as flu shots and mammograms will be fully covered without cost to patients.
However the early problems with the website caused millions of people to delay until last week to sign up and as a result the insurer carriers are still processing all the enrollment forms.
It has been reported that a patient in the Chicago area scheduled for surgery by a Dr. John Venetos almost was unable to have the surgery due to a 2 hour wait on hold by the doctor's administrative assistant. All the assistant was wanting is authorization to proceed with the surgery. Thank God the doctor decided to operate without the routine go-ahead. Trying to get an answer about whether the patient needed prior authorization for the surgery. The office manager finally gave up.
“I’m not a happy camper,” said Nate Zajcew, the patient’s husband. The couple signed up for a Blue Cross Blue Shield bronze plan through the federal HealthCare.gov site on Dec. 16. “I understand it’s just a matter of paperwork and yesterday was a holiday. I can be an SOB, too, at times, but since they’re going on with the procedure, it’s OK.
On Fox News Venetos, a Chicago digestive system specialist, described “tremendous uncertainty and anxiety” among patients calling his office recently. Some thought they’d signed up for coverage but hadn’t received insurance cards yet. Others had insurance policies that were canceled and weren’t sure if their coverage had been reinstated after Gov. Pat Quinn decided to allow one-year extensions of canceled plans.
Venetos said he has decided to take a risk and provide care for these patients, at least until there’s less confusion about coverage.
“We feel it’s the right thing to do,” Venetos said. “We may end up stuck holding the bag and not getting paid on these claims.”
In the southern Illinois city of Benton, 61-year-old Nancy Pace spent part of New Year’s Day calling Blue Cross Blue Shield to make certain she and her husband were covered by the silver plan they chose on the troubled federal insurance website. “When you get to where it says ‘Pay for your policy,’ well, that button doesn’t work,” Pace said.
Calling the insurance company worked: Pace paid and got her member number over the phone.