Youth-at-risk now at college are FICO score deficient<br />
 P2P lending<br />Co-sign loans<br />Financial literacy   that is preachy<br />CARD Act semi-backfired<br />
 Need $100 to    prime the pump<br />$100 line +<br /> CARD ACT compliant<br />No other financial commitment<br />
College students are helpingcollege students (but only at rich schools)<br />
These undergrads are under“Deep UndergroundCredit Knowledge”<br />or<br />Duck9<br />
<ul><li> 17-year foundation in credit    card analysis industry
 Provides decision-making   for credit card banks that    sell credit cards to   college students
 Evaluated over 30 million   college students in    1,200+ schools</li></li></ul><li><ul><li> Provides deep underground   ...
 Sends text reminders to   college students to hack   credit score (using a 5-digit   short code service)
 Sends reminders to manipulate   FICO score to 750</li></ul>Don’tforget<br />
<ul><li> Connects with the real world
Holds contests, roping    contestants into doing    something educational
Hones unit economics</li></ul>7  5  5<br />
?<br />?<br />?<br />
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Larry_Chiang_What_A_Super_Model_Can_Teach_a_TED_Attendee

  1. 1.
  2. 2. Youth-at-risk now at college are FICO score deficient<br />
  3. 3. P2P lending<br />Co-sign loans<br />Financial literacy that is preachy<br />CARD Act semi-backfired<br />
  4. 4. Need $100 to prime the pump<br />$100 line +<br /> CARD ACT compliant<br />No other financial commitment<br />
  5. 5. College students are helpingcollege students (but only at rich schools)<br />
  6. 6. These undergrads are under“Deep UndergroundCredit Knowledge”<br />or<br />Duck9<br />
  7. 7. <ul><li> 17-year foundation in credit card analysis industry
  8. 8. Provides decision-making for credit card banks that sell credit cards to college students
  9. 9. Evaluated over 30 million college students in 1,200+ schools</li></li></ul><li><ul><li> Provides deep underground credit knowledge
  10. 10. Sends text reminders to college students to hack credit score (using a 5-digit short code service)
  11. 11. Sends reminders to manipulate FICO score to 750</li></ul>Don’tforget<br />
  12. 12. <ul><li> Connects with the real world
  13. 13. Holds contests, roping contestants into doing something educational
  14. 14. Hones unit economics</li></ul>7 5 5<br />
  15. 15.
  16. 16. ?<br />?<br />?<br />
  17. 17.
  18. 18. Come tothe WestinandRSVP<br />at<br />Duck9.com/TED<br />
  19. 19. 11-11-2011,is Larry Chiang Day:11-11-11 11:11 PMis good for creditbecause 1s aregood for credit9s are bad<br />Duck the 9s = Duck9<br />
  20. 20. Larry Chiang<br />Chiang9@Duck9.com<br />
  21. 21. RSVP<br />via text<br />OR<br />Visiting<br />Duck9.com/TED<br />

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