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Online Payment Intergrations -Joomla Day Kenya

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Online Payment Intergrations -Joomla Day Kenya

  1. 1. Joomla Day Kenya 2014 Online Payment Integration
  2. 2. Laban Ndwaru Web and Mobile Software Developer Msc Student, MTI, Strathmore University www.labanish.me.ke
  3. 3. Payment Gateway ● A service used to process credit card transactions for the online customers ● These gateways enhance e-commerce ● Some of these gateways requires the user to have a merchant account ● They offer a transaction fee ranging from 2.5% to 5% based on the payment method and the volume of transactions
  4. 4. Why Online Payment Integration? ● Online Shopping ● Pay for Utility bills ● Make Donations
  5. 5. Payment Process System
  6. 6. Local Online Payment Gateways
  7. 7. Integration Prerequisites ● Joomla Extension- This can be any Joomla ecommerce component.
  8. 8. Integration Prerequisites ● API reference- This code enables you to link to the merchant website to the online gateway service provider. ● Enables you to monitor the state of transaction through IPN (Instant Payment Notifications)
  9. 9. Integration Prerequisites ● OAuth -this enhances the security of the gateway integration.Prevents interference once a payment request is sent to the gateway. ● Mostly uses; ○ Consumer Key
  10. 10. Integration Prerequisites ● Others-o Post pay redirection page to your customers.
  11. 11. Online Payment Integration-Security ● SSL- Secured Socket Layer, ensure you are using this protocol - enables encrypted, authenticated communication across the internet. ● Make sure the payment gateway is verified.
  12. 12. Future Contingencies ● Mobile Money Integration ● 3-D secure verification to the credit cards- Avoid manual checks. ● Develop quality websites which provide more reliable, user-friendly online payment services.-this will enhance customers confidence.
  13. 13. Resources ● http://www.joomla.org/ ● https://paysure.co.ke ● https://www.jambopay.com ● http://www.ipay.com ● http://developer.pesapal.com ● http://kopokopo.com/ ● http://en.wikipedia.org
  14. 14. Thank you Laban Ndwaru. @labanish www.labanish.me.ke laban.ndwaru@strathmore.edu

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