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Health: to insure or to ensure? Welcome in the new normal

Slideset about health and how it affects our culture. With the increasing pace of change, new business models emerge. They're supported by new technological evolutions (healthtech), enabling new companies to challenge incumbent insurance companies.

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Health: to insure or to ensure?
Welcome in “the new normal”
Hi, I’m @IthronKoen
Share your thoughts on Twitter 
Agenda
Maatschappij 2
1. The new normal
2. Speed of change
3. Speed of aging
4. Culture of health
5. New business models
6. HealthTech
7. Conclusion
3
Health: to insure or to ensure? Welcome in the new normal
If we could tell people the brain is an app,
maybe they’ll start using it.
Toolbox of the healthcare professional

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Health: to insure or to ensure? Welcome in the new normal

  • 1. Health: to insure or to ensure? Welcome in “the new normal” Hi, I’m @IthronKoen Share your thoughts on Twitter 
  • 2. Agenda Maatschappij 2 1. The new normal 2. Speed of change 3. Speed of aging 4. Culture of health 5. New business models 6. HealthTech 7. Conclusion
  • 3. 3
  • 5. If we could tell people the brain is an app, maybe they’ll start using it.
  • 6. Toolbox of the healthcare professional
  • 7. (Medical) data : store, use, secure
  • 8. Welcome @ “the new normal”! Maatschappij 8
  • 9. Digital is new Digital is normal The new normal © Peter Hinssen
  • 12. 12
  • 13. 13 1957 : 13 man hold 1 computer
  • 14. 14 2017 : 1 man holds 13 computers
  • 17. Linearity & Amara’s Law 3 Maatschappij 17
  • 18. If you fold a sheet of paper 50 times, how thick is your paper? Maatschappij 18 Q:
  • 19. Approximately 100 million kilometers Maatschappij 19 A: "Since one sheet of typical paper has a thickness of about 0.1 millimeter, folding it 50 times would produce a height of 1.13x10^(11) meters (about 100 million kilometers), and folding one more time would make the stack higher than the distance between the Earth and Sun."
  • 20. Amara’s Law Maatschappij 20 Concerning the impact of technological changes, we tend to - Overestimate on the short term; - Underestimate on the long term.
  • 21. 21
  • 23. For example… Artificial Intelligence (AI)
  • 26. 26/08/2016 AI beats tactical experts in air combat simulation using a $........ computer. 35$
  • 27. 27
  • 28. Evolution everywhere… But not in insurance? A quiz! Maatschappij 28  How many cars in Italy are driving with telematics and a Generali car insurance?  In Portugal, you can buy and administrate your health policy from Médis on which device?  Who is GAFAA? Why do you need to know?
  • 34. We ensure victory How to insure victory? Do we ensure or insure this Survival Game?
  • 41. Changes in lifestyle = changes in actual behaviour. Changes in actual behaviour = cultural change. Living longer is changing our culture.
  • 44. ANY U.S. Department of Health & Human Services
  • 52. Companies need to examine their value chains and throw away assumptions about the way things are done. By reinventing business models we can dramatically reduce costs and greatly improve care.
  • 53. 5 Alternative business models 1. Upper class (= New health innovator) 2. Simplicity (= Lean innovators) 3. Diversification (= Value innovator) 4. Human touch (= Around-the-patient innovator) 5. Rewards (= Value innovator)
  • 54. First class medical tourism: Offering patients access to world renowned physicians, top level surgical care and the most luxurious hospitality accommodations.
  • 55. Our goal is to disrupt the current bureaucracy that healthcare has become world-wide and put control back in the hands of the patient. MedBridge President & CEO David Odell
  • 56. Health Insurance for how you live today. Fast, digital, connected, mobile.
  • 58. On demand insurance, Ready for the sharing economy
  • 59. SmileDirectClub – 70% reduction in costs
  • 60. Diversify the business, unify the approach : Why only sell medicine if you can focus 110% on health?
  • 63. The H2H model : Intensify human contact, make no difference between them
  • 68. Data ?? “Why is digitisation of healthcare systems lagging behind other industries so much? It could be the wrong business model. Healthcare, analysts say, should leverage its most valuable asset, data, to make eHealth ends meet.” – McKisney, eHealthWeek Malta, 11/05/2017 "Healthcare consumerism will boost models such as crowdsourcing and mass customization, enable price transparency, and provide companies with more flexibility by lowering inventory carrying cost. These models also promote the culture of open innovation, enabling data collection on customer preferences, which will lead to optimized new product developments.” – Frost & Sullivan, 10/2016
  • 70. HealthTech - 2017 trends Maatschappij 70  Telehealth (sharing health information via mobile health applications and engaging in video chats with their physicians)  Consumer facing technologies (There’s an app for that)  Electronic Health Records (And exchange of data between such records)  Big Data solutions to analyse populations (Mainly aiming for a correct (lower?) pricing)
  • 71. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 75. 75
  • 76. 76
  • 77. Steep decline in sales of “trackers” A health tech device monitors - glucose, - blood pressure, - ECG, - BMI, - and much more… This is no longer “boys and their toys”. But usually an Apple Watch.
  • 78. Professional devices with professional apps
  • 79. Remote monitoring technology boosting • better patient engagement • reducing hospital readmission rates. It’s a win-win situation in healthcare.
  • 80. The remote control of your life Stethoscope Ultrasound Oral Cancer Scanner
  • 81. Tech 4 Health : early collaboration Propellerhead & Novartis : COPD Moodivator & GSK
  • 82. Smart lenses • Pressure on eyeball 24/7 (glaucoma) • Monitor diabetics. It’s a win-win situation in healthcare. FDA approved “Triggerfish” from Sensimed Google & Novartis
  • 84. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 85. Let’s get connected!! At home, at the hospital, everywhere
  • 86. The Sentinel Effect: people perform better when encouraged (68% claims it helps to share on Facebook) The Hawthorne Effect: behaviour changes when someone is or could be monitoring
  • 88. “Some 84 percent of adults believe that tracking their own health data, and sharing it with a health care professional between visits, would help better manage their health.” Society of Participatory Medicine
  • 91. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 93. Gütenberg moment for medicine Smartphone + Mobile internet = - test results from ex. one drop of blood, - monitor your vital signs both day and night, - use an artificially intelligent algorithm to receive a diagnosis without seeing a doctor, - at a small fraction of the cost imposed by our modern healthcare system.
  • 95. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 99. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 100. Robots help people with dementia.
  • 101. Living with Alice (Artificial Linguistic internet Computer Entity)
  • 102. Do you choose “the doc” or “the bot”? Who do you trust?
  • 103. The remote-controlled Da Vinci robot surgeon performs surgery
  • 104. Doctor controls his robot surgeon on a 3D image of the patient.
  • 106. Smart robots will do surgery in space… without a doctor.
  • 107. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Telemedicine • Artificial intelligence • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 108. 700 BC : Egyptian toe prosthesis made of wood / linen.
  • 109. Open Bionics – a crowdfunding project.
  • 111. Zurich, 8th October 2016 ; www.cybathlon.com 111
  • 112. Next one : 2020 112
  • 113. Sensitive bionic carbon prosthesis 113
  • 114. 2010 2020 2030 2040 2050 #2026 #2028 ROBOTIC HANDS Is this healthcare or cyberrisk?
  • 115. • Connected world • Cooltech/Fashiontech • Healthtech • Connected healthcare • Artificial intelligence • Telemedicine • Robotics • An extra hand • A hand extra • Random weird health stuff
  • 116. That day on Omegle… “Show me more skin!” “Sure, a second :)”
  • 117. Stemcells & 3D printing
  • 118. JenAge discovered 30 genes determining life expectancy. To live as long as possible as healthy as possible
  • 119. Aim… 2030. Already done: brain of a rat (100,000,000$)
  • 120. 10/05/2016 : trial approved to reverse “brain death as noted in clinical examination or EEG” with stem cells & nerve stimulation
  • 122. We’re more pro-active with our car than with our health. But for how long?
  • 123. The cost of medical treatment becomes difficult to estimate. Isn’t it easier to prevent?
  • 124. None of the things you saw, is future tech. It’s already happening. Will healthcare become part of the IT business?
  • 125. Our world, culture and healthcare are changing fast(er). Are we fit enough to embrace the new paradigms?
  • 126. Despite all the technologial evolutions…
  • 127. • The world is changing fast(er) • Our culture adapts to longevity • There is only digital • Everything is connected • “New” insurers ensure health • Future care is remote & value based • We remain social beings
  • 129. Hi! Did you enjoy the slides? I raise funds (BTC) to support improving the daily lives of people with cystic fibrosis, like my son. I invite you to open your heart and your BTC wallet, please scan the QR code. Or use 1JmSPfvJ751BYi7TVD8xXqWzPpGXqrW9Fj as recipient. Proceeds go to Muco vzw (www.muco.be) Thank you for your support and appreciation. More info, questions or remarks? Koen.Vingerhoets@telenet.be Twitter : @IthronKoen