Kristin Simmer Portfolio


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Kristin Simmer Portfolio

  2. 2. g R RANDOLPH GROUP > printing > signs > banners > digital services Tel: 802.237.8200 495 Main Street • Bridgewater, New Jersey 08802 Mobile: 802.995.1800 Fax: 802.235.8201
  3. 3. WHY I BANK WITH blueharbor... MORE MONEY 4.00% APY* Neon Blue Checking 2.50% APY** Blue Ultra Money Market What are you earning at your bank? MORE PERSONAL 82% of our customers say their blueharbor bank relationship exceeds that of their other bank relationships 87% are net promoters and refer their friends, family and colleagues to blueharbor bank MORE LOCAL Serving the Lake Norman region as your home town bank ha rbo rba m Mooresville Branch Huntersville Branch Located at Morrison Plantation Located at Gilead Commons 106 Corporate Park Drive 104 North Statesville Road 704-662-7700 704-990-7200 Neon Blue Disclosures: *$100 minimum deposit. Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based on customer transactions and fees may reduce earnings. Interest compounded daily and credited to account monthly. Annual Percentage Yield (APY) on daily collected balances up to $30,000 will be 4.00% APY if these qualifiers are met: Receive monthly account statement electronically by online banking and enroll in online banking with bill pay. At least one bill payment transaction must be processed per statement cycle. Make at least 15 point of sale transactions per monthly statement period (ATM transactions excluded). Receive a direct deposit or automatic debit transaction to or from the account at least once per statement cycle. If qualifiers are met, for daily collected balances in excess of $30,000 interest will be paid on a split rate system. On daily collected balances in excess of $30,000, the APY will be 2.00%. If qualifiers are not met for the current statement cycle, an APY of 1.00% will be paid on the entire balance. APY is accurate as of December 18, 2008. The interest rate is variable, may change after the account is opened, and may change without notice. Money Market Disclosures: *$1,000 Minimum deposit to open and $5,000 Average Daily balance required to avoid monthly maintenance fees. Annual Percentage Yield (APY) earned are tiered based on average daily balance per statement cycle. The 2.50% APY quoted is based on balances $250,000 and greater. APY’s range from 2.00% to 2.50%, please consult our Web site under “current rates” at for details. You are limited to six (6) pre-authorized electronic fund transfers, checks, online banking payments, and online banking transfers per month. Of these six (6) transactions, you are limited to only three (3) transactions by check per month. We charge a $10.00 fee for each transaction in excess of these limits.
  4. 4. Being a homeless child is no way to live or to learn. Collaborating with the community and Charlotte-Mecklenburg Schools since 1989, A Child’s Place has developed a nationally recognized program of educational support and advocacy services for the children of families who are homeless or at risk of becoming homeless. Thank you for helping us help them. For more information, please call 704/343-3790 or visit This ad is generously underwritten by Integra Staffing.
  5. 5. Results are what count. (need we say more?) The Business Journal has been an incredible resource and gives me direct access to my target market. At a listing appointment recently, the client laid my Business Journal ad on the table and said, “This is why I called you.” That ad led to a million-plus home listing. The Business Journal is the first place we went to promote our new residential real estate company and the response has been tremendous. It continues to be our main source for advertising.” Patty Hendrix, Owner/Broker HM Properties 704.552.9292 l