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The future of SME finance - business as usual?

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Presentation at FinTech50 panel discussion on Future of SME finance

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The future of SME finance - business as usual?

  1. 1. @kleverlaan | Crowdfunding strategy | Alternative Finance expert, author, strategic advisor The Future of SME Finance - Business as usual?
  2. 2. Alternative Finance in Europe 3 billion in 2014 (146% yearly growth) -> 7 billion in 2015 @kleverlaan | Crowdfunding strategy
  3. 3. Alternative Finance in Europe UK leading - 2nd NL, FR, DE, SE @kleverlaan | Crowdfunding strategy
  4. 4. ! Peer-to-peer consumer lending Personal loans from a group of anonymous investors ! Peer-to-peer business lending Business loans from a group of anonymous investors ! Crowdfunding Community funding (+ marketing & market research) Alternative Finance @kleverlaan | Crowdfunding strategy
  5. 5. Peer-to-peer consumer lending @kleverlaan | Crowdfunding strategy
  6. 6. LendingClub (2006) First SEC regulated peer-to-peer lending company @kleverlaan | Crowdfunding strategy
  7. 7. LendingClub (2006) $8 billion in loans issued @kleverlaan | Crowdfunding strategy
  8. 8. Fund Google to finance partners Max $600K loan though LendingClub for all 10.000 partners @kleverlaan | Crowdfunding strategy
  9. 9. Fund Alibaba to finance customers $5-300K loan for sales on Alibaba.com @kleverlaan | Crowdfunding strategy
  10. 10. BancAlliance + CitiGroup ($150M) Co-branding to provide personal loans @kleverlaan | Crowdfunding strategy
  11. 11. Peer-to-peer business lending @kleverlaan | Crowdfunding strategy
  12. 12. @kleverlaan | Crowdfunding strategy Funding Circle (UK) Peer-to-business lending company (£603 million)
  13. 13. Crowdfunding Finance and more from donors, investors and clients @kleverlaan | Crowdfunding strategy
  14. 14. ! Crowdfunding more than money sales marketing market research community building access to additional finance @kleverlaan | Crowdfunding strategy
  15. 15. Market research 18.000 subscribers - 1 million euro (pre-sales) @kleverlaan | Crowdfunding strategy
  16. 16. Pebble $10 million pre-sales (2012) @kleverlaan | Crowdfunding strategy
  17. 17. Pebble >$20 million second version (2015) @kleverlaan | Crowdfunding strategy
  18. 18. Community building 560K by 481 investors @kleverlaan | Crowdfunding strategy
  19. 19. Community building 1000 local citizens invest 2-3 million in wind farm @kleverlaan | Crowdfunding strategy
  20. 20. ! „In 10 years Crowdfunding is gone” ! ! „Banks will not finance SMEs in the future” ! ! „The Alternative Finance consultant will be the guide for entrepreneurs in the fragmented Finance market” Input for discussion @kleverlaan | Crowdfunding strategy
  21. 21. Ronald Kleverlaan ! Crowdfunding strategy ! Founder CrowdfundingHub Co-founder & Board Member European Crowdfunding Network ! Expert Advisor “Crowd Investing” European Commission @kleverlaan ronald@kleverlaan.com slideshare.net/kleverlaan

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